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                   NATIONAL MEDICAL EXPENDITURE SURVEY, 1987:                                                                        
            POLICYHOLDERS OF PRIVATE INSURANCE: PREMIUMS, PAYMENT SOURCES,                                                           
              AND TYPES AND SOURCE OF COVERAGE PUBLIC USE TAPE 15                                                                  
                                                                                                                                     
                                  (ICPSR 9901)                                                                                       
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                             Principal Investigator                                                                                  
                                                                                                                                     
             United States Department of Health and Human Services                                                                   
                   Agency for Health Care Policy and Research                                                                        
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                               First ICPSR Release                                                                                   
                                  January 1993                                                                                       
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                         Inter-university Consortium for                                                                             
                          Political and Social Research                                                                              
                                  P.O. Box 1248                                                                                      
                            Ann Arbor, Michigan 48106                                                                                
                                                                                                                                     
                                                                                                                                     
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                             BIBLIOGRAPHIC CITATION                                                                                  
            Publications  based  on  ICPSR  data  collections  should                                                                
            acknowledge  those  sources  by  means  of  bibliographic                                                                
            citations.  To ensure that such source  attributions  are                                                                
            captured  for  social  science  bibliographic  utilities,                                                                
            citations must appear in footnotes or  in  the  reference                                                                
            section  of publications.  The bibliographic citation for                                                                
            this data collection is:                                                                                                 
                                                                                                                                     
                                                                                                                                     
                 U.S. Dept. of Health and Human Services, Agency                                                                     
                 for  Health  Care Policy and Research. NATIONAL                                                                     
                 MEDICAL     EXPENDITURE      SURVEY,      1987:                                                                     
                 POLICYHOLDERS  OF  PRIVATE INSURANCE: PREMIUMS,                                                                     
                 PAYMENT  SOURCES,  AND  TYPES  AND  SOURCE   OF                                                                     
                 COVERAGE  PUBLIC USE TAPE 15 Computer file.                                                                     
                 Rockville, MD: U.S.  Dept. of Health and  Human                                                                     
                 Services,  Agency  for  Health  Care Policy and                                                                     
                 Research  producer,  1992.  Ann  Arbor,   MI:                                                                     
                 Inter-university  Consortium  for Political and                                                                     
                 Social Research distributor, 1993.                                                                                
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                REQUEST FOR INFORMATION ON USE OF ICPSR RESOURCES                                                                    
                                                                                                                                     
            To provide funding agencies  with  essential  information                                                                
            about  use  of  archival  resources and to facilitate the                                                                
            exchange  of  information   about   ICPSR   participants'                                                                
            research activities, users of ICPSR data are requested to                                                                
            send to ICPSR bibliographic citations for each  completed                                                                
            manuscript or thesis abstract. Please indicate in a cover                                                                
            letter which data were used.                                                                                             
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                 DATA DISCLAIMER                                                                                     
                                                                                                                                     
            The original  collector  of  the  data,  ICPSR,  and  the                                                                
            relevant  funding  agency bear no responsibility for uses                                                                
            of this collection or for interpretations  or  inferences                                                                
            based upon such uses.                                                                                                    
                                                                                                                                     
                                                                                                                                     
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                         DATA COLLECTION DESCRIPTION                                                                                 
                                                                                                                                     
                                                                                                                                     
     United States Department of Health and Human Services.  Agency  for                                                             
     Health Care Policy and Research                                                                                                 
          NATIONAL MEDICAL EXPENDITURE SURVEY,  1987:  POLICYHOLDERS  OF                                                             
     PRIVATE  INSURANCE: PREMIUMS, PAYMENT SOURCES, AND TYPES AND SOURCE                                                             
     OF COVERAGE PUBLIC USE TAPE 15 (ICPSR 9901)                                                                                   
                                                                                                                                     
     SUMMARY:  The  1987  National  Medical  Expenditure  Survey  (NMES)                                                             
     provides  information  on  health  expenditures  by or on behalf of                                                             
     families and individuals, the financing of these expenditures,  and                                                             
     each  person's  use  of  services.  Public Use Tape 15 is the first                                                             
     release of data from the Health Insurance Plans  Survey  (HIPS),  a                                                             
     follow-up  to  the  NMES Household Survey designed to verify health                                                             
     insurance status provided by the NMES Household Survey  respondents                                                             
     as  well  as to provide supplementary information on private health                                                             
     insurance coverage. The Household Survey is one of the three  major                                                             
     components  of  the  1987  NMES.  (The other two components are the                                                             
     Survey of American Indians  and  Alaska  Natives  SAIAN  and  the                                                             
     Institutional  Population  Component.)  The  Household  Survey  was                                                             
     fielded over four rounds of personal and  telephone  interviews  at                                                             
     four-month  intervals.  Baseline  data  on  household  composition,                                                             
     employment,  and  insurance  characteristics  were   updated   each                                                             
     quarter, and information on all uses of and expenditures for health                                                             
     care services and sources of payment was obtained. Public Use  Tape                                                             
     15 provides information on private health insurance in force at the                                                             
     end of calendar year 1987 for employment-related and other coverage                                                             
     of  all  policyholders  in  the  United States noninstitutionalized                                                             
     civilian population. There are two data files, one for  employment-                                                             
     related  insurance and one for insurance that is purchased directly                                                             
     from insurance carriers or associations. Records on each data  file                                                             
     contain selected person-level demographic information, such as age,                                                             
     sex, race, and religion of the respective policyholder, as well  as                                                             
     characteristics of the policyholder's health insurance coverage and                                                             
     the provider of employment-related insurance.  CLASS IV                                                                         
                                                                                                                                     
     UNIVERSE: Noninstitutionalized civilian population  of  the  United                                                             
     States.                                                                                                                         
                                                                                                                                     
     SAMPLING: The Household Survey sample is  a  stratified  multistage                                                             
     area  probability  design  with  a  total  sample of roughly 35,000                                                             
     individuals in 14,000 households who completed all rounds  of  data                                                             
     collection.  Oversampling of population subgroups of special policy                                                             
     interest included poor and low-income families,  the  elderly,  the                                                             
     functionally  impaired, and Black and Hispanic minorities. The HIPS                                                             
     sample included (1) all employers  associated  with  jobs  held  by                                                             
     individuals  at  least  16  years  old  in  the fourth round of the                                                             
                                                                                                                                     
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     Household Survey, (2) the most recent employer of  individuals  not                                                             
     employed  in  Round  4  who were at least 21 years old, and (3) all                                                             
     sources  of  health  insurance  that  were  identified  by  sampled                                                             
     individuals as in force at the end of 1987.                                                                                     
                                                                                                                                     
     NOTE: Records in these files enable linkage of policyholders to the                                                             
     personal and socioeconomic characteristics provided in the NATIONAL                                                             
     MEDICAL EXPENDITURE  SURVEY,  1987:  HOUSEHOLD  SURVEY,  POPULATION                                                             
     CHARACTERISTICS  AND  PERSON-LEVEL  UTILIZATION, ROUNDS 1-4 PUBLIC                                                             
     USE TAPE 13 (ICPSR 9695).                                                                                                      
                                                                                                                                     
     EXTENT OF COLLECTION: 2 data files + machine-readable documentation                                                             
     (text) + database dictionary + SAS Control Cards                                                                                
                                                                                                                                     
     EXTENT OF PROCESSING: NONNUM/ BLANKS/ MDATA/ FREQ.PI                                                                            
                                                                                                                                     
     DATA FORMAT: Logical Record Length with SAS Control Cards                                                                       
                                                                                                                                     
     Part 1: Employment-Related          Part 2: Coverage Obtained                                                                   
        Coverage                           Directly From Insurers                                                                    
     File Structure: rectangular         File Structure: rectangular                                                                 
     Cases: 6,549                        Cases: 1,992                                                                                
     Variables: 125                      Variables: 49                                                                               
     Record Length: 560                  Record Length: 175                                                                          
     Records Per Case: 1                 Records Per Case: 1                                                                         
                                                                                                                                     
     Part 3: Technical and               Part 4: SAS Control Cards                                                                   
       Programming Information           Record Length: 80                                                                           
       and Data Dictionary                                                                                                           
     Record Length: 133                                                                                                              
                                                                                                                                     
                                                                                                                                     
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                1987 National Medical Expenditure Survey:                                                                            
                           Public Use Tape 15                                                                                        
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
               Policyholders of Private Health Insurance:                                                                            
       Premiums, Payment Sources, and Type and Source of Coverage                                                                    
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                           File Documentation                                                                                        
                                                                                                                                     
                              August, 1992                                                                                           
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                         Agency for Health Care                                                                                      
                          Policy and Research                                                                                        
                                                                                                                                     
         Center for General Health Services Intramural Research                                                                      
                   Executive Office Center, Suite 500                                                                                
                       2101 East Jefferson Street                                                                                    
                       Rockville, Maryland 20852                                                                                     
                            (301) 227-8400                                                                                           
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                                CONTENTS                                                                                             
                                                                                                                                     
     Note:  Except where otherwise indicated, all items are also                                                                     
     contained on the data tape.                                                                                                     
                                                                                                                                     
     A.     Data Purchase and Use Agreement                                                                                          
                                                                                                                                     
     B.     Background                                                                                                               
                                                                                                                                     
     C.     Technical and Programming Information                                                                                    
                                                                                                                                     
            1.0  Introduction                                                                                                        
                                                                                                                                     
            2.0  Sources of Data                                                                                                     
                                                                                                                                     
            3.0  Data File Contents and Variable Construction                                                                        
                                                                                                                                     
                 3.1  Employment-related Insurance (File 1)                                                                          
                                                                                                                                     
                      3.1.1     Level of Coverage                                                                                    
                                                                                                                                     
                      3.1.2     Self-Insurance Status                                                                                
                                                                                                                                     
                      3.1.3     Characteristics of Health Insurance                                                                  
                                Benefits                                                                                             
                                                                                                                                     
                      3.1.4     Health Insurance Premiums, Employer                                                                  
                                Contributions, Out-of-Pocket Expenses                                                                
                                and Other Contributions                                                                              
                                                                                                                                     
                                3.1.4.1   Premium Information for                                                                    
                                          Coverage that was not Self-                                                                
                                          Insured                                                                                    
                                                                                                                                     
                                3.1.4.2   Premium Information for                                                                    
                                          Coverage that was Self-                                                                    
                                          Insured                                                                                    
                                                                                                                                     
                      3.1.5     Establishment Size                                                                                   
                                                                                                                                     
                      3.1.6     Other Edits and Omissions                                                                            
                                                                                                                                     
                 3.2  Coverage Obtained Directly from Insurers or                                                                    
                      Associations (File 2)                                                                                          
                                                                                                                                     
                      3.2.1     Type of Plan (PLANTYP4)                                                                              
                                                                                                                                     
                      3.2.2     Characteristics of Health Insurance                                                                  
                                Benefits                                                                                             
                                                                                                                                     
                      3.2.3     Level of Coverage                                                                                    
                                                                                                                                     
                      3.2.4     Health Insurance Premiums                                                                            
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                      3.2.5     Other Edits and Omissions                                                                            
                                                                                                                                     
            4.0  Variable Naming and Codebook Conventions                                                                            
                                                                                                                                     
            5.0  Sample Design and Response Rates                                                                                    
                                                                                                                                     
                 5.1  Household Survey                                                                                               
                                                                                                                                     
                 5.2  Health Insurance Plans Survey                                                                                  
                                                                                                                                     
            6.0  Estimation and Sampling Weights                                                                                     
                                                                                                                                     
                 6.1  Basic Estimates of Health Insurance Premiums                                                                   
                                                                                                                                     
                 6.2  Person-Based Ratio Estimates                                                                                   
                                                                                                                                     
                      6.2.1     Person-based Ratio Estimates Relative                                                                
                                to Policyholders of Private Health                                                                   
                                Insurance                                                                                            
                                                                                                                                     
                      6.2.2     Person-based Ratio Estimates Relative                                                                
                                to the Entire Population                                                                             
                                                                                                                                     
                 6.3  Sampling Weights for Merging Previous Releases                                                                 
                      of NMES Household Data with the Current Tape                                                                   
                                                                                                                                     
                 6.4  Variance Estimation                                                                                            
                                                                                                                                     
            7.0  Programming Information                                                                                             
                                                                                                                                     
     D.     Data Dictionaries                                                                                                        
                                                                                                                                     
                 File 1                                                                                                              
                                                                                                                                     
                      Alphabetical and Positional Listing of Variables                                                               
                      on File 1                                                                                                      
                                                                                                                                     
                      File 1 Codebook                                                                                                
                                                                                                                                     
                 File 2                                                                                                              
                                                                                                                                     
                      Alphabetical and Positional Listing of Variables                                                               
                      on File 2                                                                                                      
                                                                                                                                     
                      File 2 Codebook                                                                                                
                                                                                                                                     
                 Codebook Notes for Files 1 and 2                                                                                    
                                                                                                                                     
     E.     Attachments (hard copy only)                                                                                             
                                                                                                                                     
            1.        Questionnaires and Data Collection Methods for                                                                 
                      the Household Survey and the Survey of American                                                                
                      Indians and Alaska Natives                                                                                     
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            2.        Questionnaires and Data Collection Methods for                                                                 
                      the Health Insurance Plans Survey                                                                              
                                                                                                                                     
            3.        Variance Estimation Programs                                                                                   
                                                                                                                                     
            4.        List of Previously Released NMES Public Use                                                                    
                      Tapes                                                                                                          
                                                                                                                                     
            5.        NMES Household Survey Full-Year Data Items and                                                                 
                      Health Insurance Plans Survey Data Items                                                                       
                      Released to Date for the Civilian                                                                              
                      Noninstitutionalized Population                                                                                
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                            A.  DATA PURCHASE AND USE AGREEMENT                                                                      
           for use with the 1987 National Medical Expenditure Survey Data                                                            
                                                                                                                                     
  Individual identifiers have been removed from the micro-data tapes available from the Agency                                       
  for Health Care Policy and Research through NTIS.  Nevertheless, under sections 308(d) and                                         
  903(c) of the Public Health Service Act (42 U.S.C. 242m and 42 U.S.C. 299 a-1), data                                               
  collected by the Agency for Health Care Policy and Research may not be used for any                                                
  purpose other than the purpose for which it was supplied.  The information on the micro-                                           
  data tapes available for purchase was supplied to the Agency for statistical summaries                                             
  and health services research.  It is necessary, therefore, that the individual ordering                                            
  such micro-data tapes sign the following assurance:                                                                                
                                                                                                                                     
  The undersigned gives assurance that individual elementary unit data on the micro-data                                             
  tapes being ordered will be used solely for statistical summaries and health services                                              
  research.                                                                                                                          
                                                                                                                                     
  Signature:                                     Date:                                                                               
+          _____________________________________      _________________________________________                                      
                                                                                                                                     
  Name:                                                                                                                              
+      ________________________________________________________________________________________                                      
                                                                                                                                     
  Title:                                                                                                                             
+       _______________________________________________________________________________________                                      
                                                                                                                                     
  Organization:                                                                                                                      
+              ________________________________________________________________________________                                      
                                                                                                                                     
  Address:                                                                                                                           
+         _____________________________________________________________________________________                                      
                                                                                                                                     
                                                                                                                                     
+         _____________________________________________________________________________________                                      
                                                                                                                                     
  Phone:                                                                                                                             
+        ______________________________________________________________________________________                                      
                                                                                                                                     
  Data Tapes Ordered:                                                                                                                
+                    __________________________________________________________________________                                      
                                                                                                                                     
                                                                                                                                     
+ _____________________________________________________________________________________________                                      
                                                                                                                                     
                                                                                                                                     
+ _____________________________________________________________________________________________                                      
                                                                                                                                     
  NMES Public Use Tape Numbers:                                                                                                      
+                              ________________________________________________________________                                      
                                                                                                                                     
  Proposed use:                                                                                                                      
+              ________________________________________________________________________________                                      
                                                                                                                                     
                                                                                                                                     
+ _____________________________________________________________________________________________                                      
                                                                                                                                     
  All users of NMES micro-data tapes must complete this form.  If you have not already                                               
  completed this form and returned it to NTIS, please do so now and return to:                                                       
                                                                                                                                     
                                                                                                                                     
                      Manager, NMES Public Use Tapes                                                                                 
                      Center for General Health Services Intramural Research                                                         
                      Agency for Health Care Policy and Research                                                                     
                      Executive Office Center, Suite 500                                                                             
                      2101 East Jefferson Street                                                                                     
                      Rockville, MD 20852                                                                                            
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                               B.  Background                                                                                        
                                                                                                                                     
       This documentation describes one in a series of public use                                                                    
     tapes issued by the Agency for Health Care Policy and Research                                                                  
     with data from the National Medical Expenditure Survey.  This                                                                   
     survey provides extensive information on health expenditures by                                                                 
     or on behalf of families and individuals, the financing of these                                                                
     expenditures, and each person's use of services.  The National                                                                  
     Medical Expenditure Survey (NMES) is a research project of the                                                                  
     Center for General Health Services Intramural Research, Agency                                                                  
     for Health Care Policy and Research.                                                                                            
                                                                                                                                     
       Since the 1970s the intramural research program has given                                                                     
     particular emphasis to studies of the use and financing of health                                                               
     services.  The first series of studies (NMES-1) employed data                                                                   
     collected in the 1977 National Medical Care Expenditure Survey.                                                                 
     NMES-1 produced information on a broad range of issues such as                                                                  
     the number and characteristics of the uninsured and the                                                                         
     underinsured, the tax implications of excluding employer-paid                                                                   
     premiums for health insurance from employee income, and the                                                                     
     differences among socioeconomic and demographic groups with                                                                     
     respect to the use of health services.                                                                                          
                                                                                                                                     
       A new series of studies (NMES-2) was initiated in the 1980s.                                                                  
     These studies also involve a major data collection effort - the                                                                 
     1987 National Medical Expenditure Survey.  Like its predecessor,                                                                
     NMES-2 provides information about the noninstitutionalized                                                                      
     population.  In addition and in contrast to the earlier studies,                                                                
     NMES-2 also provides extensive information on the population                                                                    
     residing in or admitted to nursing homes and facilities for the                                                                 
     mentally retarded.                                                                                                              
                                                                                                                                     
       The Household Component of NMES-2 is based on a national                                                                      
     probability sample of the civilian, noninstitutionalized                                                                        
     population living in the community.  The sample is designed to                                                                  
     provide a larger representation of population groups of special                                                                 
     policy interest to the Federal Government than would have been                                                                  
     obtained from a random sample. These groups include poor and low                                                                
     income families, the elderly, the functionally impaired, and                                                                    
     black and Hispanic minorities.  A Survey of American Indians and                                                                
     Alaska Natives includes a separate sample of American Indians and                                                               
     Alaska Natives living on or near Federal reservations and                                                                       
     eligible to receive care provided or supported by the Indian                                                                    
     Health Service. The Institutional Population Component includes a                                                               
     sample of persons residing in or admitted to nursing and personal                                                               
     care homes and facilities for the mentally retarded during 1987.                                                                
     A separate Medicare Records Component provides claims data on all                                                               
     Medicare beneficiaries included in the household and                                                                            
     institutional samples.                                                                                                          
                                                                                                                                     
       Together, the major components of NMES-2 contain information to                                                               
     make national estimates of health status, use of health services,                                                               
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     insurance coverage, expenditures, and sources of payment for the                                                                
     civilian population of the United States during the period from                                                                 
     January 1 to December 31, 1987.  Oversampling of population                                                                     
     groups of special interest makes possible in-depth studies of                                                                   
     these groups.  The database can also be used to assess the                                                                      
     implications of recent or proposed changes in public or private                                                                 
     health care benefits, methods of financing both health care and                                                                 
     insurance coverage, various public and private subsidies for                                                                    
     health care, and  employee compensation arrangements.                                                                           
                                                                                                                                     
     Household Survey                                                                                                                
                                                                                                                                     
       Each family in the Household Survey was interviewed four times                                                                
     over a period of 16 months to obtain information about the                                                                      
     family's  health and health care during calendar year 1987.                                                                     
     Baseline data on household composition, employment, and insurance                                                               
     were updated at each interview, and information was obtained on                                                                 
     illnesses, use of health services, and health expenditures for                                                                  
     each family member.  A fifth round of interviews was conducted in                                                               
     the spring of 1988 to obtain information on the tax filing and                                                                  
     medical deductions of each household.  A long term care                                                                         
     supplement was administered during the first and fourth rounds of                                                               
     interviewing to permit estimates of persons with functional                                                                     
     disabilities and the use of formal services or long term care                                                                   
     provided by family or friends.                                                                                                  
                                                                                                                                     
       In order to verify and supplement the information provided by                                                                 
     household respondents, the Household Component of NMES-2 included                                                               
     two additional surveys. The Medical Provider Survey obtained                                                                    
     information from the physicians, hospitals, outpatient clinics,                                                                 
     emergency rooms, and home health agencies used by the  household                                                                
     sample during 1987.  The Health Insurance Plans Survey obtained                                                                 
     information on the private insurance of persons in the household                                                                
     sample, including premiums paid by all sources and the provisions                                                               
     of their coverage.                                                                                                              
                                                                                                                                     
     Survey of American Indians and Alaska Natives (SAIAN)                                                                           
                                                                                                                                     
       This component was conducted with the same data collection                                                                    
     instruments and interview procedures as the Household Component                                                                 
     and covered the same reference period, calendar year 1987.  SAIAN                                                               
     also included follow-up surveys to medical providers and health                                                                 
     insurers.  Consequently, the data can be used to compare American                                                               
     Indians and Alaska Natives eligible for care from the Indian                                                                    
     Health Service and the general U.S. population with regard to                                                                   
     such issues as health status, use of health services, and access                                                                
     to  care.  Information was obtained on services provided outside                                                                
     the Indian Health Service and on other sources of health care                                                                   
     financing available for persons eligible for care from the IHS.                                                                 
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     Institutional Population Component                                                                                              
                                                                                                                                     
       The Institutional Population Component of NMES-2 included                                                                     
     persons resident in or admitted to nursing and personal care                                                                    
     homes and facilities for the mentally retarded at any time in                                                                   
     calendar year 1987.  This survey provides information on the                                                                    
     functional status, use of services, and health expenditures of                                                                  
     the institutionalized population.  The Survey in Institutions                                                                   
     (SII) collected data from facility administrators and designated                                                                
     staff on the characteristics of facilities and charges.  The                                                                    
     Survey of Next of Kin (SNK) obtained data from the respondent's                                                                 
     next-of-kin or other knowledgeable persons in the community on                                                                  
     the financial status, insurance coverage, and personal history of                                                               
     the institutionalized person.                                                                                                   
                                                                                                                                     
     Survey Samples                                                                                                                  
                                                                                                                                     
       All survey components were designed to provide statistically                                                                  
     unbiased estimates that are representative of the civilian                                                                      
     population of the United States in 1987.  The Household Survey                                                                  
     sample is a stratified multistage area probability design with a                                                                
     total sample of roughly 35,000 individuals, in 14,000 households,                                                               
     who completed all rounds of data collection.  Oversampling of the                                                               
     population subgroups of special policy interest was based on a                                                                  
     separate screening interview conducted in the fall of 1986 with a                                                               
     sample of 36,000 addresses.                                                                                                     
                                                                                                                                     
       The Survey of American Indians and Alaska Natives adopted a                                                                   
     multistage area probability sample design using an IHS-                                                                         
     constructed frame of counties with individuals eligible for                                                                     
     services provided or supported by the Indian Health Service and                                                                 
     living on or near Federally recognized reservations or in Alaska.                                                               
     An initial screening interview was completed in approximately                                                                   
     13,700 dwelling units to identify the eligible sample.  The                                                                     
     screening yielded approximately 1,950 households responding for                                                                 
     the full year and approximately 6,500 SAIAN persons responded for                                                               
     their entire period of eligibility in 1987.                                                                                     
                                                                                                                                     
       The institutional population sample was based on a three stage                                                                
     probability design. The first two stages were used to select                                                                    
     facilities; the final stage sampled facility residents present on                                                               
     January 1, 1987.  These facilities were also used to obtain a                                                                   
     sample of admissions between January 1, 1987, and December 31,                                                                  
     1987.  Based on sampling specifications the Institutional                                                                       
     Population Component includes 1,500 facilities, 800 nursing homes                                                               
     and 700 facilities for the mentally retarded.  There is a total                                                                 
     of approximately 10,100 persons in the sample including both                                                                    
     residents and new admissions.  This includes 5,700 persons in                                                                   
     nursing homes and 4,400 persons in facilities for the mentally                                                                  
     retarded.  The sample frame for facilities in the Institutional                                                                 
     Population Component was derived from the 1986 Inventory of Long-                                                               
     Term Care Places.                                                                                                               
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       Taken in conjunction, the NMES-2 surveys yield comprehensive,                                                                 
     population-based information that will support studies of most                                                                  
     population groups of policy interest, including those presently                                                                 
     outside the scope of various public and private financing                                                                       
     mechanisms.  In contrast to information obtained from program or                                                                
     provider statistics, NMES-2 data can be used to analyze all                                                                     
     public and private sources of coverage for health care services                                                                 
     and out-of-pocket payments by individuals and families.                                                                         
                                                                                                                                     
       The Agency for Health Care Policy and Research sponsored the                                                                  
     NMES-2 data collection activities.  A substantial part of the                                                                   
     support for the Survey of American Indians and Alaska Natives was                                                               
     provided by the Indian Health Service.  The Health Care Financing                                                               
     Administration, the National Center for Health Statistics, and                                                                  
     the Office of the Assistant Secretary for Planning and Evaluation                                                               
     provided extensive technical assistance during the development of                                                               
     the survey design and instruments.  Interviews were conducted by                                                                
     the primary contractor, Westat, Inc., Rockville, Maryland and by                                                                
     NORC, University of Chicago; the Council of Energy Resource                                                                     
     Tribes, Denver, Colorado; and Stephen R. Braund and Associates,                                                                 
     Anchorage Alaska.  Data processing during the analysis stage of                                                                 
     the project is being provided by Social and Scientific Systems,                                                                 
     Inc., Bethesda, Maryland.                                                                                                       
                                                                                                                                     
       The data were collected under the authorities of the Public                                                                   
     Health Service Act and are being edited and published in                                                                        
     accordance with the confidentiality provisions of that Act and                                                                  
     the Privacy Act.                                                                                                                
                                                                                                                                     
       Additional information on NMES-2 is available from Daniel C.                                                                  
     Walden, Ph.D., Director of the Division of Medical Expenditure                                                                  
     Studies; Center for General Health Services Intramural Research,                                                                
     Agency for Health Care Policy and Research; Executive Office                                                                    
     Center, Suite 500; 2101 East Jefferson Street; Rockville,                                                                       
     Maryland, 20852 (301/227-8400).                                                                                                 
1                                                                                                                                    
                                                                                                                                     
                                                                                                                                     
                 C. Technical and Programming Information                                                                            
                                                                                                                                     
                                                                                                                                     
     1.0  Introduction                                                                                                               
                                                                                                                                     
       This public use tape is the first release of data from the                                                                    
     Health Insurance Plans Survey (HIPS) of the 1987 National Medical                                                               
     Expenditure Survey (NMES).  HIPS is a follow-up to the NMES                                                                     
     Household Survey and was designed to verify health insurance                                                                    
     status provided by the NMES Household Survey respondents as well                                                                
     as to provide supplementary information on private health                                                                       
     insurance coverage.  The tape provides information and related                                                                  
     documentation on private health insurance in force at the end of                                                                
     calendar year 1987 for employment-related and other coverage of                                                                 
     all policyholders in the U.S. noninstitutionalized civilian                                                                     
     population.                                                                                                                     
                                                                                                                                     
       The tape contains two data files, one for employment-related                                                                  
     insurance (File 1) and one for insurance that is purchased                                                                      
     directly from insurance carriers or associations (File 2).                                                                      
     Records on each data file contain selected person-level                                                                         
     demographic information for the respective policyholder as well                                                                 
     as characteristics of the policyholder's health insurance                                                                       
     coverage and the provider of employment-related insurance (File                                                                 
     1).  The persons represented on these data files are not the                                                                    
     universe of persons with private health insurance but rather                                                                    
     policyholders of private health insurance.  The link variables                                                                  
     provided in both files 1 and 2 enable linkage of policyholders to                                                               
     the personal and socioeconomic characteristics provided on NMES                                                                 
     Public Use Tape 13.  (Public Use Tape 13 also contains aggregate                                                                
     person level measures of health services use for calendar year                                                                  
     1987, indicators of public health insurance status and                                                                          
     characteristics of the job held by the policyholder at the end of                                                               
     the year.)                                                                                                                      
                                                                                                                                     
       The present public use tape does not provide linkage to the                                                                   
     dependents of policyholders of private health insurance coverage.                                                               
     In particular, it is not possible to use information on                                                                         
     dependents from the coverage data available in Public Use Tape 13                                                               
     to link dependents such as family members to policyholders with                                                                 
     records on the current tape.  Dependent linkage variables will be                                                               
     released on Public Use Tape 24.                                                                                                 
                                                                                                                                     
       The data on this tape are being released as EBCDIC files.  The                                                                
     tape also includes an EBCDIC file containing programming                                                                        
     statements required to create SAS data sets and SAS format                                                                      
     libraries for the data files on the tape.                                                                                       
                                                                                                                                     
       The following documentation offers a brief overview of the                                                                    
     sources, type and level of data provided, the content and                                                                       
     structure of the data files and codebooks, and programming                                                                      
     information.                                                                                                                    
1                                                                                                                                    
                                                                                                                                     
                                                                                                                                     
       More detailed information on NMES survey instruments and data                                                                 
     collection procedures, variance estimation programs, and a list                                                                 
     of previously released NMES Public Use Tapes are in Attachments 1                                                               
     to 4, which are provided as hard-copy attachments to the                                                                        
     documentation.  Attachment 5 contains a catalogue of data items                                                                 
     released on this and other NMES public use tapes, supplied to                                                                   
     guide the user to the appropriate public use tape for the data                                                                  
     items of interest in the NMES Household Survey and the HIPS.  To                                                                
     merge the current data files with previous NMES public use tapes                                                                
     from the Household Survey, the policyholder identification                                                                      
     variable (PHLDRIDX) on the current tape (File 1 or File 2) must                                                                 
     be renamed to PIDX.  The current tape can then be linked to                                                                     
     previous tapes by merging on the person identification variable                                                                 
     (PIDX).                                                                                                                         
                                                                                                                                     
                                                                                                                                     
     2.0  Sources of Data                                                                                                            
                                                                                                                                     
       The data on these files were collected in the Health Insurance                                                                
     Plans Survey with one of three questionnaires.  The Employer and                                                                
     Union questionnaires, shown in Attachment 2, were used for                                                                      
     providers of employment-related insurance to eligible members of                                                                
     the Household Survey.  The Insurer Questionnaire, also shown in                                                                 
     Attachment 2, was used for providers of insurance that was not                                                                  
     employment-related.  As described in Section 5.2, federal                                                                       
     government employers were not fielded in HIPS.  Instead,                                                                        
     information on employment-related private health insurance                                                                      
     available through the federal government was obtained from the                                                                  
     Office of Personnel Management and attributed, when possible, to                                                                
     File 1 for federal workers and retirees using information in the                                                                
     NMES Household Survey.                                                                                                          
                                                                                                                                     
       Corresponding to the respective Employer or Union                                                                             
     questionnaire, an individual record in File 1 contains                                                                          
     information on all coverage obtained by a given policyholder from                                                               
     a given employer or union.  Most individuals obtained only one                                                                  
     health insurance plan through a single employer.  However, in                                                                   
     those cases where an individual obtained more than one plan                                                                     
     through the same employer, the information on a single record                                                                   
     represents all plans obtained by that individual through that                                                                   
     employer.  Policyholders with employment-related coverage from                                                                  
     more than one source are represented on more than one record,                                                                   
     corresponding to each source.                                                                                                   
                                                                                                                                     
       Information on individual plans that comprise a policyholder's                                                                
     coverage (questions 5 through 12, and 16 through 21 in the                                                                      
     Employer and Union questionnaires) was not included in this                                                                     
     public use tape but will be included in future releases.                                                                        
     However, some summary measures of plan level information are                                                                    
     included on the current tape.  Future releases will also contain                                                                
     information on employment-related plans that were offered to                                                                    
     individuals but not selected.  Benefit information abstracted                                                                   
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     from policy booklets collected as part of the HIPS will be                                                                      
     released separately.  Linkages between these files and future                                                                   
     HIPS releases will be provided.                                                                                                 
                                                                                                                                     
       Information on a policyholder's premium and insurance                                                                         
     characteristics for coverage that is not employment-related (File                                                               
     2) is reported at the plan level, corresponding to a single                                                                     
     Insurer Questionnaire.  Thus, if a HIPS policyholder was covered                                                                
     by one hospital/medical insurance plan and one dental plan from                                                                 
     the same source, File 2 contains two separate records and the                                                                   
     premium for each plan is recorded separately on each record.                                                                    
     Policyholders with plans from more than one insurance company or                                                                
     association also have multiple records.                                                                                         
                                                                                                                                     
                                                                                                                                     
     3.0  Data File Contents and Variable Construction                                                                               
                                                                                                                                     
       To expedite release of health insurance data and ensure data                                                                  
     processing efficiency, the structure for both files generally                                                                   
     reflects the structure of the Health Insurance Plans Survey                                                                     
     questionnaires.  The files contain information on health                                                                        
     insurance premiums and characteristics of held coverage for all                                                                 
     policyholders of private health insurance in force at the end of                                                                
     calendar year 1987.  In addition, File 1 contains information on                                                                
     the characteristics of organizations providing insurance to                                                                     
     policyholders of employment-related insurance.                                                                                  
                                                                                                                                     
       The persons represented in these files include all                                                                            
     policyholders in the U.S. civilian noninstitutionalized                                                                         
     population who were eligible and responding during the round 4                                                                  
     interview of the Household Survey and who responded for their                                                                   
     entire period of eligibility during 1987.  These policyholders                                                                  
     had employment-related insurance (in File 1), and/or insurance                                                                  
     purchased directly from an insurance carrier or association (in                                                                 
     File 2).  File 1 contains 6,549 records representing the number                                                                 
     of sources of employment-related coverage for policyholders in                                                                  
     HIPS.  File 2 contains 1,992 records representing the number of                                                                 
     insurance plans held by policyholders in HIPS that are not                                                                      
     employment-related.   In order to make national estimates of                                                                    
     total premiums for private health insurance, it is necessary to                                                                 
     sum premiums across Files 1 and 2 (see Section 6.0, Estimation                                                                  
     and Sampling Weights, for details).                                                                                             
                                                                                                                                     
       Both data files contain unedited, edited and constructed                                                                      
     variables.  Detailed information on the methods used to edit and                                                                
     construct the variables for the level of coverage, self-insurance                                                               
     status, characteristics of health insurance benefits, health                                                                    
     insurance premiums and establishment size on File 1 is provided                                                                 
     in Section 3.1.  Details on the editing and construction of                                                                     
     variables related to the type of plan, characteristics of health                                                                
     insurance benefits, the level of coverage, and health insurance                                                                 
     premiums for File 2 are provided in Section 3.2.  Additional                                                                    
1                                                                                                                                    
                                                                                                                                     
                                                                                                                                     
     details for selected variables are also provided in the Codebook                                                                
     Notes section of the documentation, immediately following the                                                                   
     codebook for File 2.                                                                                                            
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
     3.1  Employment-related Insurance (File 1)                                                                                      
                                                                                                                                     
        This file contains data on employment-related health insurance                                                               
     including information on premiums, payment sources,                                                                             
     characteristics of health insurance coverage and characteristics                                                                
     of the organizations providing the insurance.  Each record in                                                                   
     File 1 corresponds to information obtained in a single Employer                                                                 
     or Union questionnaire.  Policyholders who obtained private                                                                     
     insurance from more than one employment-related source are each                                                                 
     represented on multiple records in File 1.  Policyholders who                                                                   
     obtained insurance from only one employment-related source but                                                                  
     received multiple plans from that source are represented on one                                                                 
     record only in File 1.  In the latter case, the premium                                                                         
     information on that record (as well as other coverage                                                                           
     characteristics) represents the combined premiums (or coverage                                                                  
     characteristics) for all plans obtained from that source.                                                                       
                                                                                                                                     
       Each record in File 1 contains the following information:                                                                     
                                                                                                                                     
            Unique policyholder, provider and record identifiers                                                                     
                                                                                                                                     
            Selected demographic variables                                                                                           
                                                                                                                                     
            Information on whether the information was obtained                                                                      
            through an Employer or Union questionnaire or was assigned                                                               
            for a federal government worker or retiree                                                                               
                                                                                                                                     
            Information on the number of plans held by a policyholder                                                                
            from a given source and the relationship of the                                                                          
            policyholder to the employer or union                                                                                    
                                                                                                                                     
            Characteristics of the health insurance coverage of the                                                                  
            policyholder                                                                                                             
                                                                                                                                     
            Information on the number of plans offered by the employer                                                               
            or union                                                                                                                 
                                                                                                                                     
            Information on the first month the policyholder was                                                                      
            covered by the plan(s) in 1987                                                                                           
                                                                                                                                     
            Premium amounts and information on the level of coverage                                                                 
            for the policyholder                                                                                                     
                                                                                                                                     
            Characteristics of the employer or union providing the                                                                   
            employment-related insurance                                                                                             
1                                                                                                                                    
                                                                                                                                     
                                                                                                                                     
            Weight and variance estimation variables                                                                                 
                                                                                                                                     
                                                                                                                                     
     3.1.1  Level of Coverage                                                                                                        
                                                                                                                                     
       Edited and unedited variables are provided on the file that                                                                   
     indicate whether the policyholder's level of coverage was single-                                                               
     party, two-party, family or other (TYPHELDX and TYPHELD).  When                                                                 
     missing, values for the edited level of coverage were assigned                                                                  
     from information in the NMES Household Survey using information                                                                 
     on family composition and the number of family members covered                                                                  
     under a policy.  In addition, premium information for                                                                           
     policyholders with single or family coverage was logically edited                                                               
     with data from the HIPS.                                                                                                        
                                                                                                                                     
                                                                                                                                     
     3.1.2  Self-Insurance Status                                                                                                    
                                                                                                                                     
       Self-insurance status was constructed from plan level                                                                         
     information regarding policyholder coverage from a given source.                                                                
     Question 46 in the Employer Questionnaire contains a description                                                                
     of self-insurance.  Missing information at the plan level was                                                                   
     first edited logically.  Remaining missing values were imputed                                                                  
     according to information on whether the group was a union or                                                                    
     employer, union size, type of plan (HMO or traditional), whether                                                                
     the plan was a main (hospital/medical) or supplemental plan                                                                     
     (dental, vision or drug plan), the census region of the                                                                         
     policyholder's residence, industry of the policyholder's job, the                                                               
     number of plans the company offered, other benefits the company                                                                 
     offered and the number of full and part time employees in the                                                                   
     establishment.  Federal government plans were logically edited to                                                               
     not self-insured.  Since policyholders can obtain multiple plans                                                                
     from a given employment-related source, a variable (CONPLANX) is                                                                
     provided on the file that indicates whether coverage from a                                                                     
     source was all self-insured, all not self-insured, or a                                                                         
     combination of self-insured and not self-insured plans.                                                                         
                                                                                                                                     
                                                                                                                                     
     3.1.3  Characteristics of Health Insurance Benefits                                                                             
                                                                                                                                     
       File 1 contains six constructed variables (PBMEDX, PHOSPX,                                                                    
     PMMEDX, PDENTX, PVISIONX, PDRUGX) that summarize for each                                                                       
     policyholder the health insurance benefits provided through                                                                     
     coverage obtained from a given source.  These variables were                                                                    
     constructed using data for questions 6, 7 and 16 of the                                                                         
     Employer/Union questionnaires that were edited using benefit                                                                    
     information abstracted from employee booklets or policy materials                                                               
     obtained from the HIPS respondent.  If the abstracted benefit                                                                   
     data were available and indicated a particular type of coverage,                                                                
     missing data or negative responses on the HIPS questionnaire were                                                               
     edited to indicate coverage.  In addition, indicators of basic                                                                  
1                                                                                                                                    
                                                                                                                                     
                                                                                                                                     
     medical, basic hospital and major medical coverage were set to                                                                  
     "no" for plans that were HMOs.                                                                                                  
                                                                                                                                     
       Since a policyholder with employment-related insurance can be                                                                 
     covered by multiple plans from a single source, the plan level                                                                  
     information was aggregated to indicate the presence of benefits                                                                 
     across all plans from a source.  The plan level information was                                                                 
     aggregated as follows:  If a variable for any plan indicated                                                                    
     coverage, the summary variable was set equal to "yes"; if the                                                                   
     variable for all plans explicitly indicated that the coverage was                                                               
     not provided, the summary variable was set equal to "no"; if the                                                                
     information was missing across all plans or across some plans,                                                                  
     and none of the policyholder's plans indicated coverage, the                                                                    
     summary variable was set equal to missing (-9 not ascertained).                                                                 
                                                                                                                                     
       Information abstracted from employee booklets or policy                                                                       
     materials, as well as information from the Household Survey, was                                                                
     used to edit plan level information on whether a plan was an HMO                                                                
     or a traditional fee-for-service plan.  The plan level                                                                          
     information was then aggregated to indicate whether all of the                                                                  
     plans obtained from a source were HMOs, traditional plans or a                                                                  
     combination of HMOs and traditional plans (PTRADHMO).                                                                           
                                                                                                                                     
       Information on whether employment-related coverage consisted of                                                               
     all main plans, all supplemental plans or a combination of both                                                                 
     was constructed using information in Question 25 identifying the                                                                
     plans associated with a policyholder's coverage (PKIND2).                                                                       
                                                                                                                                     
                                                                                                                                     
     3.1.4  Health Insurance Premiums, Employer Contributions, Out-of-                                                               
     Pocket Expenses and Other Contributions                                                                                         
                                                                                                                                     
       Employers and unions were asked to provide information on                                                                     
     annual premiums for the health insurance plans covering HIPS                                                                    
     policyholders.  The annual premiums represent the annual cost of                                                                
     coverage in force at the end of 1987.  If a policy was in force                                                                 
     for only part of the year and the individual was uninsured for                                                                  
     the remainder of the year, the annual premium in HIPS is greater                                                                
     than the individual's actual expenditures on health insurance for                                                               
     calendar year 1987.  Likewise, if a policyholder held an                                                                        
     additional policy in 1987 but was not covered by that policy at                                                                 
     the end of the year, the premium in HIPS does not represent the                                                                 
     individual's actual health insurance expenditures for calendar                                                                  
     year 1987.                                                                                                                      
                                                                                                                                     
       Employers and unions were also asked to provide information on                                                                
     employee or union member contributions (out-of-pocket expenses)                                                                 
     for both self-insured and other coverage.  They were also asked                                                                 
     to provide information on employer, union, and other                                                                            
     contributions for coverage that was not self-insured.                                                                           
1                                                                                                                                    
                                                                                                                                     
                                                                                                                                     
       Two methods were used to edit and impute premiums, employer and                                                               
     union contributions, out-of-pocket expenses and other                                                                           
     contributions.                                                                                                                  
                                                                                                                                     
                                                                                                                                     
     3.1.4.1  Premium Information for Coverage that was not Self-                                                                    
     Insured                                                                                                                         
                                                                                                                                     
       Missing premiums and out-of-pocket expenses for employment-                                                                   
     related coverage that was not self-insured were first assigned                                                                  
     from plan-level premium information reported in other sections of                                                               
     the questionnaires (Questions 10, 11 and 12 in the Employer and                                                                 
     Union questionnaires).  Premiums, employer and union                                                                            
     contributions, out-of-pocket expenses and other contributions                                                                   
     were then edited for consistency and extreme values and                                                                         
     annualized if necessary.  Missing data for other contributions                                                                  
     were set to zero.                                                                                                               
                                                                                                                                     
       Missing premiums, employer and union contributions, and out-of-                                                               
     pocket expenses for employment-related coverage that was not                                                                    
     self-insured were imputed using weighted sequential hot-deck                                                                    
     procedures.  The weighted sequential hot-deck procedure imputes                                                                 
     data for individuals with missing data using individuals with                                                                   
     complete data but similar characteristics.  Information about the                                                               
     level of coverage, whether the coverage included main or                                                                        
     supplemental plans, whether the person held any HMO coverage, the                                                               
     services that were covered by the plan, whether the firm offered                                                                
     other fringe benefits and whether the policyholder was a full-                                                                  
     time or part-time employee was used to form groups of "donors"                                                                  
     with known data on premiums and payment sources, and similar                                                                    
     groups of "recipients" with missing premium and payment source                                                                  
     data.  If the HIPS respondent provided part but not all                                                                         
     information on premiums and payment sources  (e.g., just the                                                                    
     total premium, the employer contribution or the out-of-pocket                                                                   
     expenses) this partial information was also used to classify                                                                    
     donors and recipients.  Within classification groups, data were                                                                 
     assigned from donors to recipients, taking into account the                                                                     
     weights associated with each person in the complex survey design.                                                               
     Twenty-two percent of records with at least one plan that was not                                                               
     self-insured contain premium data imputed in this manner.                                                                       
                                                                                                                                     
                                                                                                                                     
     3.1.4.2  Premium Information for Coverage that was Self-Insured                                                                 
                                                                                                                                     
       For employment-related hospital/medical coverage that was self-                                                               
     insured, the expected value of total funding per policyholder was                                                               
     assigned in lieu of a total premium.  Total funding for                                                                         
     hospital/medical plans was defined as the sum of claims paid,                                                                   
     premiums for re-insurance of large claims, and administrative                                                                   
     costs for all self-insured coverage offered by the employer or                                                                  
     union (see Question 51 in the Employer Questionnaire), less an                                                                  
     estimate of the total funding associated with separate, self-                                                                   
1                                                                                                                                    
                                                                                                                                     
                                                                                                                                     
     insured vision, drug, or dental plans.  Information concerning                                                                  
     self-insured funding was reviewed during the HIPS data collection                                                               
     period, and implausible values were reviewed with the respondent                                                                
     by staff of a major accounting firm.  Total funding for                                                                         
     hospital/medical plans was divided by the total number of                                                                       
     policyholders (current and former employees or union members)                                                                   
     enrolled in all self-insured hospital/medical plans to define                                                                   
     total funding per policyholder.                                                                                                 
                                                                                                                                     
       The expected value of total funding per policyholder was                                                                      
     determined by a stepwise regression model involving actual values                                                               
     from about 1,300 questionnaires with usable information, as a                                                                   
     function of the contribution paid by the NMES policyholder, the                                                                 
     age and sex of the NMES policyholder, covered health services,                                                                  
     coverage of retirees, other fringe benefits offered by the                                                                      
     employer or union, type of ownership (sole proprietorship,                                                                      
     partnership, or corporation), the census region of the                                                                          
     policyholder's residence, industry of the policyholder's job, and                                                               
     unionization.  (Given these other variables, group size was not a                                                               
     statistically or quantitatively significant predictor of funding                                                                
     per policyholder and was excluded from the model.)  In order to                                                                 
     expedite the availability of premium data from NMES, the model                                                                  
     was fitted only from the limited description of plan benefits in                                                                
     the HIPS questionnaires and not from the detailed information                                                                   
     abstracted from the employee booklets or policies obtained from                                                                 
     respondents.  Two regressions involving the natural logarithm of                                                                
     the dependent variable were estimated using weighted least                                                                      
     squares, one for contributory plans and another for                                                                             
     noncontributory plans.  The R2s for the two equations were .206                                                                 
     and .311, respectively.                                                                                                         
                                                                                                                                     
       The values predicted by this model were assigned to all                                                                       
     questionnaires involving self-insured hospital/medical coverage                                                                 
     of a NMES policyholder.  Then an adjustment was made for the type                                                               
     of coverage (single or family) held by the policyholder.  In this                                                               
     context, family coverage includes all coverage except single                                                                    
     coverage.  This adjustment used HIPS information from plans that                                                                
     were not self-insured to value single coverage at 40 percent of                                                                 
     family coverage and assumed that 67 percent of the policyholders                                                                
     enrolled through each employer or union held family coverage (the                                                               
     overall weighted proportion for self-insured plans in the HIPS).                                                                
     These assumptions implied that the family "premium" was 125                                                                     
     percent of total funding averaged over all policyholders, while                                                                 
     the single "premium" was 50 percent of the overall average.  The                                                                
     values assigned to single coverage ranged from $400 to $5,507,                                                                  
     with an unweighted mean of $899.  The values assigned to family                                                                 
     coverage ranged from $569 to $6,331, with an unweighted mean of                                                                 
     $2,566.                                                                                                                         
                                                                                                                                     
       Separate vision, drug, and dental plans that were self-insured                                                                
     were valued using a different method.  Specifically, these plans                                                                
1                                                                                                                                    
                                                                                                                                     
                                                                                                                                     
     were assigned the median premium observed for similar plans that                                                                
     were not self-insured, according to self-only or family coverage.                                                               
     If a policyholder's coverage included separate vision, drug or                                                                  
     dental plans as well as hospital/medical coverage these premiums                                                                
     were then added to the predicted hospital/medical premiums                                                                      
     described above.                                                                                                                
                                                                                                                                     
       In the regression models predicting total funding per                                                                         
     policyholder for self-insured hospital/medical plans, there was                                                                 
     no significant difference between policyholders with one self-                                                                  
     insured plan from a given employer or union and policyholders                                                                   
     with both a self-insured plan and another plan that was not self-                                                               
     insured.  For the latter policyholders, the total premium for all                                                               
     coverage from a given employer or union was calculated by adding                                                                
     the value assigned to self-insured plans to the premium for other                                                               
     plans.                                                                                                                          
                                                                                                                                     
       Missing information on out-of-pocket expenses for self-insured                                                                
     coverage was first assigned from plan-level information reported                                                                
     in questions 11 and 12 of the Employer and Union questionnaires.                                                                
     Self-insured out-of-pocket expenses were then edited for extreme                                                                
     values and annualized if necessary.                                                                                             
                                                                                                                                     
       Missing out-of-pocket expenses were imputed using a weighted                                                                  
     sequential hot-deck procedure.  Information about the census                                                                    
     region of the policyholder's residence, hourly wages of the                                                                     
     policyholder, whether the insurance provider offered paid                                                                       
     vacation, sick leave or life insurance, whether the policyholder                                                                
     had basic hospitalization or dental coverage, the level of                                                                      
     coverage and information on the policyholder's number of main and                                                               
     supplemental plans was used to form groups of donors with known                                                                 
     data on self-insured out-of-pocket expenses and similar groups of                                                               
     recipients with missing data.  Approximately 10% of records with                                                                
     at least one self-insured plan contain an imputed value for self-                                                               
     insured out-of-pocket expenses.  After total self-insured                                                                       
     premiums and out-of-pocket expenses were edited and imputed,                                                                    
     self-insured employer contributions were calculated as the                                                                      
     difference between the two variables.                                                                                           
                                                                                                                                     
       Union contributions toward coverage that was not self-insured                                                                 
     (Union Questionnaire item 27) were edited and imputed in                                                                        
     conjunction with employer contributions toward coverage that was                                                                
     not self-insured (Employer Questionnaire item 27).  Union                                                                       
     contributions toward self-insured premiums were defined as the                                                                  
     difference between predicted total premiums and edited out-of-                                                                  
     pocket expenses toward self-insured premiums (Union Questionnaire                                                               
     item 27).   After the edited values for self-insured and not                                                                    
     self-insured union contributions were completed they were                                                                       
     assigned to the variable OTHCONTX, while the edited values for                                                                  
     other contributions for union records (which were assumed to be                                                                 
     employer contributions) were assigned to the variable EMPCONTX.                                                                 
                                                                                                                                     
1                                                                                                                                    
                                                                                                                                     
                                                                                                                                     
     3.1.5  Establishment Size                                                                                                       
                                                                                                                                     
       This file contains a constructed establishment size variable -                                                                
     TOTALEMP.  Due to reasons of confidentiality this variable has                                                                  
     been capped at 10,000 employees.  An establishment is defined as                                                                
     a unique work location and TOTALEMP refers to the number of                                                                     
     employees at that location.  Missing and inconsistent values of                                                                 
     TOTALEMP were imputed using NMES household data when available,                                                                 
     and data obtained under contract with Dun & Bradstreet                                                                          
     Information Services North America.  When these data sources were                                                               
     unavailable, establishment size was imputed using a weighted                                                                    
     sequential hot-deck procedure.  Information about the census                                                                    
     region of the policyholder's residence, an indicator of whether                                                                 
     or not the firm employed any union members and the industry of                                                                  
     the policyholder's job were used to form groups of donors with                                                                  
     known data on establishment size and similar groups of recipients                                                               
     with missing data.  Approximately 5% of the records on File 1                                                                   
     contain an imputed value for establishment size.                                                                                
                                                                                                                                     
                                                                                                                                     
     3.1.6  Other Edits and Omissions                                                                                                
                                                                                                                                     
       Question 1 in the Employer Questionnaire was not included in                                                                  
     Public Use Tape 15 since all employers included on this tape, by                                                                
     definition, provided private health insurance to their employees                                                                
     or retirees.  Several variables were either omitted entirely,                                                                   
     capped, or converted to ratios or proportions for reasons of                                                                    
     confidentiality.  Since the proportions were constructed with                                                                   
     unedited variables, their values may exceed 1 (PERCFAM, PERCLOW,                                                                
     PERCNTFT, PERCNTPT, PERSING).  Questions 5-12, 16-21, omitted                                                                   
     items between questions 23 and 33 in the Employer and Union                                                                     
     questionnaires, and questions 34-36 in the Employer Questionnaire                                                               
     will be released on Public Use Tape 33.  Other variables omitted                                                                
     are box items for use by the interviewer.                                                                                       
                                                                                                                                     
       Skip patterns for unedited variables were not cleaned.  Since                                                                 
     federal employers were not fielded in HIPS, all employer level                                                                  
     variables on federal records, except for the variable GROUPCOV,                                                                 
     were assigned a value of "-9" and all union variables on federal                                                                
     records were assigned a value of "-1".  All link variables have                                                                 
     been edited.                                                                                                                    
                                                                                                                                     
                                                                                                                                     
     3.2  Coverage Obtained Directly from Insurers or Associations                                                                   
     (File 2)                                                                                                                        
                                                                                                                                     
       File 2 contains data on premiums and characteristics of health                                                                
     insurance coverage for insurance that is not employment-related,                                                                
     but obtained directly from insurers or associations.                                                                            
                                                                                                                                     
     Each record on File 2 contains the following information:                                                                       
                                                                                                                                     
1                                                                                                                                    
                                                                                                                                     
                                                                                                                                     
            Unique policyholder, provider and record identifiers                                                                     
                                                                                                                                     
            Selected demographic variables                                                                                           
                                                                                                                                     
            Characteristics of the health insurance plan including                                                                   
            type of plan, whether or not the policy is a group policy,                                                               
            the number of policyholders in the group, information on                                                                 
            benefits provided, and whether a waiting period exists or                                                                
            pre-existing conditions are excluded                                                                                     
                                                                                                                                     
            Information on the first month the policyholder was                                                                      
            covered by the plan and the level of coverage of the plan                                                                
                                                                                                                                     
            Information on premiums, out-of-pocket expenses and other                                                                
            contributions for the plan                                                                                               
                                                                                                                                     
            Weight and variance estimation variables                                                                                 
                                                                                                                                     
                                                                                                                                     
     3.2.1  Type of Plan (PLANTYP4)                                                                                                  
                                                                                                                                     
       This constructed variable indicates whether a plan is a Medigap                                                               
     plan, an HMO, or a traditional plan (main, supplemental or                                                                      
     other).  This variable was created using information that                                                                       
     included the name of the plan, details on coverage from the HIPS                                                                
     questionnaire, information on the policyholder from the Household                                                               
     Survey, and available information from policy booklets which were                                                               
     collected as part of HIPS.  Medigap plans were categorized as                                                                   
     either standard, if they were designed specifically to supplement                                                               
     Medicare, or non-standard, if they were not.  If a plan was                                                                     
     identified as both an HMO and a Medigap policy, it was classified                                                               
     as a Medigap policy.                                                                                                            
                                                                                                                                     
                                                                                                                                     
     3.2.2  Characteristics of Health Insurance Benefits                                                                             
                                                                                                                                     
       The seven edited variables associated with question 9 in the                                                                  
     Insurer Questionnaire were edited using benefit information                                                                     
     abstracted from policy materials obtained from the HIPS                                                                         
     respondent.  If these data were available and indicated a                                                                       
     particular type of coverage, missing data or negative responses                                                                 
     on the HIPS questionnaire were logically edited to indicate                                                                     
     coverage.  Otherwise the original values were not changed.                                                                      
                                                                                                                                     
                                                                                                                                     
     3.2.3  Level of Coverage                                                                                                        
                                                                                                                                     
       Insurance companies and associations provided information on                                                                  
     whether the policyholder's level of coverage was single-party,                                                                  
     two-party, family or other.  When missing, the level of coverage                                                                
     (TYPHELDX) was assigned from information in the Household Survey                                                                
1                                                                                                                                    
                                                                                                                                     
                                                                                                                                     
     on family composition and the number of family members covered                                                                  
     under a policy.                                                                                                                 
                                                                                                                                     
                                                                                                                                     
     3.2.4  Health Insurance Premiums                                                                                                
                                                                                                                                     
       As on File 1, the annual premiums on File 2 represent the                                                                     
     annual cost of coverage in force at the end of 1987.  Premiums                                                                  
     were edited for extreme values and annualized when necessary.                                                                   
     Missing premiums were imputed using a weighted sequential hot-                                                                  
     deck procedure.  Groups of donors and recipients were formed                                                                    
     using information on the type of plan (Medigap, HMO,                                                                            
     Traditional:Main Plan, Supplemental Plan or Other Plan), the                                                                    
     level of coverage (single, family, two-party or other) and                                                                      
     whether or not the coverage was provided as part of a group.  In                                                                
     addition, if the HIPS respondent indicated that the policyholder                                                                
     did not pay the entire premium and the amount paid by the                                                                       
     policyholder was missing, the policyholder's contribution was                                                                   
     imputed using mean values of the proportion of the premium paid                                                                 
     by the policyholder.  These values were calculated from donor                                                                   
     records that contained valid information on the amount paid by                                                                  
     the policyholder when the policyholder did not pay the entire                                                                   
     premium.  The amount paid by the policyholder was then calculated                                                               
     as the product of the mean proportion and the total premium.  If                                                                
     the policyholder paid the entire premium, the policyholder's out-                                                               
     of-pocket expense was set equal to the total premium.   If the                                                                  
     policyholder did not pay the entire premium, the difference                                                                     
     between the total premium and the out-of-pocket expense was                                                                     
     attributed to "other contributions".                                                                                            
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
     3.2.5  Other Edits and Omissions                                                                                                
                                                                                                                                     
       Question 1 is not included on File 2 since everyone on the file                                                               
     is a policyholder.  Questions 3 and 4 are also not included on                                                                  
     File 2 since HMOs financed through Medicare and Medicaid are not                                                                
     private insurance and are excluded from the file.  A small number                                                               
     of variables and response categories were excluded for reasons of                                                               
     confidentiality (e.g. Question 6).  In addition, certain box                                                                    
     items and similar items used by the interviewer were not included                                                               
     on the file.                                                                                                                    
                                                                                                                                     
       Skip patterns for unedited variables were not cleaned; however,                                                               
     all link variables were cleaned.                                                                                                
                                                                                                                                     
                                                                                                                                     
     4.0  Variable Naming and Codebook Conventions                                                                                   
                                                                                                                                     
       A codebook is provided for each data file.  The codebooks                                                                     
     contain unweighted and weighted frequencies for all variables on                                                                
     the files. The codebook for File 1 contains variable information                                                                
1                                                                                                                                    
                                                                                                                                     
                                                                                                                                     
     and frequency distributions for a total of 6,549 records                                                                        
     (76,978,132 weighted records).  These records represent                                                                         
     76,593,248 weighted policyholders of private health insurance                                                                   
     (6,519 unweighted policyholders).  The codebook for File 2                                                                      
     contains variable information and frequency distributions for a                                                                 
     total of 1,992 records (20,810,050 weighted records).  These                                                                    
     records represent 18,775,653 weighted policyholders of private                                                                  
     health insurance (1,817 unweighted policyholders).                                                                              
                                                                                                                                     
       Complete variable listings in alphabetical order and by file                                                                  
     position are provided for cross-reference for both files.  Most                                                                 
     variable descriptors in the codebooks are abbreviated versions of                                                               
     questionnaire items, preceded by indicators of the item number.                                                                 
     For variables corresponding to specific questionnaire items, the                                                                
     question number is included in the variable label.  The letters                                                                 
     E, U or I preceding a question number in a label indicate that                                                                  
     the question was asked in the Employer, Union and/or Insurer                                                                    
     questionnaire, respectively.  Copies of the HIPS questionnaires                                                                 
     are included as Attachment 2 to this public use tape to provide                                                                 
     the content and wording of each item, the structure of                                                                          
     questionnaire sections, skip patterns and administrative                                                                        
     information.                                                                                                                    
                                                                                                                                     
       Each codebook describes an EBCDIC data set and provides the                                                                   
     following programming identifiers for each variable:                                                                            
                                                                                                                                     
       IDENTIFIER                         DESCRIPTION                                                                                
                                                                                                                                     
       NAME                     Variable name (maximum of 8                                                                          
                                characters)                                                                                          
                                                                                                                                     
       DESCRIPTION              Variable descriptor (maximum of 40                                                                   
                                characters)                                                                                          
                                                                                                                                     
       FORMAT                   Number of bytes and decimal                                                                          
                                                                                                                                     
       TYPE                     Type of data:  numeric (indicated by                                                                 
                                NUM) or character (indicated by CHAR)                                                                
                                                                                                                                     
       START                    Beginning column position of variable                                                                
                                in the record                                                                                        
                                                                                                                                     
       END                      Ending column position of variable in                                                                
                                the record                                                                                           
                                                                                                                                     
       NOTES                    Indicator of an explanatory note(s)                                                                  
                                corresponding to the variable.                                                                       
                                Explanatory notes are provided at the                                                                
                                end of the File 2 codebook.                                                                          
                                                                                                                                     
       In general, variable names reflect the content of the variable,                                                               
     with an 8 character limitation.  For edited versions of original                                                                
1                                                                                                                                    
                                                                                                                                     
                                                                                                                                     
     variables, the edited variable name is identical to the original                                                                
     variable with an "X" appended (and truncated when necessary to                                                                  
     comply with the 8 character limitation).  Variable descriptions                                                                 
     for edited variables are indicated by an "ED" in the description.                                                               
     Except for a few variables which were created as ratios or                                                                      
     proportions using unedited data, constructed variables do not                                                                   
     have an E, U, or I as the first character in the variable                                                                       
     description.  The order of the variables in the codebook for File                                                               
     1 follows the order in the Employer Questionnaire.  Note that                                                                   
     question 48 in the Union Questionnaire, which is asked only of                                                                  
     unions, appears in File 1 after Question 64 of the Employer                                                                     
     Questionnaire.                                                                                                                  
                                                                                                                                     
       The following reserved code values are used:                                                                                  
                                                                                                                                     
       VALUE                              DEFINITION                                                                                 
                                                                                                                                     
       -1 INAPPLICABLE          Question was not asked due to skip                                                                   
                                pattern                                                                                              
                                                                                                                                     
       -5 NEVER KNOW            Question was asked and respondent did                                                                
                                not know and never would know the                                                                    
                                answer                                                                                               
                                                                                                                                     
       -6 RESPONDENT            Question was asked and respondent                                                                    
          INAPPLICABLE          replied that it was inapplicable                                                                     
                                                                                                                                     
       -7 REFUSED               Question was asked and respondent                                                                    
                                refused to answer the question                                                                       
                                                                                                                                     
       -8 DK                    Question was asked and respondent did                                                                
                                not know the answer                                                                                  
                                                                                                                                     
       -9 NOT ASCERTAINED       Interviewer did not record the data                                                                  
                                                                                                                                     
       -10 SUPPRESSED           Suppressed for reasons of                                                                            
                                confidentiality                                                                                      
                                                                                                                                     
       -11 DENOMINATOR          The proportion could not be calculated                                                               
           EQUALS ZERO          as a consequence of a zero value in                                                                  
                                the denominator.                                                                                     
                                                                                                                                     
                                                                                                                                     
     5.0  Sample Design and Response Rates                                                                                           
                                                                                                                                     
     5.1  Household Survey                                                                                                           
                                                                                                                                     
       The NMES Household Survey was designed to produce national                                                                    
     estimates representative of the civilian noninstitutionalized                                                                   
     population of the United States in 1987.  For sample selection,                                                                 
     the household component of NMES used two independent national                                                                   
     multistage area samples from Westat, Inc. and NORC.  To improve                                                                 
1                                                                                                                                    
                                                                                                                                     
                                                                                                                                     
     the quality of the data and to allow for analysis of trends                                                                     
     during 1987, it was conducted as a panel survey over four core                                                                  
     rounds of interviewing.                                                                                                         
                                                                                                                                     
       Sampling specifications required the selection of about 17,500                                                                
     households for the first core household interview.  Data were                                                                   
     obtained for about 86 percent of eligible households in the first                                                               
     interview and 80 percent by the fourth interview.  Approximately                                                                
     6 percent of all survey participants provided data for only some                                                                
     of the time in which they were eligible to respond.  These                                                                      
     persons were considered total nonrespondents and a standard                                                                     
     nonresponse weight adjustment was used to account for possible                                                                  
     selection bias in this respect.  For a detailed description of                                                                  
     the survey design and of sampling, estimation, and adjustment                                                                   
     methods see Cohen, DiGaetano, and Waksberg (National Medical                                                                    
     Expenditure Survey:  Sample Design of the 1987 Household Survey,                                                                
     Methods 3.  AHCPR Pub. No. 91-0037.  DHHS: U.S. Public Health                                                                   
     Service. 1991).                                                                                                                 
                                                                                                                                     
                                                                                                                                     
     5.2  Health Insurance Plans Survey                                                                                              
                                                                                                                                     
       The Health Insurance Plans Survey (HIPS) is a follow-back                                                                     
     survey to the 1987 Household Survey (HS) of the 1987 National                                                                   
     Medical Expenditure Survey (NMES).  The objectives of the HIPS                                                                  
     were: (1) to verify health insurance data provided by household                                                                 
     respondents of the NMES; and, (2) to supplement that information                                                                
     with respect to premiums, benefit provisions, and characteristics                                                               
     of the establishments providing the insurance.  Estimates of the                                                                
     number and characteristics of policyholders and estimates of                                                                    
     health insurance premiums can be obtained with the HIPS data.                                                                   
                                                                                                                                     
       The HIPS sample included: (1) all employers associated with                                                                   
     jobs held by individuals at least 16 years old in the fourth                                                                    
     round of the Household Survey;  (2) the most recent employer of                                                                 
     individuals not employed in round 4 and at least 21 years old;                                                                  
     (3) all sources of health insurance that was identified by                                                                      
     sampled individuals as in force at the end of 1987.  Self-                                                                      
     employed individuals with no employees, and employers of                                                                        
     employees in certain occupations such as private domestics or                                                                   
     foster parents were excluded from the sample.                                                                                   
                                                                                                                                     
       Permission forms authorizing insurance providers to release                                                                   
     information about the policyholder's health insurance coverage                                                                  
     were collected in round 4 of the Household Survey.  The response                                                                
     rate for obtaining permission forms and adequate identifying                                                                    
     information was approximately 78 percent.  Employers identified                                                                 
     in the Household Survey for whom no permission forms could be                                                                   
     obtained were contacted in HIPS to obtain employer specific                                                                     
     information in order to improve the employer level response rate.                                                               
     To safeguard the confidentiality of the employee, only firms with                                                               
     more than 25 employees were contacted without permission forms.                                                                 
1                                                                                                                                    
                                                                                                                                     
                                                                                                                                     
     Only plan- and company-level data were collected from these                                                                     
     employers, and no reference was made to individual respondents in                                                               
     the NMES Household Survey.  No unions or insurers were contacted                                                                
     without permission forms.  Data on premiums and plan provisions                                                                 
     provided by employers were assigned to policyholders in the                                                                     
     nonpermission form sample, when possible, by using information                                                                  
     from the Household Survey to identify the policyholder's plan.                                                                  
                                                                                                                                     
       Because of the difficulty of adapting the HIPS questionnaire                                                                  
     data to employers that are part of the federal government and                                                                   
     because of the large number of insurance plans available to                                                                     
     federal employees, federal government employers were not fielded                                                                
     in HIPS.  Instead, information on health insurance premiums and                                                                 
     benefits available to federal employees and retirees was obtained                                                               
     from the Office of Personnel Management (OPM), and when possible,                                                               
     attributed to federal workers and retirees based on information                                                                 
     in the Household Survey.                                                                                                        
                                                                                                                                     
       Conditioned on being a household respondent (a respondent for                                                                 
     the entire period of eligibility) and eligible for HIPS, the                                                                    
     overall HIPS response rate at the person level was 62 percent.  A                                                               
     policyholder in HIPS was considered a respondent if all employers                                                               
     and all sources of a person's insurance (as policyholder) named                                                                 
     in the Household Survey completed all applicable HIPS                                                                           
     questionnaires (see Attachment 2).  This response rate is the                                                                   
     product of the permission form and identifying information                                                                      
     response rate and the proportion of cases with signed permission                                                                
     forms and adequate identifying information for whom HIPS data                                                                   
     were obtained from all the associated employers, unions and                                                                     
     insurers for a person.                                                                                                          
                                                                                                                                     
                                                                                                                                     
     6.0  Estimation and Sampling Weights                                                                                            
                                                                                                                                     
       The application of appropriate sampling weights is essential to                                                               
     the derivation of national estimates when using this public use                                                                 
     tape.  The weight provided on both File 1 and File 2 for use with                                                               
     the health insurance data, POSTJO2, reflects adjustments for                                                                    
     nonresponse to the HIPS survey questionnaires cross-classified by                                                               
     employment and insurance status, poverty status, race-ethnicity,                                                                
     age and sex as reported by the household respondent.  This weight                                                               
     is then post-stratified to reflect control totals from the                                                                      
     November, 1987 Current Population Survey cross-classified by                                                                    
     poverty status, race-ethnicity, age and sex.  All persons who                                                                   
     were eligible for the HIPS and were policyholders with complete                                                                 
     responses from all of their HIPS providers for their associated                                                                 
     HIPS questionnaires have a positive value for POSTJO2.  In                                                                      
     totality, there are 6,519 policyholders on File 1, 1,817                                                                        
     policyholders on File 2 and 8,249 unique policyholders (7,805                                                                   
     with positive weights) across both File 1 and File 2 when the two                                                               
     files are aggregated to a policyholder level file.  Eighty-seven                                                                
     policyholders (83 with positive weights) had insurance that was                                                                 
1                                                                                                                                    
                                                                                                                                     
                                                                                                                                     
     both employment-related (File 1) and not employment-related                                                                     
     (File 2).                                                                                                                       
                                                                                                                                     
       There are 378 records in File 1 and 81 records in File 2 where                                                                
     the weight POSTJO2 is zero.  These records are included because                                                                 
     of their eventual linkage to dependents with positive weights.                                                                  
     These records should not be used in making estimates of health                                                                  
     insurance premiums or health insurance policyholders and their                                                                  
     coverage.                                                                                                                       
                                                                                                                                     
                                                                                                                                     
     6.1  Basic Estimates of Health Insurance Premiums                                                                               
                                                                                                                                     
       The current tape is constructed to provide national estimates                                                                 
     of private health insurance premiums for employment-related                                                                     
     health insurance (using File 1),  for insurance that is not                                                                     
     employment-related (using File 2), and for all private health                                                                   
     insurance regardless of source (Files 1 and 2 combined).                                                                        
                                                                                                                                     
       Premium estimates can be made at either the record level or the                                                               
     policyholder (i.e., person) level.  The weight POSTJO2 serves                                                                   
     both as the weight for each record and as the weight for each                                                                   
     policyholder on either File 1 or 2.  For a given policyholder                                                                   
     POSTJO2 is identical across files (but will vary by                                                                             
     policyholder).                                                                                                                  
                                                                                                                                     
       To make national estimates of total health insurance premiums,                                                                
     the two files should be concatenated to create a single data set                                                                
     containing all observations.  The estimate of total premiums can                                                                
     then be calculated as the weighted sum of total premiums                                                                        
     (TOTPREMX times POSTJO2).                                                                                                       
                                                                                                                                     
       Using File 1, one can obtain an estimate of the mean total                                                                    
     premium for employment-related insurance by dividing the weighted                                                               
     sum of total premiums (TOTPREMX times POSTJO2) by the sum of                                                                    
     POSTJO2.  Because the premium on each record on this file is the                                                                
     total premium for all plans obtained by a policyholder from a                                                                   
     given employer or union, this estimate should not be strictly                                                                   
     interpreted as the mean total premium for a single insurance plan                                                               
     obtained from an employer but rather as the mean total premium                                                                  
     for all health insurance plans obtained from an employer.  Given                                                                
     that the same coverage may be offered by some sources as one plan                                                               
     and by other sources as multiple plans (for example, basic and                                                                  
     major medical benefits may be obtained from the same or different                                                               
     carriers), making plan-level estimates is generally not very                                                                    
     meaningful and is not recommended.  Premiums to describe the                                                                    
     separate options chosen by or available to policyholders of                                                                     
     employment-related insurance will be released on Public Use Tape                                                                
     33.                                                                                                                             
                                                                                                                                     
       Similarly, one can obtain an estimate of the mean total premium                                                               
     for insurance that is not employment-related by dividing the sum                                                                
1                                                                                                                                    
                                                                                                                                     
                                                                                                                                     
     of (TOTPREMX times POSTJO2) by the sum of POSTJO2 using File 2.                                                                 
     In this case the resulting estimate does represent the mean total                                                               
     premium for an insurance plan purchased directly from an                                                                        
     insurance company or association because the file is constructed                                                                
     at the plan level.                                                                                                              
                                                                                                                                     
       Subsetting records based on characteristics of interest expands                                                               
     the scope of potential estimates.  For instance, the mean total                                                                 
     premium for a particular type of plan (e.g., a standard Medigap                                                                 
     plan purchased directly from an insurance carrier or association)                                                               
     can be obtained by subsetting File 2 to records with PLANTYP4                                                                   
     equal to 5 (Medigap, Standard) and dividing the sum of (TOTPREMX                                                                
     times POSTJO2) by the sum of POSTJO2 for those records.                                                                         
                                                                                                                                     
       It should be noted that it is not possible to use the current                                                                 
     tape to make estimates at the employer level.  The employers                                                                    
     represented on File 1 are restricted to those with sampled                                                                      
     employees (current, retiree, or survivor) who are health                                                                        
     insurance policyholders and are not a sample of all employers.                                                                  
                                                                                                                                     
                                                                                                                                     
     6.2  Person-based Ratio Estimates                                                                                               
                                                                                                                                     
     6.2.1  Person-based Ratio Estimates Relative to Policyholders of                                                                
     Private Health Insurance                                                                                                        
                                                                                                                                     
       When calculating ratio estimates using the current tape where                                                                 
     the denominator is policyholders (i.e., persons) rather than                                                                    
     records, care should be taken to properly define and estimate                                                                   
     this denominator.  If the denominator relates to policyholders of                                                               
     private health insurance policies or subsets of that population,                                                                
     the current tape can be used to calculate the denominator.  For                                                                 
     example, if the estimate of interest is the mean total premium                                                                  
     expenditure for private health insurance per policyholder, the                                                                  
     following strategy should be considered.  All premium                                                                           
     expenditures (TOTPREMX) for each policyholder on a concatenated                                                                 
     file (Files 1 and 2 combined) should be summed, and a                                                                           
     policyholder-level total premium expenditure variable created                                                                   
     (e.g., the variable X).  A national estimate of the mean private                                                                
     health insurance premium expenditure per policyholder would be                                                                  
     derived by calculating the weighted sum of the total expenditures                                                               
     per policyholder (the sum of X times POSTJO2) divided by the                                                                    
     weighted number of policyholders on the concatenated file (the                                                                  
     sum of POSTJO2).  Only one POSTJO2 value for each PHLDRIDX (i.e.,                                                               
     policyholder) should contribute to the calculation of the sums                                                                  
     for the numerator and denominator of this estimate.                                                                             
                                                                                                                                     
                                                                                                                                     
     6.2.2  Person-based Ratio Estimates Relative to the Entire                                                                      
     Population                                                                                                                      
                                                                                                                                     
1                                                                                                                                    
                                                                                                                                     
                                                                                                                                     
       If the denominator of the ratio estimate includes persons other                                                               
     than policyholders, the current file cannot be used to calculate                                                                
     the denominator.  Rather, for such estimates, NMES Public Use                                                                   
     Tape 24, in conjunction with NMES Public Use Tape 13 should be                                                                  
     used.  Details on estimation when using these tapes will be                                                                     
     provided upon release of NMES Tape 24.                                                                                          
                                                                                                                                     
                                                                                                                                     
     6.3  Sampling Weights for Merging Previous Releases of NMES                                                                     
     Household Data with the Current Tape                                                                                            
                                                                                                                                     
       The sampling weight provided on the current tape (POSTJO2)                                                                    
     reflects nonresponse adjustments specific to the HIPS                                                                           
     questionnaire data after the eligible HIPS population, a subset                                                                 
     of the population identified in Public Use Tape 13, is                                                                          
     identified.  POSTJO2 is the appropriate weight for estimation of                                                                
     health insurance premiums, payment sources, and the types and                                                                   
     sources of coverage using the two files on this tape.  Variables                                                                
     from other NMES Household Survey tapes (see Attachments 4 and 5)                                                                
     may be merged to the records for policyholders on either of the                                                                 
     files on this tape to augment the data provided here.  For                                                                      
     example, perceived health status of the policyholder may be                                                                     
     merged from NMES Public Use Tape 9 for use as an independent                                                                    
     variable in an analysis of HMO versus traditional health                                                                        
     insurance enrollment.  Because the dependent variable in this                                                                   
     illustration resides on the current tape, the weight POSTJO2 (on                                                                
     the current tape) is the correct sampling weight to use.  Due to                                                                
     the specialized and restrictive definition of the population                                                                    
     represented on the current tape, variables from this file should                                                                
     not be merged to other NMES tapes that are not based on the HIPS                                                                
     for use as independent variables.                                                                                               
                                                                                                                                     
                                                                                                                                     
     6.4  Variance Estimation                                                                                                        
                                                                                                                                     
       Variance estimates of sample statistics require that the                                                                      
     complex nature of the NMES Household Survey design be taken into                                                                
     account for hypothesis testing and for the construction of                                                                      
     confidence intervals.  To obtain variance estimates of statistics                                                               
     by means of statistical programs that use the Taylor series                                                                     
     method of variance estimation, variables must be used that denote                                                               
     the strata and the primary sampling unit (PSU) within a given                                                                   
     stratum.  The variables STRATUMX and SPSU are these variables                                                                   
     respectively, and are included on the data files.                                                                               
                                                                                                                                     
       There are variance estimation programs that account for the                                                                   
     complex survey design.  A list of available variance estimation                                                                 
     programs is produced in Attachment 3.                                                                                           
                                                                                                                                     
                                                                                                                                     
     7.0  Programming Information                                                                                                    
1                                                                                                                                    
                                                                                                                                     
                                                                                                                                     
       These files are contained on a standard label, 9 track 6250 bpi                                                               
     tape.  The specifications for each file on the tape are as                                                                      
     follows:                                                                                                                        
                                                                                                                                     
     FILE 1:                                                                                                                         
     Description:     File 1:  Employment-Related Coverage Data File                                                                 
                                                                                                                                     
     Dataset Name:  NMES.PUF15.DATA1                                                                                                 
     Number of Observations:  6,549                                                                                                  
     Number of Variables:  125                                                                                                       
     Record Length:  560                                                                                                             
     Block Size:  16,800                                                                                                             
     Record Format:  FB                                                                                                              
                                                                                                                                     
     FILE 2:                                                                                                                         
     Description:     File 2:  Coverage Obtained Directly from                                                                       
                      Insurers Data File                                                                                             
                                                                                                                                     
     Dataset Name:  NMES.PUF15.DATA2                                                                                                 
     Number of Observations:  1,992                                                                                                  
     Number of Variables:  49                                                                                                        
     Record Length:  175                                                                                                             
     Block Size:  17,500                                                                                                             
     Record Format:  FB                                                                                                              
                                                                                                                                     
     FILE 3:                                                                                                                         
     Description:     Technical and Programming Information and Data                                                                 
                      Dictionaries for the NMES Health Insurance Plans                                                               
                      Survey Data Files                                                                                              
                                                                                                                                     
     Dataset Name:  NMES.PUF15.DOC                                                                                                   
     Record Length:  133                                                                                                             
     Block Size:  19,950                                                                                                             
     Record Format:  FB                                                                                                              
                                                                                                                                     
     FILE 4:                                                                                                                         
     Description:     Additional Documentation for SAS Users for the                                                                 
                      Health Insurance Plans Survey Data Files                                                                       
                                                                                                                                     
     Dataset Name:  NMES.PUF15.SRC                                                                                                   
     Record Length:  80                                                                                                              
     Block Size:  800                                                                                                                
     Record Format:  FB                                                                                                              
                                                                                                                                     
       Files 1 and 2 were created using the SAS (Statistical Analysis                                                                
     System, version 5.18) computer software, and converted to EBCDIC                                                                
     format.  File 3 contains the technical documentation stored as an                                                               
     Operating System (OS) EBCDIC file containing ASA carriage control                                                               
     characters in the first byte in each record, which will direct                                                                  
     the line printer to skip lines, begin a new page, etc.  This                                                                    
     technical documentation can be copied to disk and retrieved on-                                                                 
     line to view, modify with a text editor program such as WYLBUR,                                                                 
1                                                                                                                                    
                                                                                                                                     
                                                                                                                                     
     or make additional copies.  File 4 is an EBCDIC file containing                                                                 
     the following additional documentation for SAS users:  INPUT                                                                    
     statements to create SAS data files, including LABEL statements;                                                                
     SAS statements which assign a format name to each variable; and                                                                 
     SAS statements describing formats.                                                                                              
1                                                                                                                                    
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                                                                                                                                     
                           D.  Data Dictionaries                                                                                     
                                                                                                                                     
1                                                                                                                                    
                    NMES HEALTH INSURANCE PREMIUM CODEBOOK                                                                           
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0              ALPHABETICAL AND POSITIONAL LISTING OF VARIABLES                                                                      
                           DATE:   NOVEMBER 9, 1992                                                                                  
0                 -----ALPHABETICAL LISTING OF VARIABLES-----                                                                        
-               START      END   NAME       DESCRIPTION                                                                              
+               _____      ___   ____       ___________                                                                              
0                 158      159   ALABUSE    E39/U36 EMPL/UN COVERS ALCOH ABUSE TRTMT                                                 
                  524      525   CGROUP     PH EMPLOYMENT/INSURANCE STATUS IN HS                                                     
                  323      324   CLMINC     E49B/U40B TOT AMT CLAIMS: PAID OR INCUR                                                  
                  325      326   CLMREFC    E49C/U40C REF PD FOR TOT CLAIMS PD/INC                                                   
                  327      328   CLMREFM    E49C/U40C REF PD TOT CLAIMS: FY-MON                                                      
                  329      330   CLMREFY    E49C/U40C REF PD TOT CLAIMS: FY-YR                                                       
                  331      332   CLMRM2     E49C/U40C REF PD TOT CLAIMS: MON                                                         
                  166      225   COMMENT    E40 EMPL:TIMES OF OPEN ENROLLMENT-OTHER                                                  
                   53       53   CONPLANX   PH PLAN(S) SELF-INSR/NON-SELF/MIX                                                        
                   46       46   DATASRCE   ORIGINAL DATA SOURCE IN HIPS                                                             
                  160      161   DRABUSE    E39/U36 EMPL/UN COVERS DRUG ABUSE TRTMT                                                  
                   72       73   DVOFF      E14A/U14A SEPAR DEN/VIS/DRG PLANS AVAIL                                                  
                  493      494   ELOCREFC   E62B REF PERIOD # EMPLOYEES-ALL LOC                                                      
                  495      496   ELOCREFM   E62B REF PERIOD # EMPL ALL LOC:FY-MON                                                    
                  497      498   ELOCREFY   E62B REF PERIOD # EMPL ALL LOC:FY-YR                                                     
                  499      500   ELOCRM2    E62B REF PERIOD # EMPL ALL LOC: MON                                                      
                  501      502   ELOCRY2    E62B REF PERIOD # EMPL ALL LOC: YR                                                       
                  489      490   EMORLOC    E61 EMPL HAS FACILITIES IN MULT LOC                                                      
                   96      105   EMPCONT    E27/U27 PH EMPLOYER CONTRIBUTION                                                         
                  106      113   EMPCONTX   E27/U27ED PH EMPLOYER CONTRIBUTION                                                       
                  226      227   EMPECONT   E41 EMPLOYEE CAN CONTIN INSR WHN LAY OFF                                                 
                  370      373   ENRLMANX   ED # PHLDRS IN SELF INS HOSP/MED PLANS                                                   
                  164      165   EOPNROLL   E40 EMPL:TIMES OF OPEN ENROLLMENT                                                        
                  442      443   EORGOWN    E58 EMPL OWNERSHIP                                                                       
                  469      470   EORGREFC   E59B REF PERIOD FOR TOTAL EMPL-THIS LOC                                                  
                  471      472   EORGREFM   E59B REF PERIOD # EMPL THIS LOC:FY-MON                                                   
                  473      474   EORGREFY   E59B REF PERIOD # EMPL THIS LOC:FY-YR                                                    
                  475      476   EORGRFM2   E59B REF PERIOD # EMPL THIS LOC: MON                                                     
                  477      478   EORGRFY2   E59B REF PERIOD # EMPL THIS LOC: YR                                                      
                  440      441   EORGTYP    E57 EMPL ORGANIZATION TYPE                                                               
                  281      282   EOVERPAY   E45B HOW RETIR COV GRP HLTH PAID-65 +                                                    
                  506      507   ERESPDES   E64/U49 POSITION OF PRIMARY HIPS RESP                                                    
                  249      250   ERETHLTH   E44 ANY RETIREES RECEIVE GRP HLTH INS                                                    
                  491      492   ETOTLCAT   E62A TOTL NUMBER EMPLOYES-ALL LOCATIONS                                                  
                  270      271   EUNDRPAY   E45A HOW RETIR COV GRP HLTH PAID-UNDR 65                                                 
                  503      505   EUPCT      E63 UNION MEMBRS AS PERCENT OF ALL WRKRS                                                 
                  228      229   EWHOPAY    E42 SOURCE OF PAYMENT FOR CONTIN COV                                                     
                   76       77   FMONTH     E26/U26 FIRST MONTH COVERED BY PLAN(S)                                                   
                  359      369   FUNDMANX   ED FUNDING SELF INS HOSP/MED PLANS                                                       
                   51       52   GROUPCOV   E2 ORG PROVIDES GROUP COVERAGE                                                           
                  114      120   INDCONTX   E27/U27ED PH OUT-OF-POCKET EXPENSES                                                      
                  523      523   JOBLNK     LINKAGE TO HS JOB STATUS                                                                 
                  526      527   JOBSDSP    RESPONSE CODE IN HIPS                                                                    
                   39       40   LASTAGE    ED PH AGE AT END OF LAST ELIGIBLE RD                                                     
                  162      163   MHPROB     E39/U36 EMPL/UN COVERS MENTAL HLTH TRTMT                                                 
                  285      286   MPPSTOP    E47/U38 EMPL/UN HAVE MPP/STOP-LOSS INS                                                   
                  137      146   NOTECON    E27/U27 NON SELF INS PH OUT-OF-POCKET EX                                                 
                   70       71   NUMDFF     E3/U3 NUMBER HOSP/MED/HMO PLANS OFFERED                                                  
1                                                                                                                                    
                    NMES HEALTH INSURANCE PREMIUM CODEBOOK                                                                           
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0              ALPHABETICAL AND POSITIONAL LISTING OF VARIABLES                                                                      
                           DATE:   NOVEMBER 9, 1992                                                                                  
0                 -----ALPHABETICAL LISTING OF VARIABLES-----                                                                        
-               START      END   NAME       DESCRIPTION                                                                              
+               _____      ___   ____       ___________                                                                              
0                  74       75   NUMDV      E14B/U14B NUM DEN/VISION/DRG PLANS OFFRD                                                 
                   47       47   NUMPLANX   TOTAL NUMBER OF PH PLANS 12/31/87                                                        
                   16       20   ODUX       ORIGINAL DWELLING UNIT                                                                   
                  438      439   ORGCASH    E56/U47 EMPL/UN OFFR $ FOR HLTH/DENT COV                                                 
                  430      431   ORGDIS     E56/U47 EMPL/UN OFFERS LONG TERM DIS INS                                                 
                  432      433   ORGLIFE    E56/U47 EMPL/UN OFFERS LIFE INSURANCE                                                    
                  434      435   ORGRET     E56/U47 EMPL/UN OFFERS RETIREMENT PLAN                                                   
                  436      437   ORGSAVE    E56/U47 EMPL/UN OFFERS SAVINGS & CAP ACC                                                 
                  428      429   ORGSICK    E56/U47 EMPL/UN OFFERS PAID SICK LEAVE                                                   
                  426      427   ORGVAC     E56/U47 EMPL/UN OFFERS PAID VACATION                                                     
                  424      425   OTHBFIT    E55/U46 PREM COVR HLTH CARE ONLY/OTH BEN                                                 
                  121      129   OTHCONT    E27/U27 PH OTHER CONTRIBUTION                                                            
                  130      136   OTHCONTX   E27/U27ED PH OTHER CONTRIBUTION                                                          
                   58       59   PBMEDX     PH HAS AT LEAST 1 PLAN W/ BASIC MED                                                      
                   64       65   PDENTX     PH HAS AT LEAST 1 PLAN W/ DENTAL                                                         
                   68       69   PDRUGX     PH HAS AT LEAST 1 PLAN W/ PRESCR MED                                                     
                  239      248   PERCFAM    E43 PROPORTION OF COV EMPL W FAMILY COV                                                  
                  479      488   PERCLOW    E60/E59 PROPOR TOT EMPL EARN LE $5.00/HR                                                 
                  444      453   PERCNTFT   E59A PROPORTION TOTAL EMPLOY WHO ARE FT                                                  
                  454      463   PERCNTPT   E59A PROPORTION TOTAL EMPLOY WHO ARE PT                                                  
                  230      238   PERSING    E43 PROPORTION OF COV EMPL W/ SINGLE COV                                                 
                   24       31   PHLDRIDX   POLICYHOLDER ID (ODUX + PN)                                                              
                   60       61   PHOSPX     PH HAS AT LEAST 1 PLAN W/ BASIC HOSP                                                     
                   32       38   PIEID      EMPLOYER/UNION ID                                                                        
                   55       55   PKIND2     PH PLAN(S) MAIN/SUPPL/MIX                                                                
                   62       63   PMMEDX     PH HAS AT LEAST 1 PLAN W/ MAJOR MED                                                      
                   21       23   PN         PERSON NUMBER                                                                            
                  528      539   POSTJO2    POLICYHOLDER WEIGHT                                                                      
                   56       57   PTRADHMO   PH PLAN(S) ARE HMO/TRAD/BOTH                                                             
                  400      401   PURCPLN    E53/U44 ANY PLANS PURCHSED IN 1987                                                       
                   66       67   PVISIONX   PH HAS AT LEAST 1 PLAN W/ VISION                                                         
                   43       43   RACE3      PH RACE/ETHNICITY                                                                        
                   42       42   RACE6      ED PH RACE                                                                               
                  374      385   RATIMAIN   RATIO OF FUNDMANX TO ENRLMANX                                                            
                  272      280   RATOVR65   E45B/43 RATIO: COV RETR(65+) TO COV EMPL                                                 
                  251      259   RATRETIR   E45/43 RATIO: # COV RETIR TO # COV EMPL                                                  
                  260      269   RATUND65   E45A/43 RATIO: COV RETR(LT65) TO COV EMP                                                 
                    1       15   RCORDIDX   RECORD ID (ODUX + PN + PIEID)                                                            
                  283      284   SELFINS    E46/U37 ANY HEALTH PLANS WERE SELF-INSRD                                                 
                  347      349   SINEMPR    E50/U41 TOT EMPLYR CONTR-ALL SLF INS COV                                                 
                  147      154   SINMEM     E27/U27 SELF INS PH OUT-OF-POCKET EXP                                                    
                  356      358   SINOTH     E50/U41 TOT OTHER CONTRIB-SELF INS COV                                                   
                  386      397   SINSADM    E51/U42 ADMINISTRATIVE COST:SLF-INS COV                                                  
                  350      352   SINSMEM    E50/U41 TOT EMPLOYEE CONTR-SELF INS COV                                                  
                  333      346   SINTOT     E50/U41 TOTL FUNDNG FOR ALL SELF INS COV                                                 
                  353      355   SINUCON    E50/U41 TOT UNION CONTRIB-SELF INS COV                                                   
                   54       54   SLFINIMP   CONPLANX WAS EDITED OR IMPUTED                                                           
                   41       41   SMPSEXR    PH SEX                                                                                   
1                                                                                                                                    
                    NMES HEALTH INSURANCE PREMIUM CODEBOOK                                                                           
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0              ALPHABETICAL AND POSITIONAL LISTING OF VARIABLES                                                                      
                           DATE:   NOVEMBER 9, 1992                                                                                  
0                 -----ALPHABETICAL LISTING OF VARIABLES-----                                                                        
-               START      END   NAME       DESCRIPTION                                                                              
+               _____      ___   ____       ___________                                                                              
0                 543      543   SPSU       PSEUDO PSU                                                                               
                   44       44   SREGION    PH CENSUS REGION                                                                         
                   45       45   SREGION4   PH CENSUS REGION - RD4                                                                   
                  301      302   STOPRFC    E48B/U39B REF PD FOR MPP/STOP-LOSS PREM                                                  
                  303      304   STOPRFM    E48B/U39B REF PD MPP/STOP-LOSS:FY-MON                                                    
                  305      306   STOPRFY    E48B/U39B REF PD MPP/STOP-LOSS:FY-YR                                                     
                  307      308   STOPRF3    E48B/U39B REF PD MPP/STOP-LOSS:MON                                                       
                  287      300   STOPRM     E48A/U39A PREMIUM FOR MPP/STOP-LOSS INS                                                  
                  540      542   STRATUMX   SAMPLING STRATUM                                                                         
                  398      399   THRDPTY    E52/U43 ADMIN COST INCLUDES OUTSIDE ADM                                                  
                  464      468   TOTALEMP   TOTAL # EMPLOYEES - THIS LOCATION                                                        
                  402      415   TOTAPRM    E54A/U45A TOT PREMIUM-ALL PURCHASD PLANS                                                 
                  309      322   TOTCLAM    E49A/U40A TOT $ CLAIMS EMPL/UN SELF INS                                                  
                   78       87   TOTPREM    E27/U27 PH TOTAL PREMIUM                                                                 
                   88       95   TOTPREMX   E27/U27ED PH TOTAL PREMIUM                                                               
                  416      417   TOTREFC    E54B/U45B REF PD FOR TOT PREM-PURCH PLN                                                  
                  418      419   TOTREFM    E54B/U45B REF PD TOT PREM PURCH:FY-MON                                                   
                  420      421   TOTREFY    E54B/U45B REF PD TOT PREM PURCH:FY-YR                                                    
                  422      423   TOTRM2     E54B/U45B REF PD TOT PREM PURCH: MON                                                     
                  508      512   TOTUMEM    TOTAL NUMBER UNION MEMBERS IN 1987                                                       
                   48       49   TYPE       E0/U1 PH TYPE                                                                            
                   50       50   TYPEX      E0/U1ED PH TYPE                                                                          
                  155      156   TYPHELD    E28/U28 LEVEL COVERAGE HELD BY PH                                                        
                  157      157   TYPHELDX   E28/U28ED LEVEL COVERAGE HELD BY PH                                                      
                  513      514   UMEMREFC   U48 REF PERIOD # MEMS ENROLLED IN UNION                                                  
                  515      516   UMEMREFM   U48 REF PERIOD # MEM ENROLLED:FY-MON                                                     
                  517      518   UMEMREFY   U48 REF PERIOD # MEM ENROLLED:FY-YR                                                      
                  519      520   UMEMRM2    U48 REF PERIOD # MEM ENROLLED: MON                                                       
                  521      522   UMEMRY2    U48 REF PERIOD # MEM ENROLLED: YR                                                        
1                                                                                                                                    
                    NMES HEALTH INSURANCE PREMIUM CODEBOOK                                                                           
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0              ALPHABETICAL AND POSITIONAL LISTING OF VARIABLES                                                                      
                           DATE:   NOVEMBER 9, 1992                                                                                  
0                 -----POSITIONAL LISTING OF VARIABLES-----                                                                          
-               START      END   NAME       DESCRIPTION                                                                              
+               _____      ___   ____       ___________                                                                              
0                   1       15   RCORDIDX   RECORD ID (ODUX + PN + PIEID)                                                            
                   16       20   ODUX       ORIGINAL DWELLING UNIT                                                                   
                   21       23   PN         PERSON NUMBER                                                                            
                   24       31   PHLDRIDX   POLICYHOLDER ID (ODUX + PN)                                                              
                   32       38   PIEID      EMPLOYER/UNION ID                                                                        
                   39       40   LASTAGE    ED PH AGE AT END OF LAST ELIGIBLE RD                                                     
                   41       41   SMPSEXR    PH SEX                                                                                   
                   42       42   RACE6      ED PH RACE                                                                               
                   43       43   RACE3      PH RACE/ETHNICITY                                                                        
                   44       44   SREGION    PH CENSUS REGION                                                                         
                   45       45   SREGION4   PH CENSUS REGION - RD4                                                                   
                   46       46   DATASRCE   ORIGINAL DATA SOURCE IN HIPS                                                             
                   47       47   NUMPLANX   TOTAL NUMBER OF PH PLANS 12/31/87                                                        
                   48       49   TYPE       E0/U1 PH TYPE                                                                            
                   50       50   TYPEX      E0/U1ED PH TYPE                                                                          
                   51       52   GROUPCOV   E2 ORG PROVIDES GROUP COVERAGE                                                           
                   53       53   CONPLANX   PH PLAN(S) SELF-INSR/NON-SELF/MIX                                                        
                   54       54   SLFINIMP   CONPLANX WAS EDITED OR IMPUTED                                                           
                   55       55   PKIND2     PH PLAN(S) MAIN/SUPPL/MIX                                                                
                   56       57   PTRADHMO   PH PLAN(S) ARE HMO/TRAD/BOTH                                                             
                   58       59   PBMEDX     PH HAS AT LEAST 1 PLAN W/ BASIC MED                                                      
                   60       61   PHOSPX     PH HAS AT LEAST 1 PLAN W/ BASIC HOSP                                                     
                   62       63   PMMEDX     PH HAS AT LEAST 1 PLAN W/ MAJOR MED                                                      
                   64       65   PDENTX     PH HAS AT LEAST 1 PLAN W/ DENTAL                                                         
                   66       67   PVISIONX   PH HAS AT LEAST 1 PLAN W/ VISION                                                         
                   68       69   PDRUGX     PH HAS AT LEAST 1 PLAN W/ PRESCR MED                                                     
                   70       71   NUMDFF     E3/U3 NUMBER HOSP/MED/HMO PLANS OFFERED                                                  
                   72       73   DVOFF      E14A/U14A SEPAR DEN/VIS/DRG PLANS AVAIL                                                  
                   74       75   NUMDV      E14B/U14B NUM DEN/VISION/DRG PLANS OFFRD                                                 
                   76       77   FMONTH     E26/U26 FIRST MONTH COVERED BY PLAN(S)                                                   
                   78       87   TOTPREM    E27/U27 PH TOTAL PREMIUM                                                                 
                   88       95   TOTPREMX   E27/U27ED PH TOTAL PREMIUM                                                               
                   96      105   EMPCONT    E27/U27 PH EMPLOYER CONTRIBUTION                                                         
                  106      113   EMPCONTX   E27/U27ED PH EMPLOYER CONTRIBUTION                                                       
                  114      120   INDCONTX   E27/U27ED PH OUT-OF-POCKET EXPENSES                                                      
                  121      129   OTHCONT    E27/U27 PH OTHER CONTRIBUTION                                                            
                  130      136   OTHCONTX   E27/U27ED PH OTHER CONTRIBUTION                                                          
                  137      146   NOTECON    E27/U27 NON SELF INS PH OUT-OF-POCKET EX                                                 
                  147      154   SINMEM     E27/U27 SELF INS PH OUT-OF-POCKET EXP                                                    
                  155      156   TYPHELD    E28/U28 LEVEL COVERAGE HELD BY PH                                                        
                  157      157   TYPHELDX   E28/U28ED LEVEL COVERAGE HELD BY PH                                                      
                  158      159   ALABUSE    E39/U36 EMPL/UN COVERS ALCOH ABUSE TRTMT                                                 
                  160      161   DRABUSE    E39/U36 EMPL/UN COVERS DRUG ABUSE TRTMT                                                  
                  162      163   MHPROB     E39/U36 EMPL/UN COVERS MENTAL HLTH TRTMT                                                 
                  164      165   EOPNROLL   E40 EMPL:TIMES OF OPEN ENROLLMENT                                                        
                  166      225   COMMENT    E40 EMPL:TIMES OF OPEN ENROLLMENT-OTHER                                                  
                  226      227   EMPECONT   E41 EMPLOYEE CAN CONTIN INSR WHN LAY OFF                                                 
                  228      229   EWHOPAY    E42 SOURCE OF PAYMENT FOR CONTIN COV                                                     
1                                                                                                                                    
                    NMES HEALTH INSURANCE PREMIUM CODEBOOK                                                                           
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0              ALPHABETICAL AND POSITIONAL LISTING OF VARIABLES                                                                      
                           DATE:   NOVEMBER 9, 1992                                                                                  
0                 -----POSITIONAL LISTING OF VARIABLES-----                                                                          
-               START      END   NAME       DESCRIPTION                                                                              
+               _____      ___   ____       ___________                                                                              
0                 230      238   PERSING    E43 PROPORTION OF COV EMPL W/ SINGLE COV                                                 
                  239      248   PERCFAM    E43 PROPORTION OF COV EMPL W FAMILY COV                                                  
                  249      250   ERETHLTH   E44 ANY RETIREES RECEIVE GRP HLTH INS                                                    
                  251      259   RATRETIR   E45/43 RATIO: # COV RETIR TO # COV EMPL                                                  
                  260      269   RATUND65   E45A/43 RATIO: COV RETR(LT65) TO COV EMP                                                 
                  270      271   EUNDRPAY   E45A HOW RETIR COV GRP HLTH PAID-UNDR 65                                                 
                  272      280   RATOVR65   E45B/43 RATIO: COV RETR(65+) TO COV EMPL                                                 
                  281      282   EOVERPAY   E45B HOW RETIR COV GRP HLTH PAID-65 +                                                    
                  283      284   SELFINS    E46/U37 ANY HEALTH PLANS WERE SELF-INSRD                                                 
                  285      286   MPPSTOP    E47/U38 EMPL/UN HAVE MPP/STOP-LOSS INS                                                   
                  287      300   STOPRM     E48A/U39A PREMIUM FOR MPP/STOP-LOSS INS                                                  
                  301      302   STOPRFC    E48B/U39B REF PD FOR MPP/STOP-LOSS PREM                                                  
                  303      304   STOPRFM    E48B/U39B REF PD MPP/STOP-LOSS:FY-MON                                                    
                  305      306   STOPRFY    E48B/U39B REF PD MPP/STOP-LOSS:FY-YR                                                     
                  307      308   STOPRF3    E48B/U39B REF PD MPP/STOP-LOSS:MON                                                       
                  309      322   TOTCLAM    E49A/U40A TOT $ CLAIMS EMPL/UN SELF INS                                                  
                  323      324   CLMINC     E49B/U40B TOT AMT CLAIMS: PAID OR INCUR                                                  
                  325      326   CLMREFC    E49C/U40C REF PD FOR TOT CLAIMS PD/INC                                                   
                  327      328   CLMREFM    E49C/U40C REF PD TOT CLAIMS: FY-MON                                                      
                  329      330   CLMREFY    E49C/U40C REF PD TOT CLAIMS: FY-YR                                                       
                  331      332   CLMRM2     E49C/U40C REF PD TOT CLAIMS: MON                                                         
                  333      346   SINTOT     E50/U41 TOTL FUNDNG FOR ALL SELF INS COV                                                 
                  347      349   SINEMPR    E50/U41 TOT EMPLYR CONTR-ALL SLF INS COV                                                 
                  350      352   SINSMEM    E50/U41 TOT EMPLOYEE CONTR-SELF INS COV                                                  
                  353      355   SINUCON    E50/U41 TOT UNION CONTRIB-SELF INS COV                                                   
                  356      358   SINOTH     E50/U41 TOT OTHER CONTRIB-SELF INS COV                                                   
                  359      369   FUNDMANX   ED FUNDING SELF INS HOSP/MED PLANS                                                       
                  370      373   ENRLMANX   ED # PHLDRS IN SELF INS HOSP/MED PLANS                                                   
                  374      385   RATIMAIN   RATIO OF FUNDMANX TO ENRLMANX                                                            
                  386      397   SINSADM    E51/U42 ADMINISTRATIVE COST:SLF-INS COV                                                  
                  398      399   THRDPTY    E52/U43 ADMIN COST INCLUDES OUTSIDE ADM                                                  
                  400      401   PURCPLN    E53/U44 ANY PLANS PURCHSED IN 1987                                                       
                  402      415   TOTAPRM    E54A/U45A TOT PREMIUM-ALL PURCHASD PLANS                                                 
                  416      417   TOTREFC    E54B/U45B REF PD FOR TOT PREM-PURCH PLN                                                  
                  418      419   TOTREFM    E54B/U45B REF PD TOT PREM PURCH:FY-MON                                                   
                  420      421   TOTREFY    E54B/U45B REF PD TOT PREM PURCH:FY-YR                                                    
                  422      423   TOTRM2     E54B/U45B REF PD TOT PREM PURCH: MON                                                     
                  424      425   OTHBFIT    E55/U46 PREM COVR HLTH CARE ONLY/OTH BEN                                                 
                  426      427   ORGVAC     E56/U47 EMPL/UN OFFERS PAID VACATION                                                     
                  428      429   ORGSICK    E56/U47 EMPL/UN OFFERS PAID SICK LEAVE                                                   
                  430      431   ORGDIS     E56/U47 EMPL/UN OFFERS LONG TERM DIS INS                                                 
                  432      433   ORGLIFE    E56/U47 EMPL/UN OFFERS LIFE INSURANCE                                                    
                  434      435   ORGRET     E56/U47 EMPL/UN OFFERS RETIREMENT PLAN                                                   
                  436      437   ORGSAVE    E56/U47 EMPL/UN OFFERS SAVINGS & CAP ACC                                                 
                  438      439   ORGCASH    E56/U47 EMPL/UN OFFR $ FOR HLTH/DENT COV                                                 
                  440      441   EORGTYP    E57 EMPL ORGANIZATION TYPE                                                               
                  442      443   EORGOWN    E58 EMPL OWNERSHIP                                                                       
                  444      453   PERCNTFT   E59A PROPORTION TOTAL EMPLOY WHO ARE FT                                                  
1                                                                                                                                    
                    NMES HEALTH INSURANCE PREMIUM CODEBOOK                                                                           
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0              ALPHABETICAL AND POSITIONAL LISTING OF VARIABLES                                                                      
                           DATE:   NOVEMBER 9, 1992                                                                                  
0                 -----POSITIONAL LISTING OF VARIABLES-----                                                                          
-               START      END   NAME       DESCRIPTION                                                                              
+               _____      ___   ____       ___________                                                                              
0                 454      463   PERCNTPT   E59A PROPORTION TOTAL EMPLOY WHO ARE PT                                                  
                  464      468   TOTALEMP   TOTAL # EMPLOYEES - THIS LOCATION                                                        
                  469      470   EORGREFC   E59B REF PERIOD FOR TOTAL EMPL-THIS LOC                                                  
                  471      472   EORGREFM   E59B REF PERIOD # EMPL THIS LOC:FY-MON                                                   
                  473      474   EORGREFY   E59B REF PERIOD # EMPL THIS LOC:FY-YR                                                    
                  475      476   EORGRFM2   E59B REF PERIOD # EMPL THIS LOC: MON                                                     
                  477      478   EORGRFY2   E59B REF PERIOD # EMPL THIS LOC: YR                                                      
                  479      488   PERCLOW    E60/E59 PROPOR TOT EMPL EARN LE $5.00/HR                                                 
                  489      490   EMORLOC    E61 EMPL HAS FACILITIES IN MULT LOC                                                      
                  491      492   ETOTLCAT   E62A TOTL NUMBER EMPLOYES-ALL LOCATIONS                                                  
                  493      494   ELOCREFC   E62B REF PERIOD # EMPLOYEES-ALL LOC                                                      
                  495      496   ELOCREFM   E62B REF PERIOD # EMPL ALL LOC:FY-MON                                                    
                  497      498   ELOCREFY   E62B REF PERIOD # EMPL ALL LOC:FY-YR                                                     
                  499      500   ELOCRM2    E62B REF PERIOD # EMPL ALL LOC: MON                                                      
                  501      502   ELOCRY2    E62B REF PERIOD # EMPL ALL LOC: YR                                                       
                  503      505   EUPCT      E63 UNION MEMBRS AS PERCENT OF ALL WRKRS                                                 
                  506      507   ERESPDES   E64/U49 POSITION OF PRIMARY HIPS RESP                                                    
                  508      512   TOTUMEM    TOTAL NUMBER UNION MEMBERS IN 1987                                                       
                  513      514   UMEMREFC   U48 REF PERIOD # MEMS ENROLLED IN UNION                                                  
                  515      516   UMEMREFM   U48 REF PERIOD # MEM ENROLLED:FY-MON                                                     
                  517      518   UMEMREFY   U48 REF PERIOD # MEM ENROLLED:FY-YR                                                      
                  519      520   UMEMRM2    U48 REF PERIOD # MEM ENROLLED: MON                                                       
                  521      522   UMEMRY2    U48 REF PERIOD # MEM ENROLLED: YR                                                        
                  523      523   JOBLNK     LINKAGE TO HS JOB STATUS                                                                 
                  524      525   CGROUP     PH EMPLOYMENT/INSURANCE STATUS IN HS                                                     
                  526      527   JOBSDSP    RESPONSE CODE IN HIPS                                                                    
                  528      539   POSTJO2    POLICYHOLDER WEIGHT                                                                      
                  540      542   STRATUMX   SAMPLING STRATUM                                                                         
                  543      543   SPSU       PSEUDO PSU                                                                               
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:     1                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0THIS  CODEBOOK  PROVIDES  UNWEIGHTED  AND  WEIGHTED  FREQUENCIES   FOR                                                              
 SELECTED  ASPECTS  OF  EMPLOYMENT-RELATED  PRIVATE HEALTH INSURANCE IN                                                              
 FORCE AT  THE  END  OF  CALENDAR  YEAR  1987.   CORRESPONDING  TO  THE                                                              
 RESPECTIVE  EMPLOYER  OR  UNION  QUESTIONNAIRE,  AN  INDIVIDUAL RECORD                                                              
 CONTAINS INFORMATION ON COVERAGE OBTAINED BY  A  POLICYHOLDER  FROM  A                                                              
 GIVEN  EMPLOYER OR UNION.  IN THOSE CASES WHERE AN INDIVIDUAL OBTAINED                                                              
 MORE THAN ONE PLAN THROUGH THE SAME EMPLOYER,  THE  INFORMATION  ON  A                                                              
 SINGLE  RECORD  REPRESENTS  ALL  PLANS OBTAINED THROUGH THAT EMPLOYER.                                                              
 POLICYHOLDERS WITH EMPLOYMENT-RELATED  COVERAGE  FROM  MORE  THAN  ONE                                                              
 SOURCE  ARE  REPRESENTED  ON  MORE THAN ONE RECORD.  BASIC DEMOGRAPHIC                                                              
 INFORMATION  FOR  EACH  POLICYHOLDER,   HEALTH   INSURANCE   PREMIUMS,                                                              
 CHARACTERISTICS  OF  HELD COVERAGE AND CHARACTERISTICS OF THE PROVIDER                                                              
 OF  INSURANCE  ARE  INCLUDED  ON  EACH  RECORD.   TO  OBTAIN  NATIONAL                                                              
 ESTIMATES  FOR THE VARIABLES ON THIS FILE, THE WEIGHT DESCRIBED AT THE                                                              
 END OF THIS CODEBOOK MUST  BE  USED.   INFORMATION  CONCERNING  SAMPLE                                                              
 DESIGN  AND VARIANCE ESTIMATION IS PROVIDED IN THE FILE DOCUMENTATION.                                                              
 FOR VARIABLES CORRESPONDING DIRECTLY TO HIPS QUESTIONNAIRE ITEMS,  THE                                                              
 ITEM  NUMBER  IS  PROVIDED  IN  THE  VARIABLE  DESCRIPTOR,  WHICH ALSO                                                              
 IDENTIFIES EDITED VARIABLES.  FOR VARIABLES WITH AN  ASTERISK  IN  THE                                                              
 RIGHTMOST  COLUMN,  EXPLANATORY  NOTES  ARE PROVIDED AT THE END OF THE                                                              
 FILE 2 CODEBOOK IN ALPHABETICAL ORDER OF THE VARIABLE NAME.                                                                         
-                                                                                                                                    
-NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-RCORDIDX   RECORD ID (ODUX + PN + PIEID)                15.0  CHAR      1     15                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 VALID RECORD ID                  6,549               76,978,132                                                    
                  TOTAL                            6,549               76,978,132                                                    
-ODUX       ORIGINAL DWELLING UNIT                        5.0   NUM     16     20                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 20001 - 37613                    6,549               76,978,132                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:     2                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-PN         PERSON NUMBER                                 3.0   NUM     21     23                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 10 - 173                         6,549               76,978,132                                                    
                  TOTAL                            6,549               76,978,132                                                    
-PHLDRIDX   POLICYHOLDER ID (ODUX + PN)                   8.0  CHAR     24     31                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 VALID PHLDR ID                   6,549               76,978,132                                                    
                  TOTAL                            6,549               76,978,132                                                    
-PIEID      EMPLOYER/UNION ID                             7.0  CHAR     32     38                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 VALID VALUES                     6,549               76,978,132                                                    
                  TOTAL                            6,549               76,978,132                                                    
-LASTAGE    ED PH AGE AT END OF LAST ELIGIBLE RD          2.0   NUM     39     40       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 0 - 17                              13                  191,983                                                    
                  18 - 44                          4,088               48,683,872                                                    
                  45 - 64                          1,744               21,866,337                                                    
                  65+                                704                6,235,940                                                    
                  TOTAL                            6,549               76,978,132                                                    
-SMPSEXR    PH SEX                                        1.0   NUM     41     41                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 1 MALE                           3,646               45,951,512                                                    
                  2 FEMALE                         2,903               31,026,620                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:     3                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-RACE6      ED PH RACE                                    1.0   NUM     42     42       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 1 AMER INDIAN                       46                  569,985                                                    
                  2 ALASKAN NATIVE                     2                   39,585                                                    
                  3 ASIAN/PACIFIC                     92                1,322,988                                                    
                  4 BLACK                          1,147                7,418,469                                                    
                  5 WHITE                          5,065               65,824,102                                                    
                  6 OTHER                            197                1,803,002                                                    
                  TOTAL                            6,549               76,978,132                                                    
-RACE3      PH RACE/ETHNICITY                             1.0   NUM     43     43       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 1 HISPANIC                         506                4,129,632                                                    
                  2 BLACK NON HISP                 1,126                7,246,844                                                    
                  3 OTHER                          4,917               65,601,656                                                    
                  TOTAL                            6,549               76,978,132                                                    
-SREGION    PH CENSUS REGION                              1.0   NUM     44     44       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 1 NORTHEAST                      1,375               16,268,782                                                    
                  2 MIDWEST                        1,646               20,064,493                                                    
                  3 SOUTH                          2,302               25,551,741                                                    
                  4 WEST                           1,226               15,093,115                                                    
                  TOTAL                            6,549               76,978,132                                                    
-SREGION4   PH CENSUS REGION - RD4                        1.0   NUM     45     45       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 1 NORTHEAST                      1,358               16,017,439                                                    
                  2 MIDWEST                        1,650               20,095,493                                                    
                  3 SOUTH                          2,316               25,732,908                                                    
                  4 WEST                           1,225               15,132,292                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:     4                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-DATASRCE   ORIGINAL DATA SOURCE IN HIPS                  1.0   NUM     46     46       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 1 EMPLOYER                       6,017               71,163,960                                                    
                  2 UNION                            229                2,582,390                                                    
                  3 FED GOVT                         303                3,231,781                                                    
                  TOTAL                            6,549               76,978,132                                                    
-NUMPLANX   TOTAL NUMBER OF PH PLANS 12/31/87             1.0   NUM     47     47       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 1                                5,158               60,142,887                                                    
                  2                                1,129               13,783,497                                                    
                  3                                  231                2,748,626                                                    
                  4                                   29                  279,642                                                    
                  5                                    2                   23,480                                                    
                  TOTAL                            6,549               76,978,132                                                    
-TYPE       E0/U1 PH TYPE                                 2.0   NUM     48     49                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   485                5,511,340                                                    
                  1 EMPLOYEE                       5,348               63,792,130                                                    
                  2 RETIREE                          557                5,929,801                                                    
                  3 SURVIVOR                          44                  405,606                                                    
                  4 INSURED/ORG                      115                1,339,255                                                    
                  TOTAL                            6,549               76,978,132                                                    
-TYPEX      E0/U1ED PH TYPE                               1.0   NUM     50     50       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 1 EMPLOYEE                       5,798               69,039,123                                                    
                  2 RETIREE                          707                7,533,403                                                    
                  3 SURVIVOR                          44                  405,606                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:     5                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-GROUPCOV   E2 ORG PROVIDES GROUP COVERAGE                2.0   NUM     51     52                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -7 REFUSED                           3                   41,200                                                    
                  -1 INAPPLICABLE                    229                2,582,390                                                    
                  1 YES                            6,286               73,884,475                                                    
                  2 NO                                31                  470,067                                                    
                  TOTAL                            6,549               76,978,132                                                    
-CONPLANX   PH PLAN(S) SELF-INSR/NON-SELF/MIX             1.0   NUM     53     53       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 0 NON SELF-INS                   3,699               43,491,955                                                    
                  1 MIXED                            286                3,319,403                                                    
                  2 ONLY SELF-INS                  2,564               30,166,773                                                    
                  TOTAL                            6,549               76,978,132                                                    
-SLFINIMP   CONPLANX WAS EDITED OR IMPUTED                1.0   NUM     54     54       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 0 NO CHANGES                     5,838               68,981,380                                                    
                  1 LOGICAL ED                       569                6,385,461                                                    
                  2 IMPUTED                          142                1,611,292                                                    
                  TOTAL                            6,549               76,978,132                                                    
-PKIND2     PH PLAN(S) MAIN/SUPPL/MIX                     1.0   NUM     55     55       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 1 MAIN                           5,209               60,696,130                                                    
                  2 SUPP                              57                  633,567                                                    
                  3 MIX                            1,283               15,648,435                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:     6                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-PTRADHMO   PH PLAN(S) ARE HMO/TRAD/BOTH                  2.0   NUM     56     57       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -1 INAPPLICABLE                     57                  633,567                                                    
                  1 HMO                              976               11,088,681                                                    
                  2 TRAD                           5,502               65,139,407                                                    
                  3 BOTH                              14                  116,477                                                    
                  TOTAL                            6,549               76,978,132                                                    
-PBMEDX     PH HAS AT LEAST 1 PLAN W/ BASIC MED           2.0   NUM     58     59       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   134                1,632,836                                                    
                  -1 INAPPLICABLE                     57                  633,567                                                    
                  1 YES                            3,677               43,086,880                                                    
                  2 NO                             2,681               31,624,849                                                    
                  TOTAL                            6,549               76,978,132                                                    
-PHOSPX     PH HAS AT LEAST 1 PLAN W/ BASIC HOSP          2.0   NUM     60     61       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   134                1,642,619                                                    
                  -1 INAPPLICABLE                     57                  633,567                                                    
                  1 YES                            3,682               43,315,942                                                    
                  2 NO                             2,676               31,386,004                                                    
                  TOTAL                            6,549               76,978,132                                                    
-PMMEDX     PH HAS AT LEAST 1 PLAN W/ MAJOR MED           2.0   NUM     62     63       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   112                1,360,895                                                    
                  -1 INAPPLICABLE                     57                  633,567                                                    
                  1 YES                            5,099               60,332,816                                                    
                  2 NO                             1,281               14,650,854                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:     7                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-PDENTX     PH HAS AT LEAST 1 PLAN W/ DENTAL              2.0   NUM     64     65       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   118                1,298,337                                                    
                  1 YES                            3,276               39,012,271                                                    
                  2 NO                             3,155               36,667,523                                                    
                  TOTAL                            6,549               76,978,132                                                    
-PVISIONX   PH HAS AT LEAST 1 PLAN W/ VISION              2.0   NUM     66     67       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   355                3,883,870                                                    
                  1 YES                            1,916               22,409,604                                                    
                  2 NO                             4,278               50,684,658                                                    
                  TOTAL                            6,549               76,978,132                                                    
-PDRUGX     PH HAS AT LEAST 1 PLAN W/ PRESCR MED          2.0   NUM     68     69       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   111                1,225,045                                                    
                  1 YES                            5,718               67,082,854                                                    
                  2 NO                               720                8,670,233                                                    
                  TOTAL                            6,549               76,978,132                                                    
-NUMDFF     E3/U3 NUMBER HOSP/MED/HMO PLANS OFFERED       2.0   NUM     70     71                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   338                3,717,726                                                    
                  -8 DK                                8                   87,220                                                    
                  -7 REFUSED                          12                  157,297                                                    
                  1 - 4                            5,216               61,425,742                                                    
                  5 - 9                              664                7,980,485                                                    
                  10 - 49                            252                2,863,038                                                    
                  50 - 99                             59                  746,623                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:     8                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-DVOFF      E14A/U14A SEPAR DEN/VIS/DRG PLANS AVAIL       2.0   NUM     72     73                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   409                4,424,475                                                    
                  -8 DK                                2                   13,081                                                    
                  -7 REFUSED                          18                  219,082                                                    
                  1 YES                            2,433               29,062,851                                                    
                  2 NO                             3,687               43,258,643                                                    
                  TOTAL                            6,549               76,978,132                                                    
-NUMDV      E14B/U14B NUM DEN/VISION/DRG PLANS OFFRD      2.0   NUM     74     75                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   333                3,641,514                                                    
                  -8 DK                                4                   51,829                                                    
                  -7 REFUSED                           2                   19,979                                                    
                  -1 INAPPLICABLE                  3,813               44,683,500                                                    
                  1 - 4                            2,315               27,607,786                                                    
                  5 - 9                               69                  837,411                                                    
                  10 - 49                             13                  136,112                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:     9                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-FMONTH     E26/U26 FIRST MONTH COVERED BY PLAN(S)        2.0   NUM     76     77                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   815                9,295,282                                                    
                  -8 DK                               71                  751,939                                                    
                  -7 REFUSED                          33                  375,651                                                    
                  -6 RESP INAPPLIC                     3                   34,785                                                    
                  -5 NVR WILL KNOW                    13                  165,783                                                    
                   1 JAN                           5,040               59,946,654                                                    
                   2 FEB                              33                  353,276                                                    
                   3 MAR                              32                  371,762                                                    
                   4 APR                              44                  486,858                                                    
                   5 MAY                              39                  494,504                                                    
                   6 JUN                              52                  568,834                                                    
                   7 JUL                              66                  786,959                                                    
                   8 AUG                              76                  852,366                                                    
                   9 SEP                              66                  732,433                                                    
                  10 OCT                              67                  696,360                                                    
                  11 NOV                              59                  664,598                                                    
                  12 DEC                              40                  400,088                                                    
                  TOTAL                            6,549               76,978,132                                                    
-TOTPREM    E27/U27 PH TOTAL PREMIUM                     10.2   NUM     78     87                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   919               10,645,662                                                    
                  -1 INAPPLICABLE                  2,231               26,357,212                                                    
                  GT 0 TO 1999.99                  1,974               23,063,378                                                    
                  2000 - 3999.99                   1,275               15,111,745                                                    
                  4000 - 5999.99                      78                  918,546                                                    
                  6000 - 7999.99                      20                  233,799                                                    
                  8000+                               52                  647,790                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    10                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-TOTPREMX   E27/U27ED PH TOTAL PREMIUM                    8.2   NUM     88     95       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 GT 0 TO 1999.99                  3,307               37,988,663                                                    
                  2000 - 3999.99                   2,878               34,697,276                                                    
                  4000 - 5999.99                     261                3,074,024                                                    
                  6000 - 7999.99                      87                  984,030                                                    
                  8000+                               16                  234,138                                                    
                  TOTAL                            6,549               76,978,132                                                    
-EMPCONT    E27/U27 PH EMPLOYER CONTRIBUTION             10.2   NUM     96    105                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   911               10,492,992                                                    
                  -1 INAPPLICABLE                  2,221               26,228,639                                                    
                  0                                  221                2,721,603                                                    
                  GT 0 TO 1999.99                  2,308               26,785,165                                                    
                  2000 - 3999.99                     782                9,434,951                                                    
                  4000 - 5999.99                      50                  575,867                                                    
                  6000 - 7999.99                      15                  209,830                                                    
                  8000+                               41                  529,085                                                    
                  TOTAL                            6,549               76,978,132                                                    
-EMPCONTX   E27/U27ED PH EMPLOYER CONTRIBUTION            8.2   NUM    106    113       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 0                                  346                4,006,522                                                    
                  GT 0 TO 1999.99                  3,984               45,956,395                                                    
                  2000 - 3999.99                   1,937               23,717,106                                                    
                  4000 - 5999.99                     196                2,277,472                                                    
                  6000 - 7999.99                      72                  829,699                                                    
                  8000+                               14                  190,938                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    11                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-INDCONTX   E27/U27ED PH OUT-OF-POCKET EXPENSES           7.2   NUM    114    120       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 0                                3,228               38,624,346                                                    
                  GT 0 TO 1999.99                  3,190               36,769,068                                                    
                  2000 - 3999.99                     122                1,453,708                                                    
                  4000 - 5999.99                       7                  102,510                                                    
                  6000 - 7999.99                       2                   28,500                                                    
                  TOTAL                            6,549               76,978,132                                                    
-OTHCONT    E27/U27 PH OTHER CONTRIBUTION                 9.2   NUM    121    129                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   662                7,773,665                                                    
                  -1 INAPPLICABLE                  2,188               25,816,217                                                    
                  0                                3,630               42,530,136                                                    
                  GT 0 TO 1999.99                     52                  663,412                                                    
                  2000 - 3999.99                      14                  153,567                                                    
                  4000 - 5999.99                       1                    7,712                                                    
                  8000+                                2                   33,423                                                    
                  TOTAL                            6,549               76,978,132                                                    
-OTHCONTX   E27/U27ED PH OTHER CONTRIBUTION               7.2   NUM    130    136       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 0                                6,304               74,206,260                                                    
                  GT 0 TO 1999.99                    133                1,469,206                                                    
                  2000 - 3999.99                     104                1,210,115                                                    
                  4000 - 5999.99                       7                   76,529                                                    
                  6000 - 7999.99                       1                   16,021                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    12                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-NOTECON    E27/U27 NON SELF INS PH OUT-OF-POCKET EX     10.2   NUM    137    146                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   663                7,658,248                                                    
                  -1 INAPPLICABLE                  2,490               29,038,004                                                    
                  0                                1,777               21,355,968                                                    
                  GT 0 TO 1999.99                  1,541               17,980,008                                                    
                  2000 - 3999.99                      60                  708,415                                                    
                  4000 - 5999.99                       4                   51,532                                                    
                  6000 - 7999.99                       3                   37,330                                                    
                  8000+                               11                  148,627                                                    
                  TOTAL                            6,549               76,978,132                                                    
-SINMEM     E27/U27 SELF INS PH OUT-OF-POCKET EXP         8.2   NUM    147    154                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   746                8,576,309                                                    
                  -1 INAPPLICABLE                  3,577               42,079,909                                                    
                  0                                1,295               15,542,373                                                    
                  GT 0 TO 1999.99                    882               10,126,042                                                    
                  2000 - 3999.99                      43                  541,073                                                    
                  4000 - 5999.99                       4                   70,979                                                    
                  6000 - 7999.99                       1                   25,990                                                    
                  8000+                                1                   15,457                                                    
                  TOTAL                            6,549               76,978,132                                                    
-TYPHELD    E28/U28 LEVEL COVERAGE HELD BY PH             2.0   NUM    155    156                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   533                5,949,698                                                    
                  -8 DK                               21                  282,213                                                    
                  -7 REFUSED                          99                1,198,644                                                    
                  -6 RESP INAPPLIC                     2                   31,951                                                    
                  -5 NVR WILL KNOW                   139                1,528,292                                                    
                  1 SINGLE                         2,303               26,935,251                                                    
                  2 TWO PARTY                        481                5,458,422                                                    
                  3 FAMILY                         2,865               34,418,662                                                    
                  4 OTHER                            106                1,175,000                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    13                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-TYPHELDX   E28/U28ED LEVEL COVERAGE HELD BY PH           1.0   NUM    157    157                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 1 SINGLE                         2,518               29,320,548                                                    
                  2 TWO PARTY                        480                5,451,734                                                    
                  3 FAMILY                         3,445               41,030,850                                                    
                  4 OTHER                            106                1,175,000                                                    
                  TOTAL                            6,549               76,978,132                                                    
-ALABUSE    E39/U36 EMPL/UN COVERS ALCOH ABUSE TRTMT      2.0   NUM    158    159                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   663                7,520,719                                                    
                  -8 DK                               34                  422,948                                                    
                  -7 REFUSED                          32                  348,138                                                    
                  -6 RESP INAPPLIC                     1                   10,831                                                    
                  -5 NVR WILL KNOW                     9                  104,209                                                    
                  1 YES                            1,894               22,522,657                                                    
                  2 NO                             3,916               46,048,629                                                    
                  TOTAL                            6,549               76,978,132                                                    
-DRABUSE    E39/U36 EMPL/UN COVERS DRUG ABUSE TRTMT       2.0   NUM    160    161                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   659                7,527,971                                                    
                  -8 DK                               37                  459,707                                                    
                  -7 REFUSED                          32                  348,138                                                    
                  -6 RESP INAPPLIC                     1                   10,831                                                    
                  -5 NVR WILL KNOW                     5                   58,523                                                    
                  1 YES                            1,864               22,136,313                                                    
                  2 NO                             3,951               46,436,649                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    14                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-MHPROB     E39/U36 EMPL/UN COVERS MENTAL HLTH TRTMT      2.0   NUM    162    163                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   672                7,592,534                                                    
                  -8 DK                               44                  549,702                                                    
                  -7 REFUSED                          32                  348,138                                                    
                  -6 RESP INAPPLIC                     1                   10,831                                                    
                  -5 NVR WILL KNOW                     4                   55,533                                                    
                  1 YES                            1,874               22,194,262                                                    
                  2 NO                             3,922               46,227,132                                                    
                  TOTAL                            6,549               76,978,132                                                    
-EOPNROLL   E40 EMPL:TIMES OF OPEN ENROLLMENT             2.0   NUM    164    165                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   661                7,541,827                                                    
                  -8 DK                               32                  388,929                                                    
                  -7 REFUSED                          30                  332,729                                                    
                  -6 RESP INAPPLIC                    43                  508,293                                                    
                  -5 NVR WILL KNOW                     4                   39,893                                                    
                  -1 INAPPLICABLE                    229                2,582,390                                                    
                  1 WHEN HIRED                     1,203               14,087,483                                                    
                  2 YEARLY                         3,007               35,651,246                                                    
                  3 BIANNUALLY                        10                  101,855                                                    
                  4 OTHER                          1,330               15,743,485                                                    
                  TOTAL                            6,549               76,978,132                                                    
-COMMENT    E40 EMPL:TIMES OF OPEN ENROLLMENT-OTHER      60.0  CHAR    166    225                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -1 INAPPLICABLE                  4,904               57,859,140                                                    
                  -9 NOT ASCERTAIN                   517                5,753,142                                                    
                  TEXT FIELD                       1,128               13,365,850                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    15                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-EMPECONT   E41 EMPLOYEE CAN CONTIN INSR WHN LAY OFF      2.0   NUM    226    227                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   612                6,864,018                                                    
                  -8 DK                               50                  570,395                                                    
                  -7 REFUSED                          30                  345,310                                                    
                  -6 RESP INAPPLIC                    21                  231,631                                                    
                  -5 NVR WILL KNOW                     1                   18,970                                                    
                  -1 INAPPLICABLE                    229                2,582,390                                                    
                  1 YES                            5,109               60,540,919                                                    
                  2 NO                               497                5,824,499                                                    
                  TOTAL                            6,549               76,978,132                                                    
-EWHOPAY    E42 SOURCE OF PAYMENT FOR CONTIN COV          2.0   NUM    228    229                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   463                5,172,591                                                    
                  -8 DK                               25                  265,248                                                    
                  -7 REFUSED                           2                   29,855                                                    
                  -6 RESP INAPPLIC                     2                   20,289                                                    
                  -5 NVR WILL KNOW                     3                   41,843                                                    
                  -1 INAPPLICABLE                  1,137               13,205,431                                                    
                  1 BY EMPLOYEE                    3,912               46,442,094                                                    
                  2 PART BY ORG                      578                6,865,797                                                    
                  3 ALL BY ORG                       427                4,934,984                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    16                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-PERSING    E43 PROPORTION OF COV EMPL W/ SINGLE COV      9.6   NUM    230    238       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                 1,179               13,625,333                                                    
                  -8 DK                            1,161               13,693,285                                                    
                  -7 REFUSED                         167                1,971,660                                                    
                  -6 RESP INAPPLIC                    65                  696,990                                                    
                  -5 NVR WILL KNOW                    87                1,036,764                                                    
                  -1 INAPPLICABLE                    229                2,582,390                                                    
                  0                                   80                1,101,108                                                    
                  GT 0 - LT .250                     680                7,895,264                                                    
                  .250 - LT .500                   1,439               17,535,785                                                    
                  .500 - LT .750                   1,021               11,702,667                                                    
                  .750 - 1.000                       437                5,102,587                                                    
                  GT 1.000                             4                   34,297                                                    
                  TOTAL                            6,549               76,978,132                                                    
-PERCFAM    E43 PROPORTION OF COV EMPL W FAMILY COV      10.6   NUM    239    248       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                 1,173               13,604,086                                                    
                  -8 DK                            1,161               13,707,435                                                    
                  -7 REFUSED                         167                1,971,660                                                    
                  -6 RESP INAPPLIC                    65                  696,990                                                    
                  -5 NVR WILL KNOW                    87                1,036,764                                                    
                  -1 INAPPLICABLE                    229                2,582,390                                                    
                  0                                   79                  993,722                                                    
                  GT 0 - LT .250                     311                3,567,740                                                    
                  .250 - LT .500                     916               10,435,247                                                    
                  .500 - LT .750                   1,523               18,430,184                                                    
                  .750 - 1.000                       824                9,831,234                                                    
                  GT 1.000                            14                  120,678                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    17                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-ERETHLTH   E44 ANY RETIREES RECEIVE GRP HLTH INS         2.0   NUM    249    250                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   692                7,890,870                                                    
                  -8 DK                               98                1,147,190                                                    
                  -7 REFUSED                          45                  518,014                                                    
                  -6 RESP INAPPLIC                     3                   37,274                                                    
                  -5 NVR WILL KNOW                     3                   56,410                                                    
                  -1 INAPPLICABLE                    229                2,582,390                                                    
                  1 YES                            3,040               36,006,906                                                    
                  2 NO                             2,439               28,739,078                                                    
                  TOTAL                            6,549               76,978,132                                                    
-RATRETIR   E45/43 RATIO: # COV RETIR TO # COV EMPL       9.6   NUM    251    259       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                 2,711               31,787,361                                                    
                  -8 DK                              343                3,963,053                                                    
                  -7 REFUSED                          44                  510,001                                                    
                  -6 RESP INAPPLIC                    13                  136,776                                                    
                  -5 NVR WILL KNOW                    27                  318,236                                                    
                  -1 INAPPLICABLE                    767                9,000,367                                                    
                  0                                2,445               28,815,665                                                    
                  GT 0 - LT .250                     118                1,504,009                                                    
                  .250 - LT .500                      60                  718,584                                                    
                  .500 - LT .750                       7                   97,091                                                    
                  .750 - 1.000                         3                   25,575                                                    
                  GT 1.000                            11                  101,412                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    18                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-RATUND65   E45A/43 RATIO: COV RETR(LT65) TO COV EMP     10.6   NUM    260    269       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                 1,406               16,248,142                                                    
                  -8 DK                              350                4,315,695                                                    
                  -7 REFUSED                          69                  729,856                                                    
                  -6 RESP INAPPLIC                    19                  246,341                                                    
                  -5 NVR WILL KNOW                    41                  445,708                                                    
                  -1 INAPPLICABLE                    767                9,000,367                                                    
                  0                                2,641               31,039,921                                                    
                  GT 0 - LT .250                   1,144               13,599,979                                                    
                  .250 - LT .500                      70                  838,766                                                    
                  .500 - LT .750                       8                   85,096                                                    
                  .750 - 1.000                        14                  160,262                                                    
                  GT 1.000                            20                  268,000                                                    
                  TOTAL                            6,549               76,978,132                                                    
-EUNDRPAY   E45A HOW RETIR COV GRP HLTH PAID-UNDR 65      2.0   NUM    270    271                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                 1,380               15,911,056                                                    
                  -8 DK                               31                  393,266                                                    
                  -7 REFUSED                          10                   88,696                                                    
                  -5 NVR WILL KNOW                     6                   76,272                                                    
                  -1 INAPPLICABLE                  3,206               37,739,445                                                    
                  1 BY RETIREE                       546                6,314,994                                                    
                  2 PART BY ORG                      728                8,569,250                                                    
                  3 ALL BY ORG                       622                7,632,848                                                    
                  4 UNDER 65 INELG                    20                  252,304                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    19                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-RATOVR65   E45B/43 RATIO: COV RETR(65+) TO COV EMPL      9.6   NUM    272    280       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                 1,390               16,002,738                                                    
                  -8 DK                              354                4,295,610                                                    
                  -7 REFUSED                          70                  775,219                                                    
                  -6 RESP INAPPLIC                    18                  247,537                                                    
                  -5 NVR WILL KNOW                    41                  453,283                                                    
                  -1 INAPPLICABLE                    767                9,000,367                                                    
                  0                                2,694               31,537,968                                                    
                  GT 0 - LT .250                     967               11,722,850                                                    
                  .250 - LT .500                     151                1,833,664                                                    
                  .500 - LT .750                      47                  556,515                                                    
                  .750 - 1.000                        23                  282,746                                                    
                  GT 1.000                            27                  269,636                                                    
                  TOTAL                            6,549               76,978,132                                                    
-EOVERPAY   E45B HOW RETIR COV GRP HLTH PAID-65 +         2.0   NUM    281    282                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                 1,361               15,606,061                                                    
                  -8 DK                               33                  361,089                                                    
                  -7 REFUSED                          10                   85,743                                                    
                  -6 RESP INAPPLIC                     1                    5,060                                                    
                  -5 NVR WILL KNOW                     5                   41,309                                                    
                  -1 INAPPLICABLE                  3,206               37,739,445                                                    
                  1 BY RETIREE                       493                5,726,551                                                    
                  2 PART BY ORG                      616                7,505,106                                                    
                  3 ALL BY ORG                       715                8,708,681                                                    
                  4 UNDER 65 INELG                   109                1,199,086                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    20                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-SELFINS    E46/U37 ANY HEALTH PLANS WERE SELF-INSRD      2.0   NUM    283    284                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   663                7,497,965                                                    
                  -8 DK                               34                  352,981                                                    
                  -7 REFUSED                          37                  432,328                                                    
                  -6 RESP INAPPLIC                     4                   57,080                                                    
                  -5 NVR WILL KNOW                     1                   18,970                                                    
                  1 YES                            2,794               32,729,338                                                    
                  2 NO                             3,016               35,889,470                                                    
                  TOTAL                            6,549               76,978,132                                                    
-MPPSTOP    E47/U38 EMPL/UN HAVE MPP/STOP-LOSS INS        2.0   NUM    285    286                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   390                4,201,003                                                    
                  -8 DK                               75                  837,014                                                    
                  -7 REFUSED                          23                  294,422                                                    
                  -6 RESP INAPPLIC                     1                    4,471                                                    
                  -5 NVR WILL KNOW                     8                   95,970                                                    
                  -1 INAPPLICABLE                  3,452               41,017,013                                                    
                  1 YES                            1,046               12,326,207                                                    
                  2 NO                             1,554               18,202,033                                                    
                  TOTAL                            6,549               76,978,132                                                    
-STOPRM     E48A/U39A PREMIUM FOR MPP/STOP-LOSS INS      14.2   NUM    287    300                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   402                4,497,109                                                    
                  -8 DK                              223                2,755,830                                                    
                  -7 REFUSED                         108                1,130,148                                                    
                  -6 RESP INAPPLIC                     4                   29,733                                                    
                  -5 NVR WILL KNOW                    25                  292,812                                                    
                  -1 INAPPLICABLE                  5,198               61,393,397                                                    
                  0                                   21                  228,769                                                    
                  GT 0 TO 499.99                       5                   65,195                                                    
                  500 - 999.99                         3                   40,834                                                    
                  1000 - 9999.99                      68                  823,369                                                    
                  10000 - 49999.99                   218                2,533,531                                                    
                  50000+                             274                3,187,405                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    21                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-STOPRFC    E48B/U39B REF PD FOR MPP/STOP-LOSS PREM       2.0   NUM    301    302                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   422                4,697,190                                                    
                  -8 DK                               80                  927,530                                                    
                  -7 REFUSED                          42                  441,712                                                    
                  -6 RESP INAPPLIC                     2                   20,967                                                    
                  -5 NVR WILL KNOW                     3                   32,433                                                    
                  -1 INAPPLICABLE                  5,200               61,420,143                                                    
                  1 CALENDAR YEAR                    684                8,127,678                                                    
                  2 NOT CALENDAR                     116                1,310,479                                                    
                  TOTAL                            6,549               76,978,132                                                    
-STOPRFM    E48B/U39B REF PD MPP/STOP-LOSS:FY-MON         2.0   NUM    303    304                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   426                4,742,938                                                    
                  -8 DK                               80                  927,530                                                    
                  -7 REFUSED                          42                  441,712                                                    
                  -6 RESP INAPPLIC                     2                   20,967                                                    
                  -5 NVR WILL KNOW                     3                   32,433                                                    
                  -1 INAPPLICABLE                  5,912               69,818,293                                                    
                   1 JAN                               6                   71,773                                                    
                   2 FEB                               5                   32,255                                                    
                   3 MAR                               9                  110,422                                                    
                   4 APR                               6                   74,435                                                    
                   5 MAY                               1                   10,419                                                    
                   6 JUN                              17                  192,060                                                    
                   7 JUL                               4                   34,825                                                    
                   8 AUG                               7                  105,479                                                    
                   9 SEP                               8                  124,007                                                    
                  10 OCT                              11                  104,777                                                    
                  11 NOV                               7                   99,724                                                    
                  12 DEC                               3                   34,081                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    22                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-STOPRFY    E48B/U39B REF PD MPP/STOP-LOSS:FY-YR          2.0   NUM    305    306                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   429                4,777,227                                                    
                  -8 DK                               80                  927,530                                                    
                  -7 REFUSED                          42                  441,712                                                    
                  -6 RESP INAPPLIC                     2                   20,967                                                    
                  -5 NVR WILL KNOW                     3                   32,433                                                    
                  -1 INAPPLICABLE                  5,912               69,818,293                                                    
                  88                                  81                  959,970                                                    
                  TOTAL                            6,549               76,978,132                                                    
-STOPRF3    E48B/U39B REF PD MPP/STOP-LOSS:MON            2.0   NUM    307    308                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   431                4,802,194                                                    
                  -8 DK                               79                  906,756                                                    
                  -7 REFUSED                          40                  425,451                                                    
                  -6 RESP INAPPLIC                     2                   20,967                                                    
                  -5 NVR WILL KNOW                     3                   32,433                                                    
                  -1 INAPPLICABLE                  5,965               70,507,791                                                    
                   2 FEB                               2                    8,312                                                    
                   3 MAR                               1                   18,462                                                    
                   4 APR                               1                    8,494                                                    
                   6 JUN                               3                   10,965                                                    
                   7 JUL                               2                        0                                                    
                  10 OCT                               1                   22,749                                                    
                  11 NOV                               1                    7,460                                                    
                  12 DEC                              18                  206,098                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    23                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-TOTCLAM    E49A/U40A TOT $ CLAIMS EMPL/UN SELF INS      14.2   NUM    309    322                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   550                6,219,659                                                    
                  -8 DK                              591                6,709,682                                                    
                  -7 REFUSED                         290                3,300,000                                                    
                  -6 RESP INAPPLIC                    16                  167,453                                                    
                  -5 NVR WILL KNOW                    55                  637,109                                                    
                  -1 INAPPLICABLE                  3,452               41,017,013                                                    
                  0                                    7                   82,538                                                    
                  GT 0 TO 499.99                       2                   18,093                                                    
                  500 - 999.99                         3                   25,796                                                    
                  1000 - 9999.99                      17                  223,423                                                    
                  10000 - 49999.99                    42                  567,185                                                    
                  50000+                           1,524               18,010,183                                                    
                  TOTAL                            6,549               76,978,132                                                    
-CLMINC     E49B/U40B TOT AMT CLAIMS: PAID OR INCUR       2.0   NUM    323    324                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   761                8,668,753                                                    
                  -8 DK                              476                5,422,850                                                    
                  -7 REFUSED                         193                2,227,416                                                    
                  -6 RESP INAPPLIC                     5                   55,789                                                    
                  -5 NVR WILL KNOW                    28                  340,339                                                    
                  -1 INAPPLICABLE                  3,452               41,017,013                                                    
                  1 PAID                           1,471               17,243,052                                                    
                  2 INCURRED                         163                2,002,920                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    24                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-CLMREFC    E49C/U40C REF PD FOR TOT CLAIMS PD/INC        2.0   NUM    325    326                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   562                6,272,635                                                    
                  -8 DK                              274                3,043,701                                                    
                  -7 REFUSED                         116                1,261,441                                                    
                  -6 RESP INAPPLIC                     5                   55,789                                                    
                  -5 NVR WILL KNOW                    13                  173,197                                                    
                  -1 INAPPLICABLE                  3,452               41,017,013                                                    
                  1 CALENDAR YEAR                  1,858               22,071,615                                                    
                  2 NOT CALENDAR                     269                3,082,741                                                    
                  TOTAL                            6,549               76,978,132                                                    
-CLMREFM    E49C/U40C REF PD TOT CLAIMS: FY-MON           2.0   NUM    327    328                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   575                6,404,489                                                    
                  -8 DK                              272                3,034,629                                                    
                  -7 REFUSED                         116                1,261,441                                                    
                  -6 RESP INAPPLIC                     5                   55,789                                                    
                  -5 NVR WILL KNOW                    13                  173,197                                                    
                  -1 INAPPLICABLE                  5,350               63,525,929                                                    
                   1 JAN                              15                  153,035                                                    
                   2 FEB                               2                   17,576                                                    
                   3 MAR                              13                  128,184                                                    
                   4 APR                               8                   90,851                                                    
                   5 MAY                               5                   37,948                                                    
                   6 JUN                              59                  709,004                                                    
                   7 JUL                              19                  204,131                                                    
                   8 AUG                              11                  153,294                                                    
                   9 SEP                              29                  337,332                                                    
                  10 OCT                              30                  345,372                                                    
                  11 NOV                              10                  131,776                                                    
                  12 DEC                              17                  214,156                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    25                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-CLMREFY    E49C/U40C REF PD TOT CLAIMS: FY-YR            2.0   NUM    329    330                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   580                6,467,495                                                    
                  -8 DK                              272                3,034,629                                                    
                  -7 REFUSED                         116                1,261,441                                                    
                  -6 RESP INAPPLIC                     5                   55,789                                                    
                  -5 NVR WILL KNOW                    13                  173,197                                                    
                  -1 INAPPLICABLE                  5,350               63,525,929                                                    
                  86                                  11                  145,947                                                    
                  88                                 202                2,313,705                                                    
                  TOTAL                            6,549               76,978,132                                                    
-CLMRM2     E49C/U40C REF PD TOT CLAIMS: MON              2.0   NUM    331    332                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   603                6,703,253                                                    
                  -8 DK                              255                2,863,491                                                    
                  -7 REFUSED                         109                1,189,369                                                    
                  -6 RESP INAPPLIC                     5                   55,789                                                    
                  -5 NVR WILL KNOW                    14                  180,649                                                    
                  -1 INAPPLICABLE                  5,523               65,548,280                                                    
                   1 JAN                               2                   16,237                                                    
                   3 MAR                               1                        0                                                    
                   4 APR                               2                   16,097                                                    
                   5 MAY                               2                   24,653                                                    
                   6 JUN                               2                   18,284                                                    
                   7 JUL                               5                   50,341                                                    
                   8 AUG                               1                    6,203                                                    
                  10 OCT                               3                   33,639                                                    
                  11 NOV                               3                   40,144                                                    
                  12 DEC                              19                  231,702                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    26                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-SINTOT     E50/U41 TOTL FUNDNG FOR ALL SELF INS COV     14.2   NUM    333    346                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   763                8,858,719                                                    
                  -8 DK                              582                6,704,746                                                    
                  -7 REFUSED                         279                3,074,855                                                    
                  -6 RESP INAPPLIC                    17                  173,516                                                    
                  -5 NVR WILL KNOW                    52                  577,814                                                    
                  -1 INAPPLICABLE                  3,452               41,017,013                                                    
                  0                                   26                  309,795                                                    
                  GT 0 TO 7999.99                     24                  320,688                                                    
                  8000 - 49999.99                     28                  348,063                                                    
                  50000 - 99999.99                    34                  431,796                                                    
                  100000-999999.99                   217                2,595,028                                                    
                  1000K-LT 100000K                   831                9,668,122                                                    
                  100000000+                         244                2,897,978                                                    
                  TOTAL                            6,549               76,978,132                                                    
-SINEMPR    E50/U41 TOT EMPLYR CONTR-ALL SLF INS COV      3.0   NUM    347    349                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   642                7,309,261                                                    
                  -8 DK                              416                4,716,920                                                    
                  -7 REFUSED                         167                1,786,753                                                    
                  -6 RESP INAPPLIC                    10                  118,622                                                    
                  -5 NVR WILL KNOW                    37                  382,983                                                    
                  -1 INAPPLICABLE                  3,452               41,017,013                                                    
                             0%                       21                  239,613                                                    
                  GT 0 - LT 25%                       18                  178,643                                                    
                    25 - LT 50%                       23                  275,278                                                    
                    50 - LT 75%                      227                2,590,651                                                    
                      75 - 100%                    1,536               18,362,395                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    27                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-SINSMEM    E50/U41 TOT EMPLOYEE CONTR-SELF INS COV       3.0   NUM    350    352                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   718                8,251,336                                                    
                  -8 DK                              399                4,499,776                                                    
                  -7 REFUSED                         166                1,769,916                                                    
                  -6 RESP INAPPLIC                    11                  127,023                                                    
                  -5 NVR WILL KNOW                    38                  397,665                                                    
                  -1 INAPPLICABLE                  3,452               41,017,013                                                    
                             0%                      815                9,788,828                                                    
                  GT 0 - LT 25%                      578                6,815,448                                                    
                    25 - LT 50%                      286                3,347,392                                                    
                    50 - LT 75%                       56                  606,794                                                    
                      75 - 100%                       30                  356,940                                                    
                  TOTAL                            6,549               76,978,132                                                    
-SINUCON    E50/U41 TOT UNION CONTRIB-SELF INS COV        3.0   NUM    353    355                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   736                8,413,227                                                    
                  -8 DK                              377                4,263,040                                                    
                  -7 REFUSED                         163                1,732,701                                                    
                  -6 RESP INAPPLIC                    19                  197,540                                                    
                  -5 NVR WILL KNOW                    36                  374,414                                                    
                  -1 INAPPLICABLE                  3,452               41,017,013                                                    
                             0%                    1,728               20,549,551                                                    
                  GT 0 - LT 25%                       29                  359,633                                                    
                    25 - LT 50%                        2                   22,871                                                    
                    50 - LT 75%                        3                   23,750                                                    
                      75 - 100%                        4                   24,394                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    28                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-SINOTH     E50/U41 TOT OTHER CONTRIB-SELF INS COV        3.0   NUM    356    358                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   748                8,553,055                                                    
                  -8 DK                              382                4,303,599                                                    
                  -7 REFUSED                         160                1,695,425                                                    
                  -6 RESP INAPPLIC                    14                  160,627                                                    
                  -5 NVR WILL KNOW                    37                  378,834                                                    
                  -1 INAPPLICABLE                  3,452               41,017,013                                                    
                             0%                    1,697               20,236,993                                                    
                  GT 0 - LT 25%                       56                  595,732                                                    
                    50 - LT 75%                        1                   20,207                                                    
                      75 - 100%                        2                   16,646                                                    
                  TOTAL                            6,549               76,978,132                                                    
-FUNDMANX   ED FUNDING SELF INS HOSP/MED PLANS           11.2   NUM    359    369       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -10 SUPPRESSED                     452                5,404,706                                                    
                  -9 NOT ASCERTAIN                 1,615               18,875,439                                                    
                  -1 INAPPLICABLE                  3,695               43,463,935                                                    
                  GT 0 TO 7999.99                      4                   60,197                                                    
                  8000 - 49999.99                     20                  291,014                                                    
                  50000 - 99999.99                    24                  318,642                                                    
                  100000-999999.99                   210                2,532,689                                                    
                  1000K-LT 100000K                   529                6,031,511                                                    
                  TOTAL                            6,549               76,978,132                                                    
-ENRLMANX   ED # PHLDRS IN SELF INS HOSP/MED PLANS        4.0   NUM    370    373       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -10 SUPPRESSED                     452                5,404,706                                                    
                  -9 NOT ASCERTAIN                 1,615               18,875,439                                                    
                  -1 INAPPLICABLE                  3,695               43,463,935                                                    
                  GT 0 TO 499                        224                2,843,972                                                    
                  500 - 999                           96                1,125,950                                                    
                  1000 - 9999                        467                5,264,130                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    29                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-RATIMAIN   RATIO OF FUNDMANX TO ENRLMANX                12.6   NUM    374    385       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                 1,615               18,875,439                                                    
                  -1 INAPPLICABLE                  3,695               43,463,935                                                    
                  GT 0 TO 1999.999                   674                7,789,645                                                    
                  2000 - 3999.999                    412                5,076,730                                                    
                  4000 - 5999.999                    117                1,441,950                                                    
                  6000 - 7999.999                     12                  112,361                                                    
                  8000+                               24                  218,071                                                    
                  TOTAL                            6,549               76,978,132                                                    
-SINSADM    E51/U42 ADMINISTRATIVE COST:SLF-INS COV      12.2   NUM    386    397                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   716                8,197,485                                                    
                  -8 DK                              628                7,076,080                                                    
                  -7 REFUSED                         259                2,946,129                                                    
                  -6 RESP INAPPLIC                    28                  272,791                                                    
                  -5 NVR WILL KNOW                    34                  371,676                                                    
                  -1 INAPPLICABLE                  3,452               41,017,013                                                    
                  0                                   75                  986,419                                                    
                  GT 0 TO 7999.99                     84                1,036,033                                                    
                  8000 - 49999.99                    190                2,188,377                                                    
                  50000 - 99999.99                   126                1,470,595                                                    
                  100000-999999.99                   504                5,900,423                                                    
                  1000K-LT 100000K                   384                4,625,739                                                    
                  100000000+                          69                  889,372                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    30                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-THRDPTY    E52/U43 ADMIN COST INCLUDES OUTSIDE ADM       2.0   NUM    398    399                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   529                5,889,512                                                    
                  -8 DK                              106                1,298,551                                                    
                  -7 REFUSED                          31                  308,289                                                    
                  -6 RESP INAPPLIC                     1                    9,029                                                    
                  -5 NVR WILL KNOW                     4                   55,425                                                    
                  -1 INAPPLICABLE                  3,452               41,017,013                                                    
                  1 YES                            1,834               21,510,835                                                    
                  2 NO                               592                6,889,477                                                    
                  TOTAL                            6,549               76,978,132                                                    
-PURCPLN    E53/U44 ANY PLANS PURCHSED IN 1987            2.0   NUM    400    401                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   495                5,517,828                                                    
                  -8 DK                               70                  807,865                                                    
                  -7 REFUSED                          24                  258,587                                                    
                  -5 NVR WILL KNOW                     6                   67,514                                                    
                  -1 INAPPLICABLE                  3,452               41,017,013                                                    
                  1 YES                              664                7,925,495                                                    
                  2 NO                             1,838               21,383,830                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    31                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-TOTAPRM    E54A/U45A TOT PREMIUM-ALL PURCHASD PLANS     14.2   NUM    402    415                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   990               11,447,318                                                    
                  -8 DK                              622                7,129,620                                                    
                  -7 REFUSED                         256                2,977,392                                                    
                  -6 RESP INAPPLIC                    16                  205,296                                                    
                  -5 NVR WILL KNOW                    87                1,062,252                                                    
                  -1 INAPPLICABLE                  2,130               24,803,843                                                    
                  0                                    7                   73,706                                                    
                  GT 0 TO 7999.99                    242                3,129,224                                                    
                  8000 - 49999.99                    494                5,930,195                                                    
                  50000 - 99999.99                   252                3,050,400                                                    
                  100000-999999.99                   678                7,847,516                                                    
                  1000K-LT 100000K                   668                7,901,541                                                    
                  100000000+                         107                1,419,829                                                    
                  TOTAL                            6,549               76,978,132                                                    
-TOTREFC    E54B/U45B REF PD FOR TOT PREM-PURCH PLN       2.0   NUM    416    417                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   912               10,607,342                                                    
                  -8 DK                              261                2,984,621                                                    
                  -7 REFUSED                          97                1,167,574                                                    
                  -6 RESP INAPPLIC                     6                   76,710                                                    
                  -5 NVR WILL KNOW                    23                  299,676                                                    
                  -1 INAPPLICABLE                  2,130               24,803,843                                                    
                  1 CALENDAR YEAR                  2,819               33,442,207                                                    
                  2 NOT CALENDAR                     301                3,596,158                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    32                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-TOTREFM    E54B/U45B REF PD TOT PREM PURCH:FY-MON        2.0   NUM    418    419                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   918               10,666,978                                                    
                  -8 DK                              261                2,984,621                                                    
                  -7 REFUSED                          96                1,160,544                                                    
                  -6 RESP INAPPLIC                     6                   76,710                                                    
                  -5 NVR WILL KNOW                    22                  293,063                                                    
                  -1 INAPPLICABLE                  5,070               59,738,331                                                    
                   1 JAN                               9                   92,332                                                    
                   2 FEB                               1                    7,619                                                    
                   3 MAR                              13                  161,717                                                    
                   4 APR                               6                   61,834                                                    
                   5 MAY                               4                   55,275                                                    
                   6 JUN                              67                  762,063                                                    
                   7 JUL                              17                  200,852                                                    
                   8 AUG                              19                  220,090                                                    
                   9 SEP                              22                  272,600                                                    
                  10 OCT                               9                  109,532                                                    
                  11 NOV                               3                   34,508                                                    
                  12 DEC                               6                   79,463                                                    
                  TOTAL                            6,549               76,978,132                                                    
-TOTREFY    E54B/U45B REF PD TOT PREM PURCH:FY-YR         2.0   NUM    420    421                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   921               10,701,295                                                    
                  -8 DK                              261                2,984,621                                                    
                  -7 REFUSED                          96                1,160,544                                                    
                  -6 RESP INAPPLIC                     6                   76,710                                                    
                  -5 NVR WILL KNOW                    22                  293,063                                                    
                  -1 INAPPLICABLE                  5,070               59,738,331                                                    
                  86                                   3                   21,099                                                    
                  88                                 170                2,002,467                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    33                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-TOTRM2     E54B/U45B REF PD TOT PREM PURCH: MON          2.0   NUM    422    423                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   911               10,578,543                                                    
                  -8 DK                              260                2,963,847                                                    
                  -7 REFUSED                          97                1,167,574                                                    
                  -6 RESP INAPPLIC                     6                   76,710                                                    
                  -5 NVR WILL KNOW                    22                  293,063                                                    
                  -1 INAPPLICABLE                  5,122               60,269,616                                                    
                   1 JAN                               2                   27,490                                                    
                   4 APR                               2                   28,753                                                    
                   5 MAY                               2                   21,005                                                    
                   6 JUN                               4                   32,504                                                    
                   7 JUL                               2                   22,833                                                    
                  10 OCT                               5                   55,180                                                    
                  11 NOV                               7                  107,096                                                    
                  12 DEC                             107                1,333,916                                                    
                  TOTAL                            6,549               76,978,132                                                    
-OTHBFIT    E55/U46 PREM COVR HLTH CARE ONLY/OTH BEN      2.0   NUM    424    425                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                 1,014               11,708,410                                                    
                  -8 DK                               88                1,000,073                                                    
                  -7 REFUSED                          40                  488,192                                                    
                  -6 RESP INAPPLIC                     3                   25,857                                                    
                  -5 NVR WILL KNOW                    13                  129,881                                                    
                  -1 INAPPLICABLE                  2,130               24,803,843                                                    
                  1 HLTH CARE ONLY                 1,951               23,313,282                                                    
                  2 OTHER BENEFIT                  1,310               15,508,593                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    34                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-ORGVAC     E56/U47 EMPL/UN OFFERS PAID VACATION          2.0   NUM    426    427                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   620                7,087,763                                                    
                  -8 DK                               10                   83,802                                                    
                  -7 REFUSED                          33                  409,752                                                    
                  -6 RESP INAPPLIC                     2                   13,426                                                    
                  1 YES                            5,624               66,464,324                                                    
                  2 NO                               260                2,919,066                                                    
                  TOTAL                            6,549               76,978,132                                                    
-ORGSICK    E56/U47 EMPL/UN OFFERS PAID SICK LEAVE        2.0   NUM    428    429                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   642                7,368,799                                                    
                  -8 DK                               13                  129,923                                                    
                  -7 REFUSED                          34                  426,584                                                    
                  -6 RESP INAPPLIC                     1                    6,690                                                    
                  1 YES                            5,107               60,440,228                                                    
                  2 NO                               752                8,605,908                                                    
                  TOTAL                            6,549               76,978,132                                                    
-ORGDIS     E56/U47 EMPL/UN OFFERS LONG TERM DIS INS      2.0   NUM    430    431                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   692                7,930,401                                                    
                  -8 DK                               20                  213,781                                                    
                  -7 REFUSED                          34                  423,470                                                    
                  -6 RESP INAPPLIC                     1                    6,690                                                    
                  1 YES                            3,897               46,403,499                                                    
                  2 NO                             1,905               22,000,291                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    35                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-ORGLIFE    E56/U47 EMPL/UN OFFERS LIFE INSURANCE         2.0   NUM    432    433                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   633                7,233,894                                                    
                  -8 DK                               14                  144,333                                                    
                  -7 REFUSED                          34                  412,917                                                    
                  -6 RESP INAPPLIC                     1                    6,690                                                    
                  1 YES                            5,392               63,484,587                                                    
                  2 NO                               475                5,695,710                                                    
                  TOTAL                            6,549               76,978,132                                                    
-ORGRET     E56/U47 EMPL/UN OFFERS RETIREMENT PLAN        2.0   NUM    434    435                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   665                7,573,661                                                    
                  -8 DK                               15                  133,905                                                    
                  -7 REFUSED                          33                  406,638                                                    
                  -6 RESP INAPPLIC                     1                    6,690                                                    
                  1 YES                            4,663               54,902,736                                                    
                  2 NO                             1,172               13,954,503                                                    
                  TOTAL                            6,549               76,978,132                                                    
-ORGSAVE    E56/U47 EMPL/UN OFFERS SAVINGS & CAP ACC      2.0   NUM    436    437                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   725                8,217,503                                                    
                  -8 DK                               36                  389,805                                                    
                  -7 REFUSED                          35                  429,749                                                    
                  -6 RESP INAPPLIC                     1                    6,690                                                    
                  -5 NVR WILL KNOW                     1                   19,907                                                    
                  1 YES                            2,798               33,288,913                                                    
                  2 NO                             2,953               34,625,565                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    36                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-ORGCASH    E56/U47 EMPL/UN OFFR $ FOR HLTH/DENT COV      2.0   NUM    438    439                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   730                8,451,730                                                    
                  -8 DK                               20                  226,681                                                    
                  -7 REFUSED                          34                  423,470                                                    
                  -6 RESP INAPPLIC                     1                    6,690                                                    
                  -5 NVR WILL KNOW                     1                    5,699                                                    
                  1 YES                              337                4,089,690                                                    
                  2 NO                             5,426               63,774,172                                                    
                  TOTAL                            6,549               76,978,132                                                    
-EORGTYP    E57 EMPL ORGANIZATION TYPE                    2.0   NUM    440    441                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   313                3,344,680                                                    
                  -8 DK                                1                   13,986                                                    
                  -7 REFUSED                          28                  342,758                                                    
                  -5 NVR WILL KNOW                     6                   35,034                                                    
                  -1 INAPPLICABLE                    229                2,582,390                                                    
                  1 FOR PROFIT                     4,087               48,839,721                                                    
                  2 NON-PROFIT                       729                8,473,881                                                    
                  3 ST/LOCAL GOVT                  1,020               11,677,963                                                    
                  4 OTHER                            136                1,667,718                                                    
                  TOTAL                            6,549               76,978,132                                                    
-EORGOWN    E58 EMPL OWNERSHIP                            2.0   NUM    442    443                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   310                3,309,979                                                    
                  -8 DK                                1                   14,672                                                    
                  -7 REFUSED                           5                   48,465                                                    
                  -5 NVR WILL KNOW                     4                   41,492                                                    
                  -1 INAPPLICABLE                  2,159               24,906,630                                                    
                  1 SOLE PROPRIET                    234                2,732,475                                                    
                  2 PARTNERSHIP                      185                2,341,422                                                    
                  3 CORPORATION                    3,524               41,933,089                                                    
                  4 SUBCHAP S CORP                   127                1,649,908                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    37                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-PERCNTFT   E59A PROPORTION TOTAL EMPLOY WHO ARE FT      10.6   NUM    444    453       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -11 DENOM = ZERO                     5                   56,489                                                    
                  -9 NOT ASCERTAIN                   341                3,689,826                                                    
                  -8 DK                               35                  337,271                                                    
                  -7 REFUSED                         149                1,852,160                                                    
                  -6 RESP INAPPLIC                     8                  107,582                                                    
                  -5 NVR WILL KNOW                   550                6,411,496                                                    
                  -1 INAPPLICABLE                    229                2,582,390                                                    
                  0                                   10                  146,048                                                    
                  GT 0 - LT .250                      70                  791,431                                                    
                  .250 - LT .500                     162                1,740,063                                                    
                  .500 - LT .750                     548                6,172,694                                                    
                  .750 - 1.000                     4,435               53,033,287                                                    
                  GT 1.000                             7                   57,396                                                    
                  TOTAL                            6,549               76,978,132                                                    
-PERCNTPT   E59A PROPORTION TOTAL EMPLOY WHO ARE PT      10.6   NUM    454    463       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -11 DENOM = ZERO                     5                   56,489                                                    
                  -9 NOT ASCERTAIN                   352                3,899,968                                                    
                  -8 DK                               43                  407,536                                                    
                  -7 REFUSED                         149                1,842,538                                                    
                  -6 RESP INAPPLIC                    11                  153,763                                                    
                  -5 NVR WILL KNOW                   575                6,717,366                                                    
                  -1 INAPPLICABLE                    229                2,582,390                                                    
                  0                                2,197               25,725,337                                                    
                  GT 0 - LT .250                   2,146               26,107,714                                                    
                  .250 - LT .500                     548                6,255,346                                                    
                  .500 - LT .750                     206                2,207,373                                                    
                  .750 - 1.000                        87                1,016,131                                                    
                  GT 1.000                             1                    6,179                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    38                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-TOTALEMP   TOTAL # EMPLOYEES - THIS LOCATION             5.0   NUM    464    468       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   303                3,231,781                                                    
                  -1 INAPPLICABLE                    229                2,582,390                                                    
                  1 - 9                              524                6,680,676                                                    
                  10 - 25                            641                7,794,473                                                    
                  26 - 100                         1,310               15,187,986                                                    
                  101 - 500                        1,578               18,701,945                                                    
                  501 - 9999                       1,754               20,198,564                                                    
                  10000+                             210                2,600,316                                                    
                  TOTAL                            6,549               76,978,132                                                    
-EORGREFC   E59B REF PERIOD FOR TOTAL EMPL-THIS LOC       2.0   NUM    469    470                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   411                4,525,303                                                    
                  -8 DK                               36                  361,720                                                    
                  -7 REFUSED                          53                  572,942                                                    
                  -6 RESP INAPPLIC                     4                   48,773                                                    
                  -5 NVR WILL KNOW                    45                  511,905                                                    
                  -1 INAPPLICABLE                    229                2,582,390                                                    
                  1 CALENDAR YEAR                  5,159               60,956,106                                                    
                  2 NOT CALENDAR                     612                7,418,993                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    39                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-EORGREFM   E59B REF PERIOD # EMPL THIS LOC:FY-MON        2.0   NUM    471    472                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   412                4,536,653                                                    
                  -8 DK                               37                  379,859                                                    
                  -7 REFUSED                          53                  572,942                                                    
                  -6 RESP INAPPLIC                     4                   48,773                                                    
                  -5 NVR WILL KNOW                    45                  511,905                                                    
                  -1 INAPPLICABLE                  5,790               68,450,421                                                    
                   1 JAN                               7                   59,586                                                    
                   2 FEB                               1                    7,552                                                    
                   3 MAR                               9                  118,448                                                    
                   4 APR                               3                   42,074                                                    
                   5 MAY                               6                   73,337                                                    
                   6 JUN                              64                  769,478                                                    
                   7 JUL                              15                  127,832                                                    
                   8 AUG                              21                  285,543                                                    
                   9 SEP                              23                  294,779                                                    
                  10 OCT                               3                   23,611                                                    
                  11 NOV                               9                  133,836                                                    
                  12 DEC                              47                  541,505                                                    
                  TOTAL                            6,549               76,978,132                                                    
-EORGREFY   E59B REF PERIOD # EMPL THIS LOC:FY-YR         2.0   NUM    473    474                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   423                4,693,263                                                    
                  -8 DK                               37                  379,859                                                    
                  -7 REFUSED                          53                  572,942                                                    
                  -6 RESP INAPPLIC                     4                   48,773                                                    
                  -5 NVR WILL KNOW                    45                  511,905                                                    
                  -1 INAPPLICABLE                  5,790               68,450,421                                                    
                  86                                   3                   35,352                                                    
                  88                                 194                2,285,617                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    40                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-EORGRFM2   E59B REF PERIOD # EMPL THIS LOC: MON          2.0   NUM    475    476                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   396                4,358,648                                                    
                  -8 DK                               39                  421,692                                                    
                  -7 REFUSED                          53                  572,942                                                    
                  -6 RESP INAPPLIC                     4                   48,773                                                    
                  -5 NVR WILL KNOW                    45                  511,905                                                    
                  -1 INAPPLICABLE                  5,585               65,859,465                                                    
                   1 JAN                               1                    5,953                                                    
                   3 MAR                              70                  878,547                                                    
                   5 MAY                              14                  121,441                                                    
                   6 JUN                              10                  143,674                                                    
                   8 AUG                               2                   22,645                                                    
                   9 SEP                               2                   26,052                                                    
                  10 OCT                               8                   91,599                                                    
                  11 NOV                               4                   43,089                                                    
                  12 DEC                             316                3,871,707                                                    
                  TOTAL                            6,549               76,978,132                                                    
-EORGRFY2   E59B REF PERIOD # EMPL THIS LOC: YR           2.0   NUM    477    478                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   397                4,362,783                                                    
                  -8 DK                               39                  421,692                                                    
                  -7 REFUSED                          53                  572,942                                                    
                  -6 RESP INAPPLIC                     4                   48,773                                                    
                  -5 NVR WILL KNOW                    45                  511,905                                                    
                  -1 INAPPLICABLE                  5,585               65,859,465                                                    
                  88                                 426                5,200,572                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    41                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-PERCLOW    E60/E59 PROPOR TOT EMPL EARN LE $5.00/HR     10.6   NUM    479    488       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -11 DENOM = ZERO                     5                   56,489                                                    
                  -9 NOT ASCERTAIN                   306                3,275,339                                                    
                  -7 REFUSED                         143                1,759,402                                                    
                  -5 NVR WILL KNOW                 1,750               20,305,260                                                    
                  -1 INAPPLICABLE                    229                2,582,390                                                    
                  0                                2,485               30,161,584                                                    
                  GT 0 - LT .250                     953               11,398,312                                                    
                  .250 - LT .500                     320                3,549,949                                                    
                  .500 - LT .750                     188                1,864,688                                                    
                  .750 - 1.000                       145                1,767,725                                                    
                  GT 1.000                            25                  256,994                                                    
                  TOTAL                            6,549               76,978,132                                                    
-EMORLOC    E61 EMPL HAS FACILITIES IN MULT LOC           2.0   NUM    489    490                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   313                3,359,164                                                    
                  -8 DK                                3                   28,616                                                    
                  -7 REFUSED                          37                  444,521                                                    
                  -5 NVR WILL KNOW                    48                  564,162                                                    
                  -1 INAPPLICABLE                    229                2,582,390                                                    
                  1 YES                            4,105               48,511,217                                                    
                  2 NO                             1,814               21,488,063                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    42                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-ETOTLCAT   E62A TOTL NUMBER EMPLOYES-ALL LOCATIONS       2.0   NUM    491    492       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   314                3,365,168                                                    
                  -8 DK                               17                  211,629                                                    
                  -7 REFUSED                         113                1,411,065                                                    
                  -6 RESP INAPPLIC                     3                   38,531                                                    
                  -5 NVR WILL KNOW                   341                3,715,386                                                    
                  -1 INAPPLICABLE                  2,045               24,105,447                                                    
                  0 ZERO                               3                   24,070                                                    
                  1 1-9                               21                  288,439                                                    
                  2 10-25                             64                  770,484                                                    
                  3 26-100                           261                3,251,125                                                    
                  4 101-500                          581                7,031,566                                                    
                  5 501-9999                       1,579               18,624,196                                                    
                  6 10000+                         1,207               14,141,027                                                    
                  TOTAL                            6,549               76,978,132                                                    
-ELOCREFC   E62B REF PERIOD # EMPLOYEES-ALL LOC           2.0   NUM    493    494                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   322                3,506,339                                                    
                  -8 DK                               11                  130,587                                                    
                  -7 REFUSED                          52                  647,645                                                    
                  -6 RESP INAPPLIC                     2                   32,505                                                    
                  -5 NVR WILL KNOW                   127                1,426,485                                                    
                  -1 INAPPLICABLE                  2,045               24,105,447                                                    
                  1 CALENDAR YEAR                  3,652               43,144,876                                                    
                  2 NOT CALENDAR                     338                3,984,249                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    43                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-ELOCREFM   E62B REF PERIOD # EMPL ALL LOC:FY-MON         2.0   NUM    495    496                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   365                3,962,322                                                    
                  -8 DK                               32                  377,543                                                    
                  -7 REFUSED                          50                  610,703                                                    
                  -6 RESP INAPPLIC                     2                   32,505                                                    
                  -5 NVR WILL KNOW                    62                  702,526                                                    
                  -1 INAPPLICABLE                  5,914               69,811,921                                                    
                   1 JAN                              18                  184,451                                                    
                   3 MAR                               4                   64,445                                                    
                   5 MAY                               1                    9,779                                                    
                   6 JUN                              34                  381,548                                                    
                   7 JUL                               9                   98,017                                                    
                   8 AUG                              20                  245,080                                                    
                   9 SEP                              15                  236,723                                                    
                  10 OCT                               2                   25,017                                                    
                  11 NOV                               6                   93,251                                                    
                  12 DEC                              15                  142,301                                                    
                  TOTAL                            6,549               76,978,132                                                    
-ELOCREFY   E62B REF PERIOD # EMPL ALL LOC:FY-YR          2.0   NUM    497    498                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   320                3,472,799                                                    
                  -8 DK                               12                  147,903                                                    
                  -7 REFUSED                          52                  647,645                                                    
                  -6 RESP INAPPLIC                     2                   32,505                                                    
                  -5 NVR WILL KNOW                   126                1,409,169                                                    
                  -1 INAPPLICABLE                  5,914               69,811,921                                                    
                  86                                   2                   28,395                                                    
                  88                                 121                1,427,796                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    44                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-ELOCRM2    E62B REF PERIOD # EMPL ALL LOC: MON           2.0   NUM    499    500                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   320                3,472,799                                                    
                  -8 DK                               12                  147,903                                                    
                  -7 REFUSED                          52                  647,645                                                    
                  -6 RESP INAPPLIC                     2                   32,505                                                    
                  -5 NVR WILL KNOW                   127                1,418,859                                                    
                  -1 INAPPLICABLE                  5,820               68,706,513                                                    
                   1 JAN                               3                   25,822                                                    
                   3 MAR                              67                  864,318                                                    
                   4 APR                               1                   14,106                                                    
                   5 MAY                              11                   80,199                                                    
                   7 JUL                               1                   11,047                                                    
                   8 AUG                               2                   10,842                                                    
                   9 SEP                               2                   26,052                                                    
                  10 OCT                               3                   30,221                                                    
                  11 NOV                               1                        0                                                    
                  12 DEC                             125                1,489,302                                                    
                  TOTAL                            6,549               76,978,132                                                    
-ELOCRY2    E62B REF PERIOD # EMPL ALL LOC: YR            2.0   NUM    501    502                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   367                3,991,278                                                    
                  -8 DK                               32                  377,543                                                    
                  -7 REFUSED                          50                  610,703                                                    
                  -6 RESP INAPPLIC                     2                   32,505                                                    
                  -5 NVR WILL KNOW                    63                  707,681                                                    
                  -1 INAPPLICABLE                  5,820               68,706,513                                                    
                  88                                 215                2,551,909                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    45                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-EUPCT      E63 UNION MEMBRS AS PERCENT OF ALL WRKRS      3.0   NUM    503    505                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   702                7,925,131                                                    
                  -8 DK                              341                3,797,727                                                    
                  -7 REFUSED                          71                  933,982                                                    
                  -6 RESP INAPPLIC                    18                  203,886                                                    
                  -5 NVR WILL KNOW                    47                  589,282                                                    
                  -1 INAPPLICABLE                    229                2,582,390                                                    
                             0%                    3,150               37,575,976                                                    
                  GT 0 - LT 25%                      406                4,912,926                                                    
                    25 - LT 50%                      346                4,179,172                                                    
                    50 - LT 75%                      510                5,866,738                                                    
                      75 - 100%                      729                8,410,921                                                    
                  TOTAL                            6,549               76,978,132                                                    
-ERESPDES   E64/U49 POSITION OF PRIMARY HIPS RESP         2.0   NUM    506    507                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                   835                9,581,468                                                    
                  -8 DK                                3                   38,805                                                    
                  -7 REFUSED                          18                  197,362                                                    
                  -6 RESP INAPPLIC                     1                   10,076                                                    
                  -5 NVR WILL KNOW                     1                   19,974                                                    
                  -1 INAPPLICABLE                    229                2,582,390                                                    
                  1 GEN MGR/OWNER                    431                5,402,620                                                    
                  2 PERSNL SPC/MGR                 1,115               12,945,844                                                    
                  3 EMPL BEN SPE                   1,891               22,110,460                                                    
                  4 CFO                              225                2,839,864                                                    
                  5 OTHER                          1,800               21,249,269                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    46                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-TOTUMEM    TOTAL NUMBER UNION MEMBERS IN 1987            5.0   NUM    508    512       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                    22                  267,003                                                    
                  -8 DK                               17                  183,858                                                    
                  -7 REFUSED                           8                  114,484                                                    
                  -5 NVR WILL KNOW                     1                   11,538                                                    
                  -1 INAPPLICABLE                  6,320               74,395,742                                                    
                  1 - 49                               3                   32,638                                                    
                  50 - 99                              6                   55,394                                                    
                  100 - 499                           28                  274,866                                                    
                  500 - 999                           15                  164,124                                                    
                  1000 - 9999                         78                  937,286                                                    
                  10000+                              51                  541,201                                                    
                  TOTAL                            6,549               76,978,132                                                    
-UMEMREFC   U48 REF PERIOD # MEMS ENROLLED IN UNION       2.0   NUM    513    514                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                    17                  224,242                                                    
                  -8 DK                                9                   82,492                                                    
                  -7 REFUSED                           3                   56,895                                                    
                  -1 INAPPLICABLE                  6,320               74,395,742                                                    
                  1 CALENDAR YEAR                    176                1,972,531                                                    
                  2 NOT CALENDAR                      24                  246,230                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    47                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-UMEMREFM   U48 REF PERIOD # MEM ENROLLED:FY-MON          2.0   NUM    515    516                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                    17                  224,242                                                    
                  -8 DK                                9                   82,492                                                    
                  -7 REFUSED                           3                   56,895                                                    
                  -1 INAPPLICABLE                  6,506               76,494,997                                                    
                   1 JAN                               2                   10,944                                                    
                   3 MAR                               4                   50,730                                                    
                   4 APR                               1                    9,343                                                    
                   5 MAY                               1                    6,784                                                    
                   6 JUN                               1                    8,296                                                    
                   8 AUG                               1                    4,830                                                    
                   9 SEP                               3                   15,492                                                    
                  11 NOV                               1                   13,086                                                    
                  TOTAL                            6,549               76,978,132                                                    
-UMEMREFY   U48 REF PERIOD # MEM ENROLLED:FY-YR           2.0   NUM    517    518                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                    17                  224,242                                                    
                  -8 DK                                9                   82,492                                                    
                  -7 REFUSED                           3                   56,895                                                    
                  -1 INAPPLICABLE                  6,506               76,494,997                                                    
                  88                                  14                  119,505                                                    
                  TOTAL                            6,549               76,978,132                                                    
-UMEMRM2    U48 REF PERIOD # MEM ENROLLED: MON            2.0   NUM    519    520                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                    29                  363,629                                                    
                  -1 INAPPLICABLE                  6,510               76,487,778                                                    
                   6 JUN                               1                   18,284                                                    
                  12 DEC                               9                  108,440                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    48                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-UMEMRY2    U48 REF PERIOD # MEM ENROLLED: YR             2.0   NUM    521    522                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 -9 NOT ASCERTAIN                    29                  363,629                                                    
                  -1 INAPPLICABLE                  6,510               76,487,778                                                    
                  88                                  10                  126,724                                                    
                  TOTAL                            6,549               76,978,132                                                    
-JOBLNK     LINKAGE TO HS JOB STATUS                      1.0   NUM    523    523       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 1 LNK TO S21 JOB                 5,669               67,609,976                                                    
                  2 LNK TO S16 JOB                   607                6,537,890                                                    
                  3 NO LINK-UNION                    121                1,249,809                                                    
                  4 NO LINK                          152                1,580,456                                                    
                  TOTAL                            6,549               76,978,132                                                    
-CGROUP     PH EMPLOYMENT/INSURANCE STATUS IN HS          2.0  CHAR    524    525       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 1 EMPLYED/PRIV                   5,581               66,739,018                                                    
                  2 EMPLYED/PUB                       43                  400,311                                                    
                  3 EMPLYED/UNIN                     180                1,649,328                                                    
                  4 DEPEND/PRIV                       88                1,461,772                                                    
                  5 DEPEND/PUB                         1                        0                                                    
                  7 UNEMPL/PRIV                      653                6,727,703                                                    
                  8 UNEMPL/PUB                         2                        0                                                    
                  9 UNEMPL/UNIN                        1                        0                                                    
                  TOTAL                            6,549               76,978,132                                                    
-JOBSDSP    RESPONSE CODE IN HIPS                         2.0  CHAR    526    527       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 1 PARTIALLY COMP                   171                        0                                                    
                  2 COMPLETE                       6,171               76,978,132                                                    
                  10 NOT EMP/INS                       2                        0                                                    
                  11 NOT FL YR KEY                   205                        0                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    49                                            
                     FILE 1: EMPLOYMENT-RELATED COVERAGE                                                                             
0                          DATE:   NOVEMBER 9, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-POSTJO2    POLICYHOLDER WEIGHT                          12.6   NUM    528    539       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 0                                  378                  N/A                                                        
                  2121.87-43443.1                  6,171                  N/A                                                        
                  TOTAL                            6,549                  N/A                                                        
-STRATUMX   SAMPLING STRATUM                              3.0   NUM    540    542       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 301 - 401                        6,549               76,978,132                                                    
                  TOTAL                            6,549               76,978,132                                                    
-SPSU       PSEUDO PSU                                    1.0   NUM    543    543       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                 VALUE                       UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                 _____                       __________     ____________________                                                    
0                 1                                3,273               38,062,568                                                    
                  2                                3,276               38,915,564                                                    
                  TOTAL                            6,549               76,978,132                                                    
1                                                                                                                                    
                    NMES HEALTH INSURANCE PREMIUM CODEBOOK                                                                           
                   FILE 2: COVERAGE OBTAINED DIRECTLY FROM                                                                           
                                   INSURERS                                                                                          
0              ALPHABETICAL AND POSITIONAL LISTING OF VARIABLES                                                                      
                           DATE:    AUGUST 13, 1992                                                                                  
0                 -----ALPHABETICAL LISTING OF VARIABLES-----                                                                        
-               START      END   NAME       DESCRIPTION                                                                              
+               _____      ___   ____       ___________                                                                              
0                  75       76   BHOSPX     I9ED PLAN INCL BASIC HOSPITALIZATION COV                                                 
                   71       72   BMEDX      I9ED PLAN INCL BASIC MEDICAL COV                                                         
                  142      143   CGROUP     EMPLOYMENT/INSURANCE STATUS IN HS                                                        
                   83       84   DENTALX    I9ED PLAN INCL DENTAL COV                                                                
                  134      134   EMPCONTX   ED PH EMPLOYER CONTRIBUTION                                                              
                   97       98   FMONTH     I13 PH FIRST MON COVERED BY PLAN                                                         
                   55       56   GROUPCOV   I7 PLAN IS A GROUP POLICY                                                                
                   57       57   GROUPCOX   I7ED PLAN IS A GROUP POLICY                                                              
                   73       74   IBHOSP     I9 HOSPITALIZATION INCLUDED IN PLAN                                                      
                   69       70   IBMED      I9 BASIC MEDICAL COV INCLUDED IN PLAN                                                    
                   81       82   IDENT      I9 DENTAL COVERAGE INCLUDED IN PLAN                                                      
                   95       96   IEXIST     I11 PRE-EXISTING CONDS EXCLUDED                                                          
                   65       66   IHMO       I9 HMO COVERAGE INCLUDED IN THIS PLAN                                                    
                   67       68   IHMOX      I9ED PLAN INCL HMO COV                                                                   
                  119      119   IHOLDPAX   I16ED PH PAID ENTIRE PREM                                                                
                  117      118   IHOLDPAY   I16 PH PAID ENTIRE PREM                                                                  
                   77       78   IMMED      I9 MAJOR MEDICAL COV INCLUDED IN PLAN                                                    
                  120      126   INDCONT    I17 PH OUT-OF-POCKET EXPENSES                                                            
                  127      133   INDCONTX   I17ED PH OUT-OF-POCKET EXPENSES                                                          
                   58       64   INUMHOLD   I8 NUM POLICYHOLDERS IN GROUP                                                            
                   89       90   IPDRUG     I9 PRESCRIPTION DRUGS INCLUDED IN PLAN                                                   
                   85       86   IVIS       I9 VISION COVERAGE INCLUDED IN PLAN                                                      
                   93       94   IWAIT      I10 WAITING PERIOD FOR HOSP/MED BENEFIT                                                  
                  144      145   JOBSDSP    RESPONSE CODE IN HIPS                                                                    
                   46       47   LASTAGE    ED PH AGE AT END OF LAST ELIGIBLE RD                                                     
                   79       80   MMEDX      I9ED PLAN INCL MAJOR MEDICAL COV                                                         
                   20       24   ODUX       ORIGINAL DWELLING UNIT                                                                   
                  135      141   OTHCONTX   ED PH OTHER CONTRIBUTION                                                                 
                   91       92   PDRUGX     I9ED PLAN INCL PRESC DRUG COV                                                            
                   27       34   PHLDRIDX   POLICYHOLDER ID (ODUX + PN)                                                              
                   35       41   PIEID      INSURER ID                                                                               
                   42       43   PLANDESG   PLAN DESIGNATOR                                                                          
                   44       45   PLANNUM    PLAN NUMBER                                                                              
                   53       54   PLANTYP4   TYPE OF PLAN                                                                             
                   25       26   PN         PERSON NUMBER                                                                            
                  146      157   POSTJO2    POLICYHOLDER WEIGHT                                                                      
                   50       50   RACE3      PH RACE/ETHNICITY                                                                        
                   49       49   RACE6      ED PH RACE                                                                               
                    1       19   RCORDIDX   RECORDID(ODUX+PN+PIEID+PLANDESG+PLANNUM)                                                 
                   48       48   SMPSEXR    PH SEX                                                                                   
                  161      161   SPSU       PSEUDO PSU                                                                               
                   51       51   SREGION    PH CENSUS REGION                                                                         
                   52       52   SREGION4   PH CENSUS REGION - RD4                                                                   
                  158      160   STRATUMX   SAMPLING STRATUM                                                                         
                  102      109   TOTPREM    I15 PH TOTAL PREMIUM                                                                     
                  110      116   TOTPREMX   I15ED PH TOTAL PREMIUM                                                                   
                   99      100   TYPHELD    I14 TYPE COVERAGE HELD BY PH                                                             
1                                                                                                                                    
                    NMES HEALTH INSURANCE PREMIUM CODEBOOK                                                                           
                   FILE 2: COVERAGE OBTAINED DIRECTLY FROM                                                                           
                                   INSURERS                                                                                          
0              ALPHABETICAL AND POSITIONAL LISTING OF VARIABLES                                                                      
                           DATE:    AUGUST 13, 1992                                                                                  
0                 -----ALPHABETICAL LISTING OF VARIABLES-----                                                                        
-               START      END   NAME       DESCRIPTION                                                                              
+               _____      ___   ____       ___________                                                                              
0                 101      101   TYPHELDX   I14ED TYPE COVERAGE HELD BY PH                                                           
                   87       88   VISIONX    I9ED PLAN INCL VISION COV                                                                
1                                                                                                                                    
                    NMES HEALTH INSURANCE PREMIUM CODEBOOK                                                                           
                   FILE 2: COVERAGE OBTAINED DIRECTLY FROM                                                                           
                                   INSURERS                                                                                          
0              ALPHABETICAL AND POSITIONAL LISTING OF VARIABLES                                                                      
                           DATE:    AUGUST 13, 1992                                                                                  
0                 -----POSITIONAL LISTING OF VARIABLES-----                                                                          
-               START      END   NAME       DESCRIPTION                                                                              
+               _____      ___   ____       ___________                                                                              
0                   1       19   RCORDIDX   RECORDID(ODUX+PN+PIEID+PLANDESG+PLANNUM)                                                 
                   20       24   ODUX       ORIGINAL DWELLING UNIT                                                                   
                   25       26   PN         PERSON NUMBER                                                                            
                   27       34   PHLDRIDX   POLICYHOLDER ID (ODUX + PN)                                                              
                   35       41   PIEID      INSURER ID                                                                               
                   42       43   PLANDESG   PLAN DESIGNATOR                                                                          
                   44       45   PLANNUM    PLAN NUMBER                                                                              
                   46       47   LASTAGE    ED PH AGE AT END OF LAST ELIGIBLE RD                                                     
                   48       48   SMPSEXR    PH SEX                                                                                   
                   49       49   RACE6      ED PH RACE                                                                               
                   50       50   RACE3      PH RACE/ETHNICITY                                                                        
                   51       51   SREGION    PH CENSUS REGION                                                                         
                   52       52   SREGION4   PH CENSUS REGION - RD4                                                                   
                   53       54   PLANTYP4   TYPE OF PLAN                                                                             
                   55       56   GROUPCOV   I7 PLAN IS A GROUP POLICY                                                                
                   57       57   GROUPCOX   I7ED PLAN IS A GROUP POLICY                                                              
                   58       64   INUMHOLD   I8 NUM POLICYHOLDERS IN GROUP                                                            
                   65       66   IHMO       I9 HMO COVERAGE INCLUDED IN THIS PLAN                                                    
                   67       68   IHMOX      I9ED PLAN INCL HMO COV                                                                   
                   69       70   IBMED      I9 BASIC MEDICAL COV INCLUDED IN PLAN                                                    
                   71       72   BMEDX      I9ED PLAN INCL BASIC MEDICAL COV                                                         
                   73       74   IBHOSP     I9 HOSPITALIZATION INCLUDED IN PLAN                                                      
                   75       76   BHOSPX     I9ED PLAN INCL BASIC HOSPITALIZATION COV                                                 
                   77       78   IMMED      I9 MAJOR MEDICAL COV INCLUDED IN PLAN                                                    
                   79       80   MMEDX      I9ED PLAN INCL MAJOR MEDICAL COV                                                         
                   81       82   IDENT      I9 DENTAL COVERAGE INCLUDED IN PLAN                                                      
                   83       84   DENTALX    I9ED PLAN INCL DENTAL COV                                                                
                   85       86   IVIS       I9 VISION COVERAGE INCLUDED IN PLAN                                                      
                   87       88   VISIONX    I9ED PLAN INCL VISION COV                                                                
                   89       90   IPDRUG     I9 PRESCRIPTION DRUGS INCLUDED IN PLAN                                                   
                   91       92   PDRUGX     I9ED PLAN INCL PRESC DRUG COV                                                            
                   93       94   IWAIT      I10 WAITING PERIOD FOR HOSP/MED BENEFIT                                                  
                   95       96   IEXIST     I11 PRE-EXISTING CONDS EXCLUDED                                                          
                   97       98   FMONTH     I13 PH FIRST MON COVERED BY PLAN                                                         
                   99      100   TYPHELD    I14 TYPE COVERAGE HELD BY PH                                                             
                  101      101   TYPHELDX   I14ED TYPE COVERAGE HELD BY PH                                                           
                  102      109   TOTPREM    I15 PH TOTAL PREMIUM                                                                     
                  110      116   TOTPREMX   I15ED PH TOTAL PREMIUM                                                                   
                  117      118   IHOLDPAY   I16 PH PAID ENTIRE PREM                                                                  
                  119      119   IHOLDPAX   I16ED PH PAID ENTIRE PREM                                                                
                  120      126   INDCONT    I17 PH OUT-OF-POCKET EXPENSES                                                            
                  127      133   INDCONTX   I17ED PH OUT-OF-POCKET EXPENSES                                                          
                  134      134   EMPCONTX   ED PH EMPLOYER CONTRIBUTION                                                              
                  135      141   OTHCONTX   ED PH OTHER CONTRIBUTION                                                                 
                  142      143   CGROUP     EMPLOYMENT/INSURANCE STATUS IN HS                                                        
                  144      145   JOBSDSP    RESPONSE CODE IN HIPS                                                                    
                  146      157   POSTJO2    POLICYHOLDER WEIGHT                                                                      
1                                                                                                                                    
                    NMES HEALTH INSURANCE PREMIUM CODEBOOK                                                                           
                   FILE 2: COVERAGE OBTAINED DIRECTLY FROM                                                                           
                                   INSURERS                                                                                          
0              ALPHABETICAL AND POSITIONAL LISTING OF VARIABLES                                                                      
                           DATE:    AUGUST 13, 1992                                                                                  
0                 -----POSITIONAL LISTING OF VARIABLES-----                                                                          
-               START      END   NAME       DESCRIPTION                                                                              
+               _____      ___   ____       ___________                                                                              
0                 158      160   STRATUMX   SAMPLING STRATUM                                                                         
                  161      161   SPSU       PSEUDO PSU                                                                               
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:     1                                            
                   FILE 2: COVERAGE OBTAINED DIRECTLY FROM                                                                           
                                   INSURERS                                                                                          
0                          DATE:    AUGUST 13, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0THIS  CODEBOOK  PROVIDES  UNWEIGHTED  AND  WEIGHTED  FREQUENCIES   FOR                                                              
 SELECTED  ASPECTS  OF PRIVATELY PURCHASED HEALTH INSURANCE IN FORCE AT                                                              
 THE END OF  CALENDAR  YEAR  1987.   INFORMATION  ON  A  POLICYHOLDER'S                                                              
 PREMIUM  AND  INSURANCE  CHARACTERISTICS  FOR  COVERAGE  THAT  IS  NOT                                                              
 EMPLOYMENT-RELATED IS  REPORTED  ON  THIS  FILE  AT  THE  PLAN  LEVEL,                                                              
 CORRESPONDING  TO  A SINGLE INSURER QUESTIONNAIRE.  POLICYHOLDERS WITH                                                              
 MULTIPLE PLANS, REGARDLESS  OF  THE  SOURCE,  HAVE  MULTIPLE  RECORDS.                                                              
 BASIC  DEMOGRAPHIC INFORMATION FOR EACH POLICYHOLDER, HEALTH INSURANCE                                                              
 PREMIUMS AND CHARACTERISTICS OF HELD COVERAGE  ARE  INCLUDED  ON  EACH                                                              
 RECORD.   TO OBTAIN NATIONAL ESTIMATES FOR THE VARIABLES ON THIS FILE,                                                              
 THE WEIGHT DESCRIBED AT  THE  END  OF  THIS  CODEBOOK  MUST  BE  USED.                                                              
 INFORMATION  CONCERNING  SAMPLE  DESIGN  AND  VARIANCE  ESTIMATION  IS                                                              
 PROVIDED IN  THE  FILE  DOCUMENTATION.   FOR  VARIABLES  CORRESPONDING                                                              
 DIRECTLY  TO  HIPS QUESTIONNAIRE ITEMS, THE ITEM NUMBER IS PROVIDED IN                                                              
 THE VARIABLE DESCRIPTOR, WHICH ALSO IDENTIFIES EDITED VARIABLES.   FOR                                                              
 VARIABLES  WITH AN ASTERISK IN THE RIGHTMOST COLUMN, EXPLANATORY NOTES                                                              
 ARE PROVIDED AT THE END OF THIS CODEBOOK IN ALPHABETICAL ORDER OF  THE                                                              
 VARIABLE NAME.                                                                                                                      
-                                                                                                                                    
-NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-RCORDIDX   RECORDID(ODUX+PN+PIEID+PLANDESG+PLANNUM)     19.0  CHAR      1     19                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    VALID RECORD ID               1,992               20,810,050                                                    
                     TOTAL                         1,992               20,810,050                                                    
-ODUX       ORIGINAL DWELLING UNIT                        5.0   NUM     20     24                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    20006 - 37614                 1,992               20,810,050                                                    
                     TOTAL                         1,992               20,810,050                                                    
-PN         PERSON NUMBER                                 2.0   NUM     25     26                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    10 - 84                       1,992               20,810,050                                                    
                     TOTAL                         1,992               20,810,050                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:     2                                            
                   FILE 2: COVERAGE OBTAINED DIRECTLY FROM                                                                           
                                   INSURERS                                                                                          
0                          DATE:    AUGUST 13, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-PHLDRIDX   POLICYHOLDER ID (ODUX + PN)                   8.0  CHAR     27     34                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    VALID PH ID                   1,992               20,810,050                                                    
                     TOTAL                         1,992               20,810,050                                                    
-PIEID      INSURER ID                                    7.0  CHAR     35     41                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    VALID VALUES                  1,992               20,810,050                                                    
                     TOTAL                         1,992               20,810,050                                                    
-PLANDESG   PLAN DESIGNATOR                               2.0  CHAR     42     43       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    -5 NVR WILL KNOW                  2                   22,642                                                    
                     -9 NOT ASCERTAIN                 30                  322,807                                                    
                     A - Z                         1,950               20,381,287                                                    
                     0 - 9                            10                   83,314                                                    
                     TOTAL                         1,992               20,810,050                                                    
-PLANNUM    PLAN NUMBER                                   2.0   NUM     44     45       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    -9 NOT ASCERTAIN                  1                   18,565                                                    
                     1                             1,802               18,638,880                                                    
                     2                               147                1,580,216                                                    
                     3                                35                  461,022                                                    
                     4                                 6                   94,108                                                    
                     5                                 1                   17,260                                                    
                     TOTAL                         1,992               20,810,050                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:     3                                            
                   FILE 2: COVERAGE OBTAINED DIRECTLY FROM                                                                           
                                   INSURERS                                                                                          
0                          DATE:    AUGUST 13, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-LASTAGE    ED PH AGE AT END OF LAST ELIGIBLE RD          2.0   NUM     46     47       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    0 - 17                            6                  126,457                                                    
                     18 - 44                         247                3,717,765                                                    
                     45 - 64                         287                4,621,124                                                    
                     65+                           1,452               12,344,704                                                    
                     TOTAL                         1,992               20,810,050                                                    
-SMPSEXR    PH SEX                                        1.0   NUM     48     48                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    1 MALE                          825                9,524,110                                                    
                     2 FEMALE                      1,167               11,285,941                                                    
                     TOTAL                         1,992               20,810,050                                                    
-RACE6      ED PH RACE                                    1.0   NUM     49     49       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    1 AMER INDIAN                     6                   55,737                                                    
                     2 ALASKAN NATIVE                  1                        0                                                    
                     3 ASIAN/PACIFIC                  17                  272,734                                                    
                     4 BLACK                         105                  797,106                                                    
                     5 WHITE                       1,847               19,520,348                                                    
                     6 OTHER                          16                  164,125                                                    
                     TOTAL                         1,992               20,810,050                                                    
-RACE3      PH RACE/ETHNICITY                             1.0   NUM     50     50       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    1 HISPANIC                       45                  439,863                                                    
                     2 BLACK NON HISP                105                  797,106                                                    
                     3 OTHER                       1,842               19,573,081                                                    
                     TOTAL                         1,992               20,810,050                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:     4                                            
                   FILE 2: COVERAGE OBTAINED DIRECTLY FROM                                                                           
                                   INSURERS                                                                                          
0                          DATE:    AUGUST 13, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-SREGION    PH CENSUS REGION                              1.0   NUM     51     51       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    1 NORTHEAST                     413                4,723,082                                                    
                     2 MIDWEST                       542                5,644,911                                                    
                     3 SOUTH                         752                7,307,481                                                    
                     4 WEST                          285                3,134,577                                                    
                     TOTAL                         1,992               20,810,050                                                    
-SREGION4   PH CENSUS REGION - RD4                        1.0   NUM     52     52       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    1 NORTHEAST                     411                4,700,594                                                    
                     2 MIDWEST                       539                5,605,434                                                    
                     3 SOUTH                         760                7,373,722                                                    
                     4 WEST                          282                3,130,300                                                    
                     TOTAL                         1,992               20,810,050                                                    
-PLANTYP4   TYPE OF PLAN                                  2.0   NUM     53     54       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                     5 MEDIGAP STNDR              1,260               10,913,445                                                    
                      6 MEDIGAP NONST                 41                  392,295                                                    
                      8 HMO                           78                1,078,556                                                    
                      9 TRAD, MAIN                   571                8,018,248                                                    
                     10 TRAD, SUPP                     3                   27,162                                                    
                     11 TRAD, OTHER                   39                  380,345                                                    
                     TOTAL                         1,992               20,810,050                                                    
-GROUPCOV   I7 PLAN IS A GROUP POLICY                     2.0   NUM     55     56                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    -9 NOT ASCERTAIN                  3                   32,118                                                    
                     -5 NVR WILL KNOW                  3                   41,661                                                    
                      1 YES                          548                5,435,266                                                    
                      2 NO                         1,438               15,301,006                                                    
                     TOTAL                         1,992               20,810,050                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:     5                                            
                   FILE 2: COVERAGE OBTAINED DIRECTLY FROM                                                                           
                                   INSURERS                                                                                          
0                          DATE:    AUGUST 13, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-GROUPCOX   I7ED PLAN IS A GROUP POLICY                   1.0   NUM     57     57                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                     1 YES                          548                5,435,266                                                    
                      2 NO                         1,444               15,374,784                                                    
                     TOTAL                         1,992               20,810,050                                                    
-INUMHOLD   I8 NUM POLICYHOLDERS IN GROUP                 7.0   NUM     58     64                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    -9 NOT ASCERTAIN                318                2,771,983                                                    
                     -8 DK                            24                  270,873                                                    
                     -7 REFUSED                       11                  164,735                                                    
                     -5 NVR WILL KNOW                 12                  159,948                                                    
                     -1 INAPPLICABLE               1,444               15,374,784                                                    
                     1 - 9999                        125                1,438,986                                                    
                     10000 - 49999                    37                  380,635                                                    
                     50000 - 99999                    11                  152,088                                                    
                     100000 - 999999                   7                   79,486                                                    
                     1000000-2100000                   3                   16,533                                                    
                     TOTAL                         1,992               20,810,050                                                    
-IHMO       I9 HMO COVERAGE INCLUDED IN THIS PLAN         2.0   NUM     65     66                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    -9 NOT ASCERTAIN                124                1,485,905                                                    
                     -8 DK                             1                    8,680                                                    
                     -7 REFUSED                        2                   21,176                                                    
                     -5 NVR WILL KNOW                  1                    3,582                                                    
                      1 YES                           93                1,241,454                                                    
                      2 NO                         1,771               18,049,254                                                    
                     TOTAL                         1,992               20,810,050                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:     6                                            
                   FILE 2: COVERAGE OBTAINED DIRECTLY FROM                                                                           
                                   INSURERS                                                                                          
0                          DATE:    AUGUST 13, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-IHMOX      I9ED PLAN INCL HMO COV                        2.0   NUM     67     68                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    -9 NOT ASCERTAIN                124                1,485,905                                                    
                     -8 DK                             1                    8,680                                                    
                     -7 REFUSED                        2                   21,176                                                    
                     -5 NVR WILL KNOW                  1                    3,582                                                    
                      1 YES                           96                1,278,964                                                    
                      2 NO                         1,768               18,011,744                                                    
                     TOTAL                         1,992               20,810,050                                                    
-IBMED      I9 BASIC MEDICAL COV INCLUDED IN PLAN         2.0   NUM     69     70                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    -9 NOT ASCERTAIN                 73                  865,595                                                    
                     -7 REFUSED                        2                   21,176                                                    
                     -5 NVR WILL KNOW                  1                    3,582                                                    
                      1 YES                        1,319               13,249,026                                                    
                      2 NO                           597                6,670,672                                                    
                     TOTAL                         1,992               20,810,050                                                    
-BMEDX      I9ED PLAN INCL BASIC MEDICAL COV              2.0   NUM     71     72                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    -9 NOT ASCERTAIN                 61                  676,911                                                    
                     -7 REFUSED                        2                   21,176                                                    
                     -5 NVR WILL KNOW                  1                    3,582                                                    
                      1 YES                        1,366               13,824,172                                                    
                      2 NO                           562                6,284,210                                                    
                     TOTAL                         1,992               20,810,050                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:     7                                            
                   FILE 2: COVERAGE OBTAINED DIRECTLY FROM                                                                           
                                   INSURERS                                                                                          
0                          DATE:    AUGUST 13, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-IBHOSP     I9 HOSPITALIZATION INCLUDED IN PLAN           2.0   NUM     73     74                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    -9 NOT ASCERTAIN                 90                1,063,359                                                    
                     -7 REFUSED                        2                   21,176                                                    
                     -5 NVR WILL KNOW                  1                    3,582                                                    
                      1 YES                        1,345               13,653,497                                                    
                      2 NO                           554                6,068,437                                                    
                     TOTAL                         1,992               20,810,050                                                    
-BHOSPX     I9ED PLAN INCL BASIC HOSPITALIZATION COV      2.0   NUM     75     76                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    -9 NOT ASCERTAIN                 82                  963,554                                                    
                     -7 REFUSED                        2                   21,176                                                    
                     -5 NVR WILL KNOW                  1                    3,582                                                    
                      1 YES                        1,359               13,747,057                                                    
                      2 NO                           548                6,074,682                                                    
                     TOTAL                         1,992               20,810,050                                                    
-IMMED      I9 MAJOR MEDICAL COV INCLUDED IN PLAN         2.0   NUM     77     78                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    -9 NOT ASCERTAIN                 93                1,033,591                                                    
                     -7 REFUSED                        2                   21,176                                                    
                     -5 NVR WILL KNOW                  1                    3,582                                                    
                      1 YES                          637                7,588,339                                                    
                      2 NO                         1,259               12,163,363                                                    
                     TOTAL                         1,992               20,810,050                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:     8                                            
                   FILE 2: COVERAGE OBTAINED DIRECTLY FROM                                                                           
                                   INSURERS                                                                                          
0                          DATE:    AUGUST 13, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-MMEDX      I9ED PLAN INCL MAJOR MEDICAL COV              2.0   NUM     79     80                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    -9 NOT ASCERTAIN                 79                  885,535                                                    
                     -7 REFUSED                        2                   21,176                                                    
                     -5 NVR WILL KNOW                  1                    3,582                                                    
                      1 YES                          675                8,141,348                                                    
                      2 NO                         1,235               11,758,410                                                    
                     TOTAL                         1,992               20,810,050                                                    
-IDENT      I9 DENTAL COVERAGE INCLUDED IN PLAN           2.0   NUM     81     82                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    -9 NOT ASCERTAIN                114                1,400,475                                                    
                     -8 DK                             2                   13,692                                                    
                     -7 REFUSED                        2                   21,176                                                    
                     -5 NVR WILL KNOW                  1                    3,582                                                    
                      1 YES                           69                  788,120                                                    
                      2 NO                         1,804               18,583,005                                                    
                     TOTAL                         1,992               20,810,050                                                    
-DENTALX    I9ED PLAN INCL DENTAL COV                     2.0   NUM     83     84                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    -9 NOT ASCERTAIN                112                1,378,606                                                    
                     -8 DK                             2                   13,692                                                    
                     -7 REFUSED                        2                   21,176                                                    
                     -5 NVR WILL KNOW                  1                    3,582                                                    
                      1 YES                           76                  846,187                                                    
                      2 NO                         1,799               18,546,808                                                    
                     TOTAL                         1,992               20,810,050                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:     9                                            
                   FILE 2: COVERAGE OBTAINED DIRECTLY FROM                                                                           
                                   INSURERS                                                                                          
0                          DATE:    AUGUST 13, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-IVIS       I9 VISION COVERAGE INCLUDED IN PLAN           2.0   NUM     85     86                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    -9 NOT ASCERTAIN                117                1,441,329                                                    
                     -8 DK                             2                   13,692                                                    
                     -7 REFUSED                        2                   21,176                                                    
                     -5 NVR WILL KNOW                  1                    3,582                                                    
                      1 YES                           99                1,243,868                                                    
                      2 NO                         1,771               18,086,404                                                    
                     TOTAL                         1,992               20,810,050                                                    
-VISIONX    I9ED PLAN INCL VISION COV                     2.0   NUM     87     88                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    -9 NOT ASCERTAIN                115                1,421,900                                                    
                     -8 DK                             2                   13,692                                                    
                     -7 REFUSED                        2                   21,176                                                    
                     -5 NVR WILL KNOW                  1                    3,582                                                    
                      1 YES                          112                1,435,033                                                    
                      2 NO                         1,760               17,914,667                                                    
                     TOTAL                         1,992               20,810,050                                                    
-IPDRUG     I9 PRESCRIPTION DRUGS INCLUDED IN PLAN        2.0   NUM     89     90                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    -9 NOT ASCERTAIN                 80                  896,790                                                    
                     -8 DK                             1                    8,680                                                    
                     -7 REFUSED                        2                   21,176                                                    
                     -5 NVR WILL KNOW                  1                    3,582                                                    
                      1 YES                          551                6,628,046                                                    
                      2 NO                         1,357               13,251,777                                                    
                     TOTAL                         1,992               20,810,050                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    10                                            
                   FILE 2: COVERAGE OBTAINED DIRECTLY FROM                                                                           
                                   INSURERS                                                                                          
0                          DATE:    AUGUST 13, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-PDRUGX     I9ED PLAN INCL PRESC DRUG COV                 2.0   NUM     91     92                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    -9 NOT ASCERTAIN                 74                  845,644                                                    
                     -8 DK                             1                    8,680                                                    
                     -7 REFUSED                        2                   21,176                                                    
                     -5 NVR WILL KNOW                  1                    3,582                                                    
                      1 YES                          607                7,292,670                                                    
                      2 NO                         1,307               12,638,299                                                    
                     TOTAL                         1,992               20,810,050                                                    
-IWAIT      I10 WAITING PERIOD FOR HOSP/MED BENEFIT       2.0   NUM     93     94                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    -9 NOT ASCERTAIN                 51                  665,729                                                    
                     -8 DK                             4                   50,737                                                    
                     -7 REFUSED                        3                   43,087                                                    
                     -5 NVR WILL KNOW                  2                   21,629                                                    
                     1 YES FOR ALL                   342                3,918,097                                                    
                     2 YES FOR SOME                  229                2,177,281                                                    
                     3 NO                          1,361               13,933,491                                                    
                     TOTAL                         1,992               20,810,050                                                    
-IEXIST     I11 PRE-EXISTING CONDS EXCLUDED               2.0   NUM     95     96                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    -9 NOT ASCERTAIN                 58                  715,045                                                    
                     -8 DK                             6                   65,777                                                    
                     -7 REFUSED                        3                   43,087                                                    
                     -5 NVR WILL KNOW                  3                   33,839                                                    
                     1 YES FOR ALL                   684                7,961,194                                                    
                     2 YES FOR SOME                  575                5,242,838                                                    
                     3 NO                            663                6,748,270                                                    
                     TOTAL                         1,992               20,810,050                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    11                                            
                   FILE 2: COVERAGE OBTAINED DIRECTLY FROM                                                                           
                                   INSURERS                                                                                          
0                          DATE:    AUGUST 13, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-FMONTH     I13 PH FIRST MON COVERED BY PLAN              2.0   NUM     97     98                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    -9 NOT ASCERTAIN                 37                  509,404                                                    
                     -7 REFUSED                        2                   21,176                                                    
                     -5 NVR WILL KNOW                  2                   31,492                                                    
                      1 JAN                        1,586               16,445,565                                                    
                      2 FEB                           30                  342,112                                                    
                      3 MAR                           33                  369,822                                                    
                      4 APR                           52                  545,955                                                    
                      5 MAY                           44                  410,618                                                    
                      6 JUN                           38                  382,496                                                    
                      7 JUL                           38                  386,825                                                    
                      8 AUG                           22                  226,206                                                    
                      9 SEP                           38                  406,774                                                    
                     10 OCT                           31                  350,322                                                    
                     11 NOV                           24                  229,231                                                    
                     12 DEC                           15                  152,055                                                    
                     TOTAL                         1,992               20,810,050                                                    
-TYPHELD    I14 TYPE COVERAGE HELD BY PH                  2.0   NUM     99    100                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    -9 NOT ASCERTAIN                  7                   75,315                                                    
                     -8 DK                             3                   49,263                                                    
                     -7 REFUSED                        4                   67,836                                                    
                     -5 NVR WILL KNOW                 29                  406,775                                                    
                     1 SINGLE                      1,713               17,053,894                                                    
                     2 TWO PARTY                      92                1,093,577                                                    
                     3 FAMILY                        132                1,939,767                                                    
                     4 OTHER                          12                  123,623                                                    
                     TOTAL                         1,992               20,810,050                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    12                                            
                   FILE 2: COVERAGE OBTAINED DIRECTLY FROM                                                                           
                                   INSURERS                                                                                          
0                          DATE:    AUGUST 13, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-TYPHELDX   I14ED TYPE COVERAGE HELD BY PH                1.0   NUM    101    101                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    1 SINGLE                      1,741               17,386,216                                                    
                     2 TWO PARTY                      92                1,093,577                                                    
                     3 FAMILY                        147                2,206,634                                                    
                     4 OTHER                          12                  123,623                                                    
                     TOTAL                         1,992               20,810,050                                                    
-TOTPREM    I15 PH TOTAL PREMIUM                          8.2   NUM    102    109                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    -9 NOT ASCERTAIN                  9                   97,647                                                    
                     -8 DK                             8                   99,503                                                    
                     -7 REFUSED                       26                  246,998                                                    
                     -5 NVR WILL KNOW                100                1,266,356                                                    
                     0                                13                  142,128                                                    
                     1 - 499.99                      857                8,217,066                                                    
                     500 - 999.99                    684                6,828,127                                                    
                     1000 - 1499.99                  167                2,038,132                                                    
                     1500 - 1999.99                   56                  782,594                                                    
                     2000+                            72                1,091,500                                                    
                     TOTAL                         1,992               20,810,050                                                    
-TOTPREMX   I15ED PH TOTAL PREMIUM                        7.2   NUM    110    116       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    1 - 499.99                      903                8,667,159                                                    
                     500 - 999.99                    743                7,510,708                                                    
                     1000 - 1499.99                  189                2,340,594                                                    
                     1500 - 1999.99                   69                1,005,438                                                    
                     2000+                            88                1,286,152                                                    
                     TOTAL                         1,992               20,810,050                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    13                                            
                   FILE 2: COVERAGE OBTAINED DIRECTLY FROM                                                                           
                                   INSURERS                                                                                          
0                          DATE:    AUGUST 13, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-IHOLDPAY   I16 PH PAID ENTIRE PREM                       2.0   NUM    117    118                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    -9 NOT ASCERTAIN                 42                  550,154                                                    
                     -8 DK                            11                  122,406                                                    
                     -7 REFUSED                        5                   90,517                                                    
                     -5 NVR WILL KNOW                  9                   95,920                                                    
                      1 YES                        1,795               18,480,958                                                    
                      2 NO                           130                1,470,095                                                    
                     TOTAL                         1,992               20,810,050                                                    
-IHOLDPAX   I16ED PH PAID ENTIRE PREM                     1.0   NUM    119    119                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                     1 YES                        1,867               19,346,569                                                    
                      2 NO                           125                1,463,481                                                    
                     TOTAL                         1,992               20,810,050                                                    
-INDCONT    I17 PH OUT-OF-POCKET EXPENSES                 7.2   NUM    120    126                                                    
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    -9 NOT ASCERTAIN                 22                  247,933                                                    
                     -8 DK                            15                  188,768                                                    
                     -7 REFUSED                        6                   96,052                                                    
                     -5 NVR WILL KNOW                 52                  644,542                                                    
                     -1 INAPPLICABLE               1,795               18,480,958                                                    
                     0                                33                  429,603                                                    
                     1 - 499.99                       40                  404,415                                                    
                     500 - 999.99                     15                  178,541                                                    
                     1000 - 1499.99                   11                  122,988                                                    
                     1500 - 1999.99                    2                   16,252                                                    
                     2000+                             1                        0                                                    
                     TOTAL                         1,992               20,810,050                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    14                                            
                   FILE 2: COVERAGE OBTAINED DIRECTLY FROM                                                                           
                                   INSURERS                                                                                          
0                          DATE:    AUGUST 13, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-INDCONTX   I17ED PH OUT-OF-POCKET EXPENSES               7.2   NUM    127    133       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    0                                33                  429,603                                                    
                     1 - 499.99                      938                9,069,620                                                    
                     500 - 999.99                    718                7,159,807                                                    
                     1000 - 1499.99                  183                2,329,547                                                    
                     1500 - 1999.99                   59                  869,465                                                    
                     2000+                            61                  952,008                                                    
                     TOTAL                         1,992               20,810,050                                                    
-EMPCONTX   ED PH EMPLOYER CONTRIBUTION                   1.0   NUM    134    134       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    0                             1,992               20,810,050                                                    
                     TOTAL                         1,992               20,810,050                                                    
-OTHCONTX   ED PH OTHER CONTRIBUTION                      7.2   NUM    135    141       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    0                             1,867               19,346,569                                                    
                     1 - 499.99                       50                  551,410                                                    
                     500 - 999.99                     34                  410,898                                                    
                     1000 - 1499.99                   13                  126,346                                                    
                     1500 - 1999.99                   12                  157,020                                                    
                     2000+                            16                  217,807                                                    
                     TOTAL                         1,992               20,810,050                                                    
-CGROUP     EMPLOYMENT/INSURANCE STATUS IN HS             2.0  CHAR    142    143       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    1 EMPLYED/PRIV                  403                4,555,864                                                    
                     2 EMPLYED/PUB                     2                   20,203                                                    
                     3 EMPLYED/UNIN                    2                   15,910                                                    
                     4 DEPEND/PRIV                   104                1,777,196                                                    
                     7 UNEMPL/PRIV                 1,481               14,440,877                                                    
                     TOTAL                         1,992               20,810,050                                                    
1                                                                                                                                    
0                   NMES HEALTH INSURANCE PREMIUM CODEBOOK                    PAGE:    15                                            
                   FILE 2: COVERAGE OBTAINED DIRECTLY FROM                                                                           
                                   INSURERS                                                                                          
0                          DATE:    AUGUST 13, 1992                                                                                  
+                          ________________________                                                                                  
-                                                                                                                                    
0NAME       DESCRIPTION                                FORMAT  TYPE  START    END     NOTE                                           
+________   ___________                                ______  ____  _____  _____     ____                                           
-JOBSDSP    RESPONSE CODE IN HIPS                         2.0  CHAR    144    145       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    1 PARTIALLY COMP                 54                        0                                                    
                     2 COMPLETE                    1,911               20,810,050                                                    
                     11 NOT FL YR KEY                 27                        0                                                    
                     TOTAL                         1,992               20,810,050                                                    
-POSTJO2    POLICYHOLDER WEIGHT                          12.6   NUM    146    157       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    0                                81                  N/A                                                        
                     1326.54-81569.8               1,911                  N/A                                                        
                     TOTAL                         1,992                  N/A                                                        
-STRATUMX   SAMPLING STRATUM                              3.0   NUM    158    160       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    301 - 401                     1,992               20,810,050                                                    
                     TOTAL                         1,992               20,810,050                                                    
-SPSU       PSEUDO PSU                                    1.0   NUM    161    161       *                                            
+________   ________________________________________   ______  ____  _____  _____                                                    
0                    VALUE                    UNWEIGHTED     WEIGHTED BY POSTJO2                                                     
+                    _____                    __________     ____________________                                                    
0                    1                               966               10,253,201                                                    
                     2                             1,026               10,556,849                                                    
                     TOTAL                         1,992               20,810,050                                                    
1                                                                                                                                    
                                                                                                                                     
                                                                                                                                     
                  NMES HEALTH INSURANCE PLANS SURVEY DATA                                                                            
                     CODEBOOK NOTES FOR FILES 1 AND 2                                                                                
                                                                                                                                     
     An asterisk in the rightmost column of the codebooks indicates                                                                  
     that an explanatory note provides greater detail on information                                                                 
     necessary for the use of this variable.  These notes are listed                                                                 
     below in alphabetical order by variable name.  Unless otherwise                                                                 
     indicated, variable names are identical across files.                                                                           
                                                                                                                                     
     VARIABLE                             NOTE                                                                                       
                                                                                                                                     
     CGROUP           A constructed variable indicating employment and                                                               
                      insurance status according to data reported by                                                                 
                      NMES Household Survey respondents.  Individuals                                                                
                      who were classified as uninsured or covered by                                                                 
                      public insurance in the Household Survey and                                                                   
                      discovered to be policyholders of private health                                                               
                      insurance in HIPS can be identified with this                                                                  
                      variable.                                                                                                      
                                                                                                                                     
                      Variable values are:                                                                                           
                                                                                                                                     
                      1    According to the Household Survey the                                                                     
                           policyholder was a jobholder in 1987 and                                                                  
                           reported being covered by private insurance                                                               
                           at the end of 1987.                                                                                       
                                                                                                                                     
                      2    According to the Household Survey the                                                                     
                           policyholder was a jobholder in 1987 and                                                                  
                           reported being covered by public health                                                                   
                           insurance at the end of 1987.                                                                             
                                                                                                                                     
                      3    According to the Household Survey the                                                                     
                           policyholder was a jobholder in 1987 and                                                                  
                           reported being uninsured at the end of                                                                    
                           1987.                                                                                                     
                                                                                                                                     
                      4    According to the Household Survey the                                                                     
                           policyholder was the dependent of a                                                                       
                           Household Survey sample person, who was a                                                                 
                           jobholder in 1987, and reported being                                                                     
                           covered by private insurance at the end of                                                                
                           1987.                                                                                                     
                                                                                                                                     
                      5    According to the Household Survey the                                                                     
                           policyholder was the dependent of a                                                                       
                           Household Survey sample person, who was a                                                                 
                           jobholder in 1987, and reported being                                                                     
                           covered by public health insurance at the                                                                 
                           end of 1987.                                                                                              
                                                                                                                                     
                      7    According to the Household Survey the                                                                     
                           policyholder was neither a jobholder nor a                                                                
                           dependent of one and reported being covered                                                               
1                                                                                                                                    
                                                                                                                                     
                                                                                                                                     
                           by private health insurance at the end of                                                                 
                           1987.                                                                                                     
                                                                                                                                     
                      8    According to the Household Survey the                                                                     
                           policyholder was neither a jobholder nor a                                                                
                           dependent of one and reported being covered                                                               
                           by public insurance at the end of 1987.                                                                   
                                                                                                                                     
                      9    According to the Household Survey the                                                                     
                           policyholder was neither a jobholder nor a                                                                
                           dependent of one and reported being                                                                       
                           uninsured at the end of 1987.                                                                             
                                                                                                                                     
                        To be considered a dependent, an individual                                                                  
                      had to be a spouse of a Household Survey sample                                                                
                      member or a child under 19 years of age (or                                                                    
                      under 24 if they were full-time students or                                                                    
                      their student status could not be determined).                                                                 
                                                                                                                                     
     CONPLANX         The constructed variable, CONPLANX (File 1),                                                                   
     SLFINIMP         indicates whether or not employment-related                                                                    
                      coverage consists of plans that are self-                                                                      
                      insured.                                                                                                       
                                                                                                                                     
                      Variable values are:                                                                                           
                                                                                                                                     
                      0    The policyholder's coverage consists only                                                                 
                           of a plan(s) that is not self-insured                                                                     
                                                                                                                                     
                      1    The policyholder's coverage consists of                                                                   
                           more than one plan where at least one plan                                                                
                           is self-insured and at least one plan is                                                                  
                           not self-insured                                                                                          
                                                                                                                                     
                      2    The policyholder's coverage consists only                                                                 
                           of a plan(s) that is self-insured                                                                         
                                                                                                                                     
                      SLFINIMP (File 1) is an imputation flag                                                                        
                      indicating whether CONPLANX was constructed from                                                               
                      plan level information that was logically edited                                                               
                      or imputed.  See Section C.3.1.2 for further                                                                   
                      details.                                                                                                       
                                                                                                                                     
                                                                                                                                     
     DATASRCE         A File 1 variable indicating whether the data                                                                  
                      were collected with an Employer or Union                                                                       
                      questionnaire or were obtained with procedures                                                                 
                      developed for federal government employees or                                                                  
                      retirees.                                                                                                      
                                                                                                                                     
     EMPCONTX         Edited employer contributions toward total                                                                     
                      premiums.  EMPCONTX is set to 0 on File 2.  See                                                                
                      Section C.3.1.4 for details on how this variable                                                               
                      was edited in File 1.                                                                                          
1                                                                                                                                    
                                                                                                                                     
                                                                                                                                     
     ENRLMANX         Constructed variable on File 1 corresponding to                                                                
                      the net number of employees, retirees, or union                                                                
                      members enrolled in all self-insured                                                                           
                      hospital/medical plans offered by the employer                                                                 
                      or union.  Missing (-9) if the respondent did                                                                  
                      not supply a minimum set of required data items                                                                
                      or if the implied funding per policyholder                                                                     
                      (FUNDMANX/ENRLMANX) was implausible (less than                                                                 
                      $400 or more than $15,000).  If ENRLMANX was                                                                   
                      greater than or equal to 10,000 enrollees, it                                                                  
                      was suppressed (set to -10) for reasons of                                                                     
                      confidentiality.                                                                                               
                                                                                                                                     
     ETOTLCAT         A constructed variable on File 1 measuring the                                                                 
                      total number of employees at all locations.  For                                                               
                      reasons of confidentiality, this categorical                                                                   
                      variable was constructed from the continuous                                                                   
                      information provided in Question 62A in the                                                                    
                      Employer Questionnaire.                                                                                        
                                                                                                                                     
     FUNDMANX         Constructed variable on File 1 corresponding to                                                                
                      total funding of all self-insured                                                                              
                      hospital/medical  plans offered by employer or                                                                 
                      union.  Includes claims paid, premiums for                                                                     
                      reinsurance, and administrative costs for all                                                                  
                      self-insured plans less an estimate of the                                                                     
                      funding for any separate dental, vision, or                                                                    
                      prescription drug plans that were self-insured.                                                                
                      Missing (-9) if the respondent did not supply                                                                  
                      the minimally required data items or if the                                                                    
                      implied funding per policyholder                                                                               
                      (FUNDMANX/ENRLMANX) was implausible (less than                                                                 
                      $400 or more than $15,000).  If ENRLMANX was                                                                   
                      greater than or equal to 10,000 enrollees,                                                                     
                      FUNDMANX was suppressed (set to -10) for reasons                                                               
                      of confidentiality.                                                                                            
                                                                                                                                     
     INDCONTX         Edited out-of-pocket premium expenses.  See                                                                    
                      Sections C.3.1.4 and C.3.2.4 for details.                                                                      
                                                                                                                                     
     JOBSDSP          A person level disposition code indicating                                                                     
                      response to the NMES Health Insurance Plans                                                                    
                      Survey questionnaire data.                                                                                     
                                                                                                                                     
                      Possible values are:                                                                                           
                                                                                                                                     
                      1    Partially complete response. Some of the                                                                  
                           providers, as reported by Household Survey                                                                
                           respondents, for a person's private health                                                                
                           insurance were responders to the HIPS                                                                     
                           questionnaire and some were not.                                                                          
                                                                                                                                     
                      2    Complete response.  All providers, as                                                                     
                           reported by Household Survey respondents,                                                                 
1                                                                                                                                    
                                                                                                                                     
                                                                                                                                     
                           for a person's private health insurance                                                                   
                           were responders to the HIPS questionnaires.                                                               
                           Only persons with a disposition code of 2                                                                 
                           have positive policyholder weights                                                                        
                           (POSTJO2).  See note for POSTJO2 and the                                                                  
                           technical documentation on sampling weights                                                               
                           on the current tape for details.                                                                          
                                                                                                                                     
                      10   Not employed and not a policyholder.                                                                      
                           According to the Household Survey the                                                                     
                           sample person was not employed and was not                                                                
                           a policyholder of private health insurance.                                                               
                                                                                                                                     
                      11   Not full year key.  Persons with zero                                                                     
                           Household Survey weights (INCALPER on NMES                                                                
                           Tape 13  = 0).                                                                                            
                                                                                                                                     
     JOBLNK           A variable on File 1 indicating whether the                                                                    
                      record links to a job on NMES Public Use Tape                                                                  
                      13.  Possible values include:                                                                                  
                                                                                                                                     
                      1    The record links to the S21 job on Public                                                                 
                           Use Tape 13                                                                                               
                                                                                                                                     
                      2    The record links to the S16 job on Public                                                                 
                           Use Tape 13                                                                                               
                                                                                                                                     
                      3    The record is from a Union Questionnaire                                                                  
                           and does not link directly to a job in the                                                                
                           Household Survey                                                                                          
                                                                                                                                     
                      4    The record does not link to a Public Use                                                                  
                           Tape 13 job.  Usually this is because no                                                                  
                           job was identified in the Household Survey.                                                               
                           In a few instances the insurance provider                                                                 
                           linked to a secondary job not released on                                                                 
                           Public Use Tape 13.                                                                                       
                                                                                                                                     
     LASTAGE          An edited variable which identifies person age,                                                                
                      in years, as of the end of the last round in                                                                   
                      1987 for which the person was eligible.  Less                                                                  
                      than 0.1 percent of the cases were edited.                                                                     
                                                                                                                                     
     NUMPLANX         A count of the number of plans held by a                                                                       
                      policyholder from a given source on File 1.  The                                                               
                      variable was constructed by counting the number                                                                
                      of plans identified in Q25 of the Employer or                                                                  
                      Union questionnaire.  If Q25 was not answered, a                                                               
                      policyholder was assigned one main plan,                                                                       
                      identified as the modal plan for that provider.                                                                
                      Federal records and records for HIPS respondents                                                               
                      who were not presented with permission forms                                                                   
                      have NUMPLANX=1.                                                                                               
1                                                                                                                                    
                                                                                                                                     
                                                                                                                                     
     OTHCONTX         Edited other contributions toward total                                                                        
                      premiums.  See Sections C.3.1.4 and C.3.2.4 for                                                                
                      details.                                                                                                       
                                                                                                                                     
     PBMEDX           Constructed variables on File 1 indicating                                                                     
     PDENTX           insurance benefits provided by the employer or                                                                 
     PDRUGX           union.  See Section C.3.1.3 for details.                                                                       
     PHOSPX                                                                                                                          
     PMMEDX                                                                                                                          
     PVISIONX                                                                                                                        
                                                                                                                                     
     PERCFAM          Constructed variables on File 1 created for                                                                    
     PERCLOW          reasons of confidentiality.  Proportions may                                                                   
     PERCNTFT         exceed 1 since the variables were constructed                                                                  
     PERCNTPT         with unedited data.  PERCFAM represents the                                                                    
     PERSING          proportion of covered employees with family                                                                    
                      coverage.  PERCLOW indicates the proportion of                                                                 
                      total employees earning $5.00 or less per hour.                                                                
                      PERCNTFT measures the proportion of total                                                                      
                      employees who worked full time. PERCNTPT                                                                       
                      indicates the proportion of total employees who                                                                
                      worked part time. PERSING represents the                                                                       
                      proportion of covered employees with single                                                                    
                      coverage.                                                                                                      
                                                                                                                                     
     PHOSPX           See PBMEDX.                                                                                                    
                                                                                                                                     
     PKIND2           A constructed variable on File 1 indicating                                                                    
                      whether a policyholder's coverage from a given                                                                 
                      source consisted of a main plan(s), a                                                                          
                      supplemental plan(s) or both.  See Section                                                                     
                      C.3.1.3 for details.                                                                                           
                                                                                                                                     
     PLANDESG         A component of the record ID on File 2.  Note                                                                  
                      that values of -5 and -9 for PLANDESG (which                                                                   
                      technically indicate missing values) in                                                                        
                      combination with the other components of                                                                       
                      RCORDIDX, allow the user to uniquely identify                                                                  
                      records in File 2.                                                                                             
                                                                                                                                     
     PLANNUM          A component of the record ID on File 2.  Note                                                                  
                      that the value of -9 for PLANNUM (which                                                                        
                      technically indicates a missing value), in                                                                     
                      combination with the other components of                                                                       
                      RCORDIDX, allows the user to uniquely identify                                                                 
                      the corresponding record in File 2.                                                                            
                                                                                                                                     
     PLANTYP4         A constructed variable on File 2 indicating the                                                                
                      type of plan.  See Section C.3.2.1 for details.                                                                
                                                                                                                                     
     PMMEDX           See PBMEDX.                                                                                                    
                                                                                                                                     
     POSTJO2          Weight adjusted for nonresponse to the HIPS                                                                    
                      survey.  Estimates of premiums require the use                                                                 
1                                                                                                                                    
                                                                                                                                     
                                                                                                                                     
                      of weighted data.  For details on this weight,                                                                 
                      see Section C.6.                                                                                               
                                                                                                                                     
     PTRADHMO         A constructed variable on File 1 indicating                                                                    
                      whether a policyholder's coverage from a given                                                                 
                      source consisted of a traditional plan(s), an                                                                  
                      HMO(s) or both. See Section C.3.1.3 for details.                                                               
                                                                                                                                     
     PVISIONX         See PBMEDX.                                                                                                    
                                                                                                                                     
     RACE3            A person-level variable constructed to                                                                         
                      facilitate the poststratification of the NMES                                                                  
                      and HIPS sampling weights by race and ethnicity,                                                               
                      considering three mutually exclusive                                                                           
                      classifications:  Hispanic, Black--non-Hispanic,                                                               
                      and white or other.                                                                                            
                                                                                                                                     
     RACE6            An edited variable indicating race.  Less than                                                                 
                      0.2 percent of cases were edited.                                                                              
                                                                                                                                     
     RATIMAIN         A constructed variable on File 1 indicating the                                                                
                      ratio of FUNDMANX to ENRLMANX.   This variable                                                                 
                      contains valid values when FUNDMANX and ENRLMANX                                                               
                      are suppressed for reasons of confidentiality.                                                                 
                                                                                                                                     
     RATOVR65         Constructed variables on File 1 created for                                                                    
     RATUND65         reasons of confidentiality.  The ratios                                                                        
     RATRETIR         were created using unedited data.  RATOVR65                                                                    
                      represents the ratio of the number of covered                                                                  
                      retirees age 65 and older to the number of                                                                     
                      covered employees.  RATRETIR indicates the ratio                                                               
                      of the number of covered retirees to the number                                                                
                      of covered employees.  RATUND65 measures the                                                                   
                      ratio of the number of covered retirees under                                                                  
                      age 65 to the number of covered employees.                                                                     
                                                                                                                                     
     SLFINIMP         See CONPLANX.                                                                                                  
                                                                                                                                     
     SPSU             To obtain variance estimates of sample                                                                         
     STRATUMX         statistics by means of standard statistical                                                                    
                      programs that use the Taylor series                                                                            
                      linearization method of variance estimation,                                                                   
                      variables must be used that denote the strata                                                                  
                      and primary sampling unit (PSU) within a given                                                                 
                      strata.  The variables STRATUMX and SPSU are                                                                   
                      these variables, respectively.  For details on                                                                 
                      sampling weights and variance estimation, see                                                                  
                      Section C.6.                                                                                                   
                                                                                                                                     
     SREGION          Variable indicating the U.S. Census region in                                                                  
                      which the policyholder resided in Round 1 of the                                                               
                      Household Survey.                                                                                              
1                                                                                                                                    
                                                                                                                                     
                                                                                                                                     
     SREGION4         Variable indicating the U.S. Census region in                                                                  
                      which the policyholder resided in Round 4 of the                                                               
                      Household Survey.                                                                                              
                                                                                                                                     
     STRATUMX         See SPSU.                                                                                                      
                                                                                                                                     
     TOTALEMP         A constructed variable on File 1 indicating                                                                    
                      establishment size.  The variable was                                                                          
                      constructed from edited values for Question 59A                                                                
                      in the Employer Questionnaire.  For reasons of                                                                 
                      confidentiality this variable was capped at                                                                    
                      10,000.  See Section 3.1.5 for details.                                                                        
                                                                                                                                     
     TOTPREMX         Edited total premiums.  See Sections C.3.1.4 and                                                               
                      C.3.2.4 for details.                                                                                           
                                                                                                                                     
     TOTUMEM          A constructed variable on File 1 indicating                                                                    
                      union size.  The variable was constructed from                                                                 
                      unedited values of Question 48A in the Union                                                                   
                      Questionnaire.  For reasons of confidentiality                                                                 
                      this variable was capped at 10,000.                                                                            
                                                                                                                                     
     TYPEX            An edited variable on File 1 indicating whether                                                                
                      the policyholder was an employee (active member)                                                               
                      of an employer (union) or a retiree (retired                                                                   
                      member) of an employer (union).  In addition,                                                                  
                      TYPEX identifies survivors who are policyholders                                                               
                      through an employer or union.  The category                                                                    
                      "Insured through your organization" in the                                                                     
                      original variable was changed to either employee                                                               
                      or retiree using information from the Household                                                                
                      Survey.                                                                                                        
